Why did Amerisafe (AMSF) stock move recently?

On 7/22/2026, Amerisafe moved -8.3% — AMSF fell after reporting Q2 2026 results with operating EPS of $0.44 missing estimates by ~16-17% (despite a modest revenue beat and mid-single-digit growth outlook), as noted in multiple earnings headlines and the July 21 8-K. This is MarketChacha's decoded reason from filings and credible news; it is education, not buy/sell advice.

Is Amerisafe (AMSF) overvalued or fairly valued?

MarketChacha shows Amerisafe's valuation in context — a trailing P/E of about 10.6, a forward P/E of about 14.0, a price-to-book of about 2.1 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Amerisafe's revenue?

Amerisafe reported revenue of $317.3M for FY2025, with net profit of $47.1M, per official filings.

What is the share price of Amerisafe (AMSF)?

Amerisafe last traded at $28.14 (-3.4% on the day), as of 8/10/2026 — a delayed quote shown for education, not investment advice.

Amerisafe

AMSF · NYSE · Financials · United States

Snapshot

TickerAMSF

ExchangeNYSE

SectorFinancials

IndustryInsurance - Specialty

CountryUnited States

HeadquartersDeridder, United States

Websitewww.amerisafe.com

Filings tracked12

About Amerisafe

AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. The company provides benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses. It sells its products through retail and wholesale brokers and agents; and small and mid-sized employers engaged in hazardous industries, including construction, trucking, logging and lumber, agriculture, manufacturing, telecommunications, and maritime. The company was incorporated in 1985 and is based in Deridder, Louisiana.

Who owns it

Insiders2.1%
Institutions97.9%
Public & other0.0%

283 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.19.48%
Neuberger Berman Group, LLC9.35%
Goldman Sachs Group Inc5.20%
Vanguard Capital Management LLC4.58%
State Street Corporation4.45%
Charles Schwab Investment Management, Inc.3.89%
Royce & Associates LP3.47%
Bank of America Corporation3.36%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

Over 3 years only 0.40× of reported profit became operating cash — the classic sign that headline earnings may be running ahead of the cash actually generated. Often explained by working capital funding growth; worth a closer look.

Cash conversion0.40×

Net margin trend20.2% → 14.9%

Margin has compressed by about 5.4 points over the period — profitability is trending down.

Return on equity18.7%

Latest ROE of 18.7% — capital is generating a healthy return.

Growth qualityrev 2% · PAT -13%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $85.5M · EPS 0.52

Est. earnings growth +1.3%

Next fiscal year

Rev $349.4M · EPS 2.02

Est. earnings growth +3.4%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Revenue (FY2025)

$317.3M

Net margin

14.9%

ROE

18.7%

Revenue CAGR (2y)

+1.7%

Profit CAGR (2y)

-12.9%

EPS (FY2025)

2.47

Net profit (FY2025)

$47.1M

Ask MarketChacha about AMSF

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Why it moved

Jul 22, 2026
AMSF fell after reporting Q2 2026 results with operating EPS of $0.44 missing estimates by ~16-17% (despite a modest revenue beat and mid-single-digit growth outlook), as noted in multiple earnings headlines and the July 21 8-K.
source 1 ↗source 2 ↗source 3 ↗· confidence: high

Daily moves with the verified reason behind them. Education only — not investment advice.

Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$317.3M	$47.1M	2.47	14.9%	18.7%
FY2024	$309.0M	$55.4M	2.89	17.9%	21.5%
FY2023	$306.9M	$62.1M	3.23	20.2%	21.2%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q2	$92.0M	$14.6M	0.78	15.9%
2026Q1	$80.1M	$8.1M	0.43	10.2%
2025Q3	$82.0M	$13.8M	0.72	16.9%
2025Q2	$81.1M	$14.0M	0.73	17.2%
2025Q1	$72.6M	$8.9M	0.47	12.3%
2024Q3	$78.7M	$14.3M	0.75	18.2%
2024Q2	$75.8M	$11.0M	0.57	14.5%
2024Q1	$80.5M	$16.9M	0.88	21.0%
2023Q3	$72.6M	$10.0M	0.52	13.7%
2023Q2	$75.7M	$15.6M	0.81	20.7%
2023Q1	$78.4M	$17.3M	0.90	22.1%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

10-Q filing
SEC7/23/2026
8-K — Results of operations, Exhibits
SEC7/21/2026material
8-K — Bylaw/charter change, Shareholder vote results, Exhibits
SEC6/12/2026material
10-Q filing
SEC4/23/2026
8-K — Results of operations, Exhibits
SEC4/22/2026material
8-K — Executive/director change, Reg FD disclosure, Exhibits
SEC4/16/2026material
10-K filing
SEC2/27/2026
8-K — Results of operations, Exhibits
SEC2/25/2026material

2025

8-K — Executive/director change, Reg FD disclosure, Exhibits
SEC11/3/2025material
10-Q filing
SEC10/30/2025
8-K — Results of operations, Exhibits
SEC10/29/2025material
10-Q filing
SEC7/25/2025

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.