Why did Aavas Financiers (AAVAS) stock move recently?

On 7/23/2026, Aavas Financiers moved -4.0% — Aavas Financiers fell on MarketsMojo's downgrade to Sell (from Hold) on July 22, citing expensive valuation (PE of ~23x vs lower-peers), flat Q1 results, stock underperformance, and high promoter pledging, following the July 21 earnings call audio release. This is MarketChacha's decoded reason from filings and credible news; it is education, not buy/sell advice.

Is Aavas Financiers (AAVAS) overvalued or fairly valued?

MarketChacha shows Aavas Financiers's valuation in context — a forward P/E of about 10.2, a price-to-book of about 1.8 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Aavas Financiers's revenue?

Aavas Financiers reported revenue of ₹1,590 Cr for FY2026, with net profit of ₹655 Cr, per official filings.

What is the share price of Aavas Financiers (AAVAS)?

Aavas Financiers last traded at ₹1,167.00 (-2.4% on the day), as of 10/19/2026 — a delayed quote shown for education, not investment advice.

Aavas Financiers

AAVAS · NSE · Housing Finance · India

Snapshot

TickerAAVAS

ExchangeNSE

SectorHousing Finance

IndustryMortgage Finance

CountryIndia

Employees7,649

HeadquartersJaipur, India

Websitewww.aavas.in

Filings tracked15

About Aavas Financiers

Aavas Financiers Limited provides housing finance services to low- and middle-income customers in semi-urban and rural areas in India. The company offers home loans for flats, houses, and bungalows; home construction loans for residential houses; resale property purchase loans, and home improvement loans, including loans for tiling or flooring, plaster or painting, etc. It also provides loans against property; micro, small, and medium enterprise loans; and home loan balance transfer, as well as cash salaried plus loans and small ticket size loans. The company was formerly known as AU Housing Finance Limited and changed its name to Aavas Financiers Limited in May 2017. Aavas Financiers Limited was incorporated in 2011 and is based in Jaipur, India.

Who owns it

Promoters50.8%
Institutions31.4%
Public & other17.8%

56 institutional holders

Ownership breakdown from public market data. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Net margin trend42.0% → 41.2%

Margin has held broadly steady over the period — stable profitability.

Growth qualityrev 16% · PAT 15%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹462 Cr · EPS 24.90

Est. earnings growth +16.8%

Next fiscal year

Rev ₹2,147 Cr · EPS 114.68

Est. earnings growth +20.0%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 4

Revenue (FY2026)

₹1,590 Cr

Net margin

41.2%

Revenue CAGR (3y)

+16.0%

Profit CAGR (3y)

+15.2%

Net profit (FY2026)

₹655 Cr

Ask MarketChacha about AAVAS

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Why it moved

Jul 23, 2026
Aavas Financiers fell on MarketsMojo's downgrade to Sell (from Hold) on July 22, citing expensive valuation (PE of ~23x vs lower-peers), flat Q1 results, stock underperformance, and high promoter pledging, following the July 21 earnings call audio release.
source 1 ↗· confidence: medium

Daily moves with the verified reason behind them. Education only — not investment advice.

Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹1,590 Cr	₹655 Cr	41.2%
FY2025	₹1,351 Cr	₹574 Cr	42.5%
FY2024	₹1,192 Cr	₹491 Cr	41.2%
FY2023	₹1,020 Cr	₹428 Cr	42.0%

Quarterly

Period	Revenue	Net profit	Net margin
Q1 FY27	₹416 Cr	₹171 Cr	41.1%
Q4 FY26	₹441 Cr	₹182 Cr	41.2%
Q3 FY26	₹400 Cr	₹170 Cr	42.5%
Q2 FY26	₹392 Cr	₹164 Cr	41.8%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

Filings & announcements

2026

Disclosure Under Regulation 30 And 51 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015
Disclosure under Regulation 30 and 51 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015
BSE9/18/2026
Disclosure Under Regulation 30(5) Of SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015
Disclosure under Regulation 30(5) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015
BSE9/18/2026
Change in Directorate
Outcome of Board Meeting held on September 18, 2026.
BSE9/18/2026
Board Meeting Outcome for Outcome Of Board Meeting Held On September 18, 2026.
Outcome of Board Meeting held on September 18, 2026.
BSE9/18/2026
Disclosure Under Regulations 30 And 51 Of The SEBI (LODR) Regulations, 2015
Disclosure under Regulations 30 and 51 of the SEBI (LODR) Regulations, 2015
BSE9/17/2026
Change in Management
Disclosure under Regulation 30 and 51 of SEBI (LODR), 2015.
BSE9/17/2026
Shareholder Meeting / Postal Ballot-Scrutinizer''s Report
Submission of Voting Results of 16th Annual General Meeting of the Company along with Scrutinizer Report under Regulation 44 of SEBI (LODR) Regulations, 2015.
BSE9/17/2026material
Proceedings/Outcome Of The 16Th Annual General Meeting Of The Company.
Proceedings/Outcome of the 16th Annual General Meeting of the Company.
BSE9/16/2026
Shareholder Meeting / Postal Ballot-Outcome of AGM
Disclosure under Regulation 30 and 51 of SEBI (LODR) Regulations, 2015-Summary Proceedings/Outcome of the 16th Annual General Meeting of the Company.
BSE9/16/2026material
Raising of Funds
Outcome of the Executive Committee of the Board of Directors of the Company and Disclosure under Regulation 30 and 51 of the Securities and Exchange Board of India (Listing Obligations ....
BSE9/2/2026
Board Meeting Outcome for Outcome Of Executive Committee Meeting Of Board Of Directors Of The Company Held On September 02, 2026
Outcome of Executive Committee Meeting of Board of Directors of the Company held on September 02, 2026
BSE9/2/2026
Press Release / Media Release
Press release Captioned "Aavas Financiers Limited appoints Mr. Vellur Gopalaraghavan Kannan as Chairperson and Independent Director of the Company".
BSE7/31/2026
Change in Management
Intimation for Change in Director of the Company
BSE7/31/2026
Audio Recording Of Earnings Call For The Quarter Ended June 30, 2026
Audio recording of Earning Call for the Quarter ended June 30, 2026
BSE7/21/2026
Raising of Funds
Outcome of Executive Committee meeting of the Board of Directors held on July 21, 2026
BSE7/21/2026

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.