Is Atlantic Union Bankshares (AUB) overvalued or fairly valued?

MarketChacha shows Atlantic Union Bankshares's valuation in context — a trailing P/E of about 15.2, a forward P/E of about 10.2, a price-to-book of about 1.1 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does Atlantic Union Bankshares's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (4.12×) from reported figures — education, not a rating.

What is the share price of Atlantic Union Bankshares (AUB)?

Atlantic Union Bankshares last traded at $40.91 (+0.3% on the day), as of 9/4/2026 — a delayed quote shown for education, not investment advice.

Atlantic Union Bankshares

AUB · NYSE · Financials · United States

Snapshot

TickerAUB

ExchangeNYSE

SectorFinancials

IndustryBanks - Regional

CountryUnited States

Employees3,073

HeadquartersGlen Allen, United States

Websitewww.atlanticunionbank.com

Filings tracked25

About Atlantic Union Bankshares

Atlantic Union Bankshares Corporation operates as the bank holding company for Atlantic Union Bank that provides banking and related financial products and services to consumers and businesses in the United States. The company operates in two segments, Wholesale Banking and Consumer Banking. It accepts various deposit products, including checking, savings, time deposit, and money market accounts; certificates of deposit; and other depository services. The company provides loans for commercial real estate, commercial, industrial, residential mortgage, and consumer purposes, as well as debit and credit cards. In addition, it provides treasury management and capital market, wealth management, private banking, trust, financial and retirement planning, brokerage, investment management, equipment finance, mortgage banking, and insurance products and services. The company offers products and services through full-service branches and ATMs, as well as through its mobile and internet banking. The company was formerly known as Union Bankshares Corporation and changed its name to Atlantic Union Bankshares Corporation in May 2019. Atlantic Union Bankshares Corporation was founded in 1902 and is headquartered in Glen Allen, Virginia.

Who owns it

Insiders0.9%
Institutions88.5%
Public & other10.6%

573 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.14.62%
Vanguard Portfolio Management LLC6.22%
Dimensional Fund Advisors LP5.39%
State Street Corporation5.35%
Vanguard Capital Management LLC4.51%
T. Rowe Price Investment Management, Inc.3.64%
Geode Capital Management, LLC2.59%
Franklin Resources, Inc.2.53%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

Latest ROE of 5.5% is on the low side — the business earns a modest return on shareholder capital.

Cash conversion4.12×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Return on equity5.5%

Latest ROE of 5.5% is on the low side — the business earns a modest return on shareholder capital.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $397.0M · EPS 0.98

Est. earnings growth +0.7%

Next fiscal year

Rev $1.6B · EPS 4.03

Est. earnings growth +7.1%

Analyst consensus estimates — not the company's own guidance.

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

ROE

5.5%

Profit CAGR (2y)

+16.5%

EPS (FY2025)

2.03

Net profit (FY2025)

$273.7M

Ask MarketChacha about AUB

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Financials

Yearly

Period	Net profit	EPS	ROE
FY2025	$273.7M	2.03	5.5%
FY2024	$209.1M	2.24	6.7%
FY2023	$201.8M	2.53	7.9%

Quarterly

Period	Net profit	EPS
2026Q2	$161.0M	1.11
2026Q1	$122.2M	0.84
2025Q3	$92.1M	0.63
2025Q2	$19.8M	0.12
2025Q1	$49.8M	0.52
2024Q3	$76.4M	0.82
2024Q2	$25.2M	0.25
2024Q1	$49.8M	0.62
2023Q3	$54.0M	0.68
2023Q2	$55.2M	0.70
2023Q1	$35.7M	0.44

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Reg FD disclosure, Exhibits
SEC8/6/2026material
10-Q filing
SEC8/6/2026
8-K — Material agreement, Exhibits
SEC7/30/2026material
8-K — Material agreement, Exhibits
SEC7/28/2026material
8-K — Other events, Exhibits
SEC7/27/2026material
8-K — Other events, Exhibits
SEC7/23/2026material
8-K — Reg FD disclosure, Exhibits
SEC7/22/2026material
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC7/21/2026material
8-K — Other events, Exhibits
SEC6/30/2026material
8-K — Reg FD disclosure, Exhibits
SEC6/4/2026material
8-K — Reg FD disclosure, Exhibits
SEC6/3/2026material
8-K — Bylaw/charter change, Shareholder vote results, Exhibits
SEC5/6/2026material
8-K — Reg FD disclosure, Exhibits
SEC5/5/2026material
8-K — Other events, Exhibits
SEC5/5/2026material
10-Q filing
SEC5/5/2026
8-K — Other events
SEC5/1/2026material
8-K — Reg FD disclosure, Exhibits
SEC5/1/2026material
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC4/21/2026material
8-K — Other events, Exhibits
SEC3/31/2026material
8-K — Reg FD disclosure, Exhibits
SEC3/3/2026material
10-K filing
SEC2/26/2026
8-K — Executive/director change, Exhibits
SEC2/24/2026material
8-K — Reg FD disclosure, Exhibits
SEC1/30/2026material
8-K — Other events, Exhibits
SEC1/29/2026material
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC1/22/2026material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.