Is Amerisafe (AMSF) overvalued or fairly valued?

MarketChacha shows Amerisafe's valuation in context — a trailing P/E of about 13.2, a forward P/E of about 14.9, a price-to-book of about 2.4 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Amerisafe's revenue?

Amerisafe reported revenue of $317.3M for FY2025, with net profit of $47.1M, per official filings.

What is the share price of Amerisafe (AMSF)?

Amerisafe last traded at $31.14 (-8.4% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

Amerisafe

AMSF · NYSE · Financials · United States

$31.14-8.4%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 7:25 PM

Snapshot

TickerAMSF

ExchangeNYSE

SectorFinancials

IndustryInsurance - Specialty

CountryUnited States

HeadquartersDeridder, United States

Market cap$582.3M

P/E (TTM)13.2

P/B2.4

Volume167.9K

Websitewww.amerisafe.com

Filings tracked5

About Amerisafe

AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. The company provides benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses. It sells its products through retail and wholesale brokers and agents; and small and mid-sized employers engaged in hazardous industries, including construction, trucking, logging and lumber, agriculture, manufacturing, telecommunications, and maritime. The company was incorporated in 1985 and is based in Deridder, Louisiana.

Profile as reported by Yahoo Finance.

Who owns it

Insiders2.0%
Institutions98.0%
Public & other0.0%

271 institutional holders

As reported by Yahoo Finance.

Top holders

Blackrock Inc.17.50%
Neuberger Berman Group, LLC9.27%
Goldman Sachs Group Inc5.16%
Vanguard Capital Management LLC4.54%
State Street Corporation4.27%
Charles Schwab Investment Management, Inc.3.85%
Royce & Associates LP3.43%
Bank of America Corporation3.33%

Largest institutional holders, as reported by Yahoo Finance (as of 3/31/2026).

Forensic scorecard

Over 3 years only 0.40× of reported profit became operating cash — the classic sign that headline earnings may be running ahead of the cash actually generated. Often explained by working capital funding growth; worth a closer look.

Cash conversion0.40×

Net margin trend20.2% → 14.9%

Margin has compressed by about 5.4 points over the period — profitability is trending down.

Return on equity18.7%

Latest ROE of 18.7% — capital is generating a healthy return.

Growth qualityrev 2% · PAT -13%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $85.8M · EPS 0.53

Est. earnings growth +3.9%

Next fiscal year

Rev $351.9M · EPS 2.08

Est. earnings growth 0.0%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

$29.4252-wk range$47.86

Delayed · as reported by Yahoo Finance

New to these terms?

P/E ROE ROCE Margins Market cap

Browse the Learn hub →

Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Market cap

$582.3M

Day change

-8.4%

P/E (TTM)

13.2

Fwd P/E

14.9

P/B

2.4

Div yield

4.83%

Revenue (FY2025)

$317.3M

Net margin

14.9%

ROE

18.7%

Revenue CAGR (2y)

+1.7%

Profit CAGR (2y)

-12.9%

EPS (FY2025)

2.47

Net profit (FY2025)

$47.1M

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

Ask MarketChacha about AMSF

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$317.3M	$47.1M	2.47	14.9%	18.7%
FY2024	$309.0M	$55.4M	2.89	17.9%	21.5%
FY2023	$306.9M	$62.1M	3.23	20.2%	21.2%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q1	$80.1M	$8.1M	0.43	10.2%
2025Q3	$82.0M	$13.8M	0.72	16.9%
2025Q2	$81.1M	$14.0M	0.73	17.2%
2025Q1	$72.6M	$8.9M	0.47	12.3%
2024Q3	$78.7M	$14.3M	0.75	18.2%
2024Q2	$75.8M	$11.0M	0.57	14.5%
2024Q1	$80.5M	$16.9M	0.88	21.0%
2023Q3	$72.6M	$10.0M	0.52	13.7%
2023Q2	$75.7M	$15.6M	0.81	20.7%
2023Q1	$78.4M	$17.3M	0.90	22.1%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Results of operations, Exhibits
SEC7/21/2026material
8-K — Bylaw/charter change, Shareholder vote results, Exhibits
SEC6/12/2026material
10-Q filing
SEC4/23/2026
8-K — Results of operations, Exhibits
SEC4/22/2026material
8-K — Executive/director change, Reg FD disclosure, Exhibits
SEC4/16/2026material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.