Is Enact Holdings (ACT) overvalued or fairly valued?

MarketChacha shows Enact Holdings's valuation in context — a trailing P/E of about 10.1, a forward P/E of about 9.3, a price-to-book of about 1.2 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does Enact Holdings's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (1.01×) from reported figures — education, not a rating.

What is Enact Holdings's revenue?

Enact Holdings reported revenue of $1.2B for FY2025, with net profit of $674.2M, per official filings.

What is the share price of Enact Holdings (ACT)?

Enact Holdings last traded at $46.85 (+1.5% on the day), as of 10/20/2026 — a delayed quote shown for education, not investment advice.

Enact Holdings

ACT · NYSE · Financials · United States

Snapshot

TickerACT

ExchangeNYSE

SectorFinancials

IndustryInsurance - Specialty

CountryUnited States

Employees419

HeadquartersRaleigh, United States

Websiteenactmi.com

Filings tracked12

About Enact Holdings

Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company engages in writing and assuming residential mortgage guaranty insurance. It also offers private mortgage insurance products insuring prime-based, individually underwritten residential mortgage loans; pool mortgage insurance; contract underwriting services; and mortgage-related reinsurance products. The company serves large money center banks, non-bank lenders, national and local mortgage bankers, community banks, and credit unions. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. is a subsidiary of Genworth Holdings Inc.

Who owns it

Insiders80.9%
Institutions19.1%
Public & other0.0%

359 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.3.42%
Dimensional Fund Advisors LP2.23%
Vanguard Portfolio Management LLC1.26%
First Trust Advisors LP1.16%
Glendon Capital Management, LP0.93%
State Street Corporation0.90%
Vanguard Capital Management LLC0.89%
LSV Asset Management0.72%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

Margin has compressed by about 3.1 points over the period — profitability is trending down.

Cash conversion1.01×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Net margin trend57.7% → 54.6%

Margin has compressed by about 3.1 points over the period — profitability is trending down.

Growth qualityrev 3% · PAT 1%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $317.6M · EPS 1.18

Est. earnings growth -4.0%

Next fiscal year

Rev $1.3B · EPS 5.03

Est. earnings growth +3.7%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Revenue (FY2025)

$1.2B

Net margin

54.6%

ROE

12.6%

Revenue CAGR (2y)

+3.5%

Profit CAGR (2y)

+0.7%

EPS (FY2025)

4.52

Net profit (FY2025)

$674.2M

Ask MarketChacha about ACT

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$1.2B	$674.2M	4.52	54.6%	12.6%
FY2024	$1.2B	$688.1M	4.37	57.3%	13.8%
FY2023	$1.2B	$665.5M	4.11	57.7%	14.4%

Quarterly

Period	Revenue	EPS
2026Q2	$317.3M	1.25
2026Q1	$312.1M	1.18
2025Q3	$311.5M	1.10
2025Q2	$304.9M	1.11
2025Q1	$306.8M	1.08
2024Q3	$309.6M	1.15
2024Q2	$298.8M	1.16
2024Q1	$291.6M	1.01
2023Q3	$299.0M	1.02
2023Q2	$277.5M	1.04
2023Q1	$280.9M	1.08

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

10-Q filing
SEC8/6/2026
8-K — Results of operations, Exhibits
SEC8/5/2026material
8-K — Shareholder vote results
SEC5/15/2026material
10-Q filing
SEC5/6/2026
8-K — Results of operations, Exhibits
SEC5/5/2026material
10-K filing
SEC2/27/2026
8-K — Results of operations, Other events, Exhibits
SEC2/3/2026material

2025

10-Q filing
SEC11/6/2025
8-K — Results of operations, Exhibits
SEC11/5/2025material
8-K — Material agreement, Termination of agreement, Material financial obligation, Exhibits
SEC10/1/2025material
10-Q filing
SEC8/1/2025
8-K — Results of operations, Exhibits
SEC7/30/2025material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.