Why did ACI Worldwide (ACIW) stock move recently?

On 9/1/2026, ACI Worldwide moved -3.8% — ACI Worldwide shares declined with no clear company-specific negative catalyst reported; the only news was a small undisclosed-terms acquisition of Cranium Ventures to enhance its Connetic platform. This is MarketChacha's decoded reason from filings and credible news; it is education, not buy/sell advice.

Is ACI Worldwide (ACIW) overvalued or fairly valued?

MarketChacha shows ACI Worldwide's valuation in context — a trailing P/E of about 32.5, a forward P/E of about 13.9, a price-to-book of about 3.7 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does ACI Worldwide's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (1.54×) from reported figures — education, not a rating.

What is ACI Worldwide's revenue?

ACI Worldwide reported revenue of $1.8B for FY2025, with net profit of $226.7M, per official filings.

What is the share price of ACI Worldwide (ACIW)?

ACI Worldwide last traded at $54.54 (+3.3% on the day), as of 10/20/2026 — a delayed quote shown for education, not investment advice.

ACI Worldwide

ACIW · NYSE · Technology · United States

Snapshot

TickerACIW

ExchangeNYSE

SectorTechnology

IndustrySoftware - Infrastructure

CountryUnited States

Employees2,930

HeadquartersElkhorn, United States

Websitewww.aciworldwide.com

Filings tracked14

About ACI Worldwide

ACI Worldwide, Inc. develops, markets, installs, and supports software products and services for facilitating electronic payments in the United States and worldwide. It operates through Payment Software, and Billers segments. The company offers ACI Acquiring, a solution to process credit, debit, and prepaid card transactions, deliver digital innovation, fraud prevention, and reduce fees; ACI Issuing, a digital payment issuing solution; and ACI Connetic, a solution that offers payment services for processing, routing, and managing various payment types. It provides ACI real-time payments, a solution that provides connectivity to payment rails; ACI RTGS and cross-border, a payments engine that offers multi-currency, payment and STP processing, and back-office integration interfaces; and ACI digital central infrastructure, a solution that offers real-time payments service. Further, it offers ACI Payments Orchestration Platform, a payments platform that orchestrates and optimizes payments; ACI Fraud Management for merchants, billers, and financial institutions; ACI Fraud Scoring Services with artificial and human insights with data intelligence; and Speedpay, an integrated suite of digital billing, payment, disbursement, and communication services. Additionally, it offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, subscription provider, telecommunications, and mortgage sectors; product installations and configurations, and custom software modifications; and business and technical consultancy, on-site support, product education, and testing services, as well distributes software developed by third parties. It has strategic partnerships with dLocal. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. The company was founded in 1975 and is headquartered in Elkhorn, Nebraska.

Who owns it

Insiders1.2%
Institutions98.8%
Public & other0.0%

531 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.16.23%
Vanguard Portfolio Management LLC8.04%
Franklin Resources, Inc.6.63%
FMR, LLC6.48%
Vanguard Capital Management LLC4.54%
State Street Corporation4.25%
Geode Capital Management, LLC3.37%
Dimensional Fund Advisors LP3.13%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Cash conversion1.54×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Net margin trend8.4% → 12.9%

Margin has expanded by about 4.5 points — the business is getting more profitable.

Growth qualityrev 10% · PAT 37%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $628.4M · EPS 1.85

Est. earnings growth +105.6%

Next fiscal year

Rev $2.1B · EPS 3.90

Est. earnings growth +8.5%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Revenue (FY2025)

$1.8B

Net margin

12.9%

ROE

14.9%

Revenue CAGR (2y)

+10.1%

Profit CAGR (2y)

+36.6%

EPS (FY2025)

2.16

Net profit (FY2025)

$226.7M

Ask MarketChacha about ACIW

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Why it moved

Sep 1, 2026
ACI Worldwide shares declined with no clear company-specific negative catalyst reported; the only news was a small undisclosed-terms acquisition of Cranium Ventures to enhance its Connetic platform.
· confidence: low
Jul 28, 2026
ACI Worldwide announced a strategic partnership with dLocal today, enabling global merchants and fintechs to access leading Latin American local payment methods (e.g., Pix, PicPay) via a single integration, with expansion planned to additional markets.
source 1 ↗source 2 ↗· confidence: high
Jul 27, 2026
No specific company catalyst or filing reported for July 27; the stock rose amid ongoing investor interest in a potential Biller segment divestiture (Reuters, mid-July) and recent analyst upgrades, consistent with sector momentum.
source 1 ↗source 2 ↗· confidence: low
Jul 24, 2026
No specific company catalyst or news identified for the July 24 move; ACIW moved with the broader market or sector after recent volatility around 52-week highs and analyst notes.
· confidence: low

Daily moves with the verified reason behind them. Education only — not investment advice.

Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$1.8B	$226.7M	2.16	12.9%	14.9%
FY2024	$1.6B	$203.1M	1.91	12.7%	14.3%
FY2023	$1.5B	$121.5M	1.12	8.4%	9.2%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q2	$430.4M	$31.8M	0.31	7.4%
2026Q1	$425.7M	$38.3M	0.37	9.0%
2025Q3	$482.4M	$91.3M	0.88	18.9%
2025Q2	$401.3M	$12.2M	0.12	3.0%
2025Q1	$394.6M	$58.9M	0.55	14.9%
2024Q3	$451.8M	$81.4M	0.77	18.0%
2024Q2	$373.5M	$30.9M	0.29	8.3%
2024Q1	$316.0M	$-7.8M	-0.07	-2.5%
2023Q3	$363.0M	$37.9M	0.35	10.4%
2023Q2	$323.3M	$-6.7M	-0.06	-2.1%
2023Q1	$289.7M	$-32.3M	-0.30	-11.2%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Results of operations, Reg FD disclosure, Exhibits
SEC8/6/2026material
10-Q filing
SEC8/6/2026
8-K — Shareholder vote results, Exhibits
SEC6/2/2026material
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC5/7/2026material
10-Q filing
SEC5/7/2026
8-K — Results of operations, Executive/director change, Reg FD disclosure, Exhibits
SEC2/26/2026material
10-K filing
SEC2/26/2026
8-K — Executive/director change, Exhibits
SEC1/14/2026material

2025

8-K — Results of operations, Reg FD disclosure, Exhibits
SEC11/6/2025material
10-Q filing
SEC11/6/2025
8-K — Executive/director change, Exhibits
SEC10/1/2025material
8-K — Executive/director change, Exhibits
SEC9/12/2025material
8-K — Results of operations, Reg FD disclosure
SEC8/7/2025material
10-Q filing
SEC8/7/2025

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.