Is Assurant (AIZ) overvalued or fairly valued?

MarketChacha shows Assurant's valuation in context — a trailing P/E of about 13.5, a forward P/E of about 12.0, a price-to-book of about 2.3 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does Assurant's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (1.89×) from reported figures — education, not a rating.

What is Assurant's revenue?

Assurant reported revenue of $12.8B for FY2025, with net profit of $872.7M, per official filings.

What is the share price of Assurant (AIZ)?

Assurant last traded at $284.37 (+1.4% on the day), as of 10/20/2026 — a delayed quote shown for education, not investment advice.

Assurant

AIZ · NYSE · Financials · United States

Snapshot

TickerAIZ

ExchangeNYSE

SectorFinancials

IndustryInsurance - Property & Casualty

CountryUnited States

Employees14,800

HeadquartersAtlanta, United States

Websitewww.assurant.com

Filings tracked14

About Assurant

Assurant, Inc. provides protection services to connected devices, homes, and automobiles in North America, Latin America, Europe, and the Asia Pacific. It operates through Global Lifestyle and Global Housing segments. The Global Lifestyle segment offers mobile device solutions, and extended service contracts and related services for consumer electronics and appliances, and credit and other insurance products; and vehicle protection, commercial equipment protection, and other related services. The Global Housing segment provides lender-placed homeowners, manufactured housing, and flood insurance; renters insurance and other products; and voluntary manufactured housing, and condominium and homeowners insurance products. The company was formerly known as Fortis, Inc. and changed its name to Assurant, Inc. in February 2004. Assurant, Inc. was founded in 1892 and is headquartered in Atlanta, Georgia.

Who owns it

Insiders0.7%
Institutions99.3%
Public & other0.0%

880 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.10.16%
Bank Of New York Mellon Corporation9.59%
Vanguard Capital Management LLC6.56%
Vanguard Portfolio Management LLC5.75%
State Street Corporation5.15%
T. Rowe Price Investment Management, Inc.4.92%
Geode Capital Management, LLC2.87%
Invesco Ltd.2.49%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Cash conversion1.89×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Net margin trend5.8% → 6.8%

Margin has expanded by about 1.0 points — the business is getting more profitable.

Growth qualityrev 7% · PAT 17%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $3.6B · EPS 5.35

Est. earnings growth -4.6%

Next fiscal year

Rev $14.6B · EPS 23.45

Est. earnings growth +4.4%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Revenue (FY2025)

$12.8B

Net margin

6.8%

ROE

14.9%

Revenue CAGR (2y)

+7.3%

Profit CAGR (2y)

+16.5%

EPS (FY2025)

16.93

Net profit (FY2025)

$872.7M

Ask MarketChacha about AIZ

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$12.8B	$872.7M	16.93	6.8%	14.9%
FY2024	$11.9B	$760.2M	14.46	6.4%	14.9%
FY2023	$11.1B	$642.5M	11.95	5.8%	13.4%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q2	$3.5B	$298.6M	5.95	8.6%
2026Q1	$3.4B	$274.1M	5.41	8.0%
2025Q3	$3.2B	$265.6M	5.17	8.2%
2025Q2	$3.2B	$235.3M	4.56	7.4%
2025Q1	$3.1B	$146.6M	2.83	4.8%
2024Q3	$3.0B	$133.8M	2.55	4.5%
2024Q2	$2.9B	$188.7M	3.58	6.5%
2024Q1	$2.9B	$236.4M	4.47	8.2%
2023Q3	$2.8B	$190.1M	3.54	6.9%
2023Q2	$2.7B	$156.3M	2.90	5.7%
2023Q1	$2.6B	$113.6M	2.12	4.3%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

10-Q filing
SEC8/6/2026
8-K — Results of operations, Exhibits
SEC8/4/2026material
8-K — Executive/director change, Shareholder vote results, Exhibits
SEC5/22/2026material
10-Q filing
SEC5/7/2026
8-K — Results of operations, Exhibits
SEC5/5/2026material
10-K filing
SEC2/19/2026
8-K — Results of operations, Exhibits
SEC2/10/2026material
8-K — Executive/director change, Exhibits
SEC1/28/2026material

2025

10-Q filing
SEC11/6/2025
8-K — Results of operations, Exhibits
SEC11/4/2025material
8-K — Other events, Exhibits
SEC8/18/2025material
8-K — Executive/director change, Exhibits
SEC8/12/2025material
10-Q filing
SEC8/7/2025
8-K — Results of operations, Exhibits
SEC8/5/2025material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.