Is American International Group (AIG) overvalued or fairly valued?

MarketChacha shows American International Group's valuation in context — a trailing P/E of about 12.5, a forward P/E of about 8.7, a price-to-book of about 1.0 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does American International Group's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (2.40×) from reported figures — education, not a rating.

What is American International Group's revenue?

American International Group reported revenue of $26.8B for FY2025, with net profit of $3.1B, per official filings.

What is the share price of American International Group (AIG)?

American International Group last traded at $76.50 (-0.5% on the day), as of 9/4/2026 — a delayed quote shown for education, not investment advice.

American International Group

AIG · NYSE · Financials · United States

Snapshot

TickerAIG

ExchangeNYSE

SectorFinancials

IndustryInsurance - Diversified

CountryUnited States

CEOMr. Jon Hancock

Employees22,100

HeadquartersNew York, United States

Websitewww.aig.com

Filings tracked19

About American International Group

American International Group, Inc. provides insurance products for commercial, institutional, and individual customers in North America and internationally. It operates through three segments: North America Commercial, International Commercial, and Global Personal. The company offers commercial and industrial property insurance, including business interruption and package insurance that cover exposure to made and natural disasters; general liability, environmental, commercial automobile liability, workers' compensation, excess casualty, and crisis management insurance products; risk-sharing and other customized structured programs for large corporate and multinational customers; professional liability insurance; and marine, energy-related property insurance products, aviation, political risk, trade credit, and trade finance products. It also provides group personal accident and business travel products for employees, associations, and other organizations; voluntary and sponsor-paid personal accident and supplemental health products for individuals; and personal auto and homeowners in selected markets, comprehensive extended warranty, device protection insurance, home warranty and related services, and insurance for high net-worth individuals. In addition, the company offers mortgage and other loans receivable, such as commercial mortgages, life insurance policy loans, commercial loans, and other loans and notes receivable. American International Group, Inc. was founded in 1919 and is headquartered in New York, New York.

Who owns it

Insiders0.5%
Institutions99.5%
Public & other0.0%

1,557 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.9.36%
Vanguard Capital Management LLC6.62%
Wellington Management Group, LLP5.80%
Vanguard Portfolio Management LLC5.20%
State Street Corporation4.80%
Harris Associates L.P.3.89%
Geode Capital Management, LLC2.81%
Price (T.Rowe) Associates Inc2.63%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

Latest ROE of 7.5% is on the low side — the business earns a modest return on shareholder capital.

Cash conversion2.40×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Net margin trend13.0% → 11.6%

Margin has held broadly steady over the period — stable profitability.

Return on equity7.5%

Latest ROE of 7.5% is on the low side — the business earns a modest return on shareholder capital.

Growth qualityrev -2% · PAT -8%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $7.6B · EPS 2.11

Est. earnings growth +7.6%

Next fiscal year

Rev $31.1B · EPS 8.78

Est. earnings growth +9.2%

Analyst consensus estimates — not the company's own guidance.

New to these terms?

P/E ROE ROCE Margins Market cap

Browse the Learn hub →

Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Revenue (FY2025)

$26.8B

Net margin

11.6%

ROE

7.5%

Revenue CAGR (2y)

-2.1%

Profit CAGR (2y)

-7.8%

EPS (FY2025)

5.43

Net profit (FY2025)

$3.1B

Ask MarketChacha about AIG

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$26.8B	$3.1B	5.43	11.6%	7.5%
FY2024	$27.3B	$-1.4B	-2.17	-5.2%	-3.3%
FY2023	$27.9B	$3.6B	4.98	13.0%	8.0%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q2	$7.1B	$948.0M	1.78	13.4%
2026Q1	$6.7B	$763.0M	1.41	11.5%
2025Q3	$6.4B	$519.0M	0.93	8.2%
2025Q2	$7.1B	$1.1B	1.98	16.1%
2025Q1	$6.8B	$698.0M	1.16	10.3%
2024Q4	$7.2B	$898.0M	—	12.5%
2024Q3	$6.8B	$459.0M	0.71	6.8%
2024Q2	$6.6B	$-4.0B	-5.96	-60.6%
2024Q1	$6.8B	$1.2B	1.74	18.0%
2023Q4	$6.5B	$93.0M	—	1.4%
2023Q3	$7.3B	$2.0B	2.81	27.9%
2023Q2	$7.4B	$1.5B	2.03	20.1%
2023Q1	$6.7B	$30.0M	0.03	0.4%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

10-Q filing
SEC8/7/2026
8-K — Results of operations, Other events, Exhibits
SEC8/6/2026material
8-K — Executive/director change, Shareholder vote results, Exhibits
SEC5/14/2026material
10-Q filing
SEC5/1/2026
8-K — Results of operations, Other events, Exhibits
SEC4/30/2026material
8-K — Executive/director change, Exhibits
SEC4/27/2026material
8-K — Executive/director change
SEC3/16/2026material
10-K filing
SEC2/12/2026
8-K — Results of operations, Other events, Exhibits
SEC2/10/2026material
8-K — Executive/director change, Exhibits
SEC1/6/2026material

2025

8-K — Bylaw/charter change, Exhibits
SEC12/15/2025material
8-K — Other events
SEC11/21/2025material
8-K — Executive/director change
SEC11/14/2025material
10-Q filing
SEC11/5/2025
8-K — Results of operations, Other events, Exhibits
SEC11/4/2025material
8-K — Executive/director change
SEC10/3/2025material
8-K — Executive/director change
SEC8/18/2025material
10-Q filing
SEC8/7/2025
8-K — Results of operations, Other events, Exhibits
SEC8/6/2025material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.