Is Enact Holdings (ACT) overvalued or fairly valued?

MarketChacha shows Enact Holdings's valuation in context — a trailing P/E of about 10.2, a forward P/E of about 9.3, a price-to-book of about 1.2 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does Enact Holdings's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (1.01×) from reported figures — education, not a rating.

What is Enact Holdings's revenue?

Enact Holdings reported revenue of $1.2B for FY2025, with net profit of $674.2M, per official filings.

What is the share price of Enact Holdings (ACT)?

Enact Holdings last traded at $45.64 (+0.3% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

Enact Holdings

ACT · NYSE · Financials · United States

$45.64+0.3%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 7:26 PM

Snapshot

TickerACT

ExchangeNYSE

SectorFinancials

IndustryInsurance - Specialty

CountryUnited States

Employees419

HeadquartersRaleigh, United States

Market cap$6.4B

P/E (TTM)10.2

P/B1.2

Volume200.17K

Websiteenactmi.com

Filings tracked3

About Enact Holdings

Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company engages in writing and assuming residential mortgage guaranty insurance. It also offers private mortgage insurance products insuring prime-based, individually underwritten residential mortgage loans; pool mortgage insurance; contract underwriting services; and mortgage-related reinsurance products. The company serves large money center banks, non-bank lenders, national and local mortgage bankers, community banks, and credit unions. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. is a subsidiary of Genworth Holdings Inc.

Profile as reported by Yahoo Finance.

Who owns it

Insiders80.5%
Institutions19.5%
Public & other0.0%

357 institutional holders

As reported by Yahoo Finance.

Top holders

Blackrock Inc.3.34%
Dimensional Fund Advisors LP2.15%
Vanguard Portfolio Management LLC1.25%
First Trust Advisors LP1.00%
Glendon Capital Management, LP0.93%
Vanguard Capital Management LLC0.93%
State Street Corporation0.86%
LSV Asset Management0.73%

Largest institutional holders, as reported by Yahoo Finance (as of 3/31/2026).

Forensic scorecard

Margin has compressed by about 3.1 points over the period — profitability is trending down.

Cash conversion1.01×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Net margin trend57.7% → 54.6%

Margin has compressed by about 3.1 points over the period — profitability is trending down.

Growth qualityrev 3% · PAT 1%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $319.2M · EPS 1.18

Est. earnings growth +5.6%

Next fiscal year

Rev $1.3B · EPS 4.92

Est. earnings growth +3.7%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

$33.9452-wk range$47.28

Delayed · as reported by Yahoo Finance

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Market cap

$6.4B

Day change

+0.3%

P/E (TTM)

10.2

Fwd P/E

9.3

P/B

1.2

Div yield

1.91%

Beta

0.46

Revenue (FY2025)

$1.2B

Net margin

54.6%

ROE

12.6%

Revenue CAGR (2y)

+3.5%

Profit CAGR (2y)

+0.7%

EPS (FY2025)

4.52

Net profit (FY2025)

$674.2M

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

Ask MarketChacha about ACT

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Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$1.2B	$674.2M	4.52	54.6%	12.6%
FY2024	$1.2B	$688.1M	4.37	57.3%	13.8%
FY2023	$1.2B	$665.5M	4.11	57.7%	14.4%

Quarterly

Period	Revenue	EPS
2026Q1	$312.1M	1.18
2025Q3	$311.5M	1.10
2025Q2	$304.9M	1.11
2025Q1	$306.8M	1.08
2024Q3	$309.6M	1.15
2024Q2	$298.8M	1.16
2024Q1	$291.6M	1.01
2023Q3	$299.0M	1.02
2023Q2	$277.5M	1.04
2023Q1	$280.9M	1.08

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Shareholder vote results
SEC5/15/2026material
10-Q filing
SEC5/6/2026
8-K — Results of operations, Exhibits
SEC5/5/2026material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.