Is Aavas Financiers (AAVAS) overvalued or fairly valued?

MarketChacha shows Aavas Financiers's valuation in context — a forward P/E of about 12.5, a price-to-book of about 2.3 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Aavas Financiers's revenue?

Aavas Financiers reported revenue of ₹1,590 Cr for FY2026, with net profit of ₹655 Cr, per official filings.

What is the share price of Aavas Financiers (AAVAS)?

Aavas Financiers last traded at ₹1,444.00 (-3.6% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

Aavas Financiers

AAVAS · NSE · Housing Finance · India

₹1,444.00-3.6%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 10:00 AM

Snapshot

TickerAAVAS

ExchangeNSE

SectorHousing Finance

IndustryMortgage Finance

CountryIndia

HeadquartersJaipur, India

Market cap₹11,449 Cr

P/B2.3

Volume4.88L

Websitewww.aavas.in

Filings tracked2

About Aavas Financiers

Aavas Financiers Limited provides housing finance services to low- and middle-income customers in semi-urban and rural areas in India. The company offers home loans for flats, houses, and bungalows; home construction loans for self-construction of residential houses; resale property purchase loans, and home improvement loans, including loans for tiling or flooring, plaster or painting, etc. It also provides loans against property; micro, small, and medium enterprise loans; and home loan balance transfer, as well as cash salaried plus loans and small ticket size loans. The company was formerly known as AU Housing Finance Limited and changed its name to Aavas Financiers Limited in May 2017. Aavas Financiers Limited was incorporated in 2011 and is based in Jaipur, India.

Profile as reported by Yahoo Finance.

Who owns it

Promoters50.8%
Institutions30.8%
Public & other18.4%

56 institutional holders

As reported by Yahoo Finance. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Net margin trend42.0% → 41.2%

Margin has held broadly steady over the period — stable profitability.

Growth qualityrev 16% · PAT 15%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹466 Cr · EPS 24.80

Est. earnings growth +16.3%

Next fiscal year

Rev ₹2,184 Cr · EPS 116.59

Est. earnings growth +19.2%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

₹1,060.4052-wk range₹1,921.10

Delayed · as reported by Yahoo Finance

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 4

Market cap

₹11,449 Cr

Day change

-3.6%

Fwd P/E

12.5

P/B

2.3

Beta

0.53

Revenue (FY2026)

₹1,590 Cr

Net margin

41.2%

Revenue CAGR (3y)

+16.0%

Profit CAGR (3y)

+15.2%

Net profit (FY2026)

₹655 Cr

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

Ask MarketChacha about AAVAS

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Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹1,590 Cr	₹655 Cr	41.2%
FY2025	₹1,351 Cr	₹574 Cr	42.5%
FY2024	₹1,192 Cr	₹491 Cr	41.2%
FY2023	₹1,020 Cr	₹428 Cr	42.0%

Quarterly

Period	Revenue	Net profit	Net margin
2026Q2	₹416 Cr	₹171 Cr	41.1%
2026Q1	₹441 Cr	₹182 Cr	41.2%
2025Q4	₹400 Cr	₹170 Cr	42.5%
2025Q3	₹392 Cr	₹164 Cr	41.8%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

Filings & announcements

2026

Audio Recording Of Earnings Call For The Quarter Ended June 30, 2026
Audio recording of Earning Call for the Quarter ended June 30, 2026
BSE7/21/2026
Raising of Funds
Outcome of Executive Committee meeting of the Board of Directors held on July 21, 2026
BSE7/21/2026

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.