Is Ameris Bancorp (ABCB) overvalued or fairly valued?

MarketChacha shows Ameris Bancorp's valuation in context — a trailing P/E of about 14.8, a forward P/E of about 12.6, a price-to-book of about 1.5 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does Ameris Bancorp's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (1.07×) from reported figures — education, not a rating.

What is the share price of Ameris Bancorp (ABCB)?

Ameris Bancorp last traded at $89.65 (-1.1% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

Ameris Bancorp

ABCB · NYSE · Financials · United States

$89.65-1.1%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 7:27 PM

Snapshot

TickerABCB

ExchangeNYSE

SectorFinancials

IndustryBanks - Regional

CountryUnited States

Employees2,642

HeadquartersAtlanta, United States

Market cap$6.0B

P/E (TTM)14.8

P/B1.5

Volume193.44K

Websitewww.amerisbank.com

Filings tracked5

About Ameris Bancorp

Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. It also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including home improvement and home equity loans, as well as loans secured by savings accounts and personal credit lines. In addition, the company originates, administers, and services commercial insurance premium loans; equipment finance loans; and small business administration loans. Further, it operates full-service domestic banking offices, and mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.

Profile as reported by Yahoo Finance.

Who owns it

Insiders5.5%
Institutions94.5%
Public & other0.0%

512 institutional holders

As reported by Yahoo Finance.

Top holders

Blackrock Inc.14.59%
Dimensional Fund Advisors LP5.79%
Vanguard Portfolio Management LLC5.49%
North Reef Capital Management LP5.09%
State Street Corporation4.93%
Vanguard Capital Management LLC4.30%
Wellington Management Group, LLP4.30%
Independent Advisor Alliance3.93%

Largest institutional holders, as reported by Yahoo Finance (as of 3/31/2026).

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Cash conversion1.07×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $331.8M · EPS 1.72

Est. earnings growth +12.6%

Next fiscal year

Rev $1.4B · EPS 7.11

Est. earnings growth +5.6%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

$64.6452-wk range$93.22

Delayed · as reported by Yahoo Finance

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Market cap

$6.0B

Day change

-1.1%

P/E (TTM)

14.8

Fwd P/E

12.6

P/B

1.5

Div yield

0.88%

Beta

0.92

ROE

10.1%

Profit CAGR (2y)

+23.8%

EPS (FY2025)

6.00

Net profit (FY2025)

$412.2M

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

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Financials

Yearly

Period	Net profit	EPS	ROE
FY2025	$412.2M	6.00	10.1%
FY2024	$358.7M	5.19	9.6%
FY2023	$269.1M	3.89	7.9%

Quarterly

Period	Net profit	EPS
2026Q1	$110.5M	1.63
2025Q3	$106.0M	1.54
2025Q2	$109.8M	1.60
2025Q1	$87.9M	1.27
2024Q3	$99.2M	1.44
2024Q2	$90.8M	1.32
2024Q1	$74.3M	1.08
2023Q3	$80.1M	1.16
2023Q2	$62.6M	0.91
2023Q1	$60.4M	0.87

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Bylaw/charter change, Exhibits
SEC6/18/2026material
8-K — Other events
SEC6/12/2026material
8-K — Shareholder vote results
SEC5/26/2026material
10-Q filing
SEC5/8/2026
8-K — Results of operations, Reg FD disclosure
SEC4/23/2026material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.