Why did AU Small Finance Bank (AUBANK) stock move recently?

On 7/27/2026, AU Small Finance Bank moved +4.8% — AU Small Finance Bank rose after posting Q1 net profit up 37% YoY to ₹796 crore (NII +32%, lower provisions), with results released July 25 and followed by broker upgrades including JM Financial to Buy plus positive targets from ICICI Securities and others. This is MarketChacha's decoded reason from filings and credible news; it is education, not buy/sell advice.

Is AU Small Finance Bank (AUBANK) overvalued or fairly valued?

MarketChacha shows AU Small Finance Bank's valuation in context — a forward P/E of about 16.1, a price-to-book of about 3.6 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is AU Small Finance Bank's revenue?

AU Small Finance Bank reported revenue of ₹12,091 Cr for FY2026, with net profit of ₹2,641 Cr, per official filings.

What is the share price of AU Small Finance Bank (AUBANK)?

AU Small Finance Bank last traded at ₹971.70 (-1.8% on the day), as of 10/19/2026 — a delayed quote shown for education, not investment advice.

AU Small Finance Bank

AUBANK · NSE · Banking · India

Snapshot

TickerAUBANK

ExchangeNSE

SectorBanking

IndustryBanks - Regional

CountryIndia

CEOMr. Uttam Tibrewal

Employees59,207

HeadquartersMumbai, India

Websitewww.au.bank.in

Filings tracked14

About AU Small Finance Bank

AU Small Finance Bank Limited provides various banking and financial services in India. The company operates through Treasury, Retail Banking, Wholesale Banking, and Other Banking Operations segments. It offers savings, NRI, corporate salary, senior citizen, women and family, minor, current, premium banking, special offerings, RERA and escrow, collection, share capital and dividend, EXIM, institution current, government banking, Forex, SNRR, and grouping of business and personal accounts; and fixed, recurring, FCNR, and green fixed deposits. The company also provides home, car, commercial vehicle and equipment, gold, personal, two-wheeler, tractor, micro business, working capital, term, commercial vehicle, and tractor loans; loan secured by vehicle, and against FD and property; supply chain finance, renewables funding, real estate funding and project finance, and NBFC and startup funding; and trade finance, such as letter of credit, bank guarantees, buyer's credit, export credit, and Forex and hedging solutions. In addition, it offers cards and payments, including debit and credit cards, ATM and micro-ATM, UPI/Scan and Pay, fund transfer, doorstep banking, international payments, bill pay, mobile recharge, FASTag, and tax payments; AU 0101 and AU 0101 Business applications; and wealth products comprising mutual funds, ASBA/IPO, PMS/AIF/Bonds, and 3-in-1 trading and demat accounts. Further, the company provides life, health, and general insurance; and locker products. It serves urban, semi-urban, and rural markets, as well as salaried and self-employed individuals, small businesses, merchants, women entrepreneurs, farmers, micro-enterprises, and emerging affluent households. The company was formerly known as AU Financiers (India) Limited and changed its name to AU Small Finance Bank Limited in May 2017. AU Small Finance Bank Limited was incorporated in 1996 and is headquartered in Mumbai, India.

Who owns it

Promoters31.4%
Institutions49.5%
Public & other19.1%

209 institutional holders

Ownership breakdown from public market data. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

Margin has compressed by about 4.3 points over the period — profitability is trending down.

Net margin trend26.2% → 21.8%

Margin has compressed by about 4.3 points over the period — profitability is trending down.

Growth qualityrev 30% · PAT 23%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹3,745 Cr · EPS 11.29

Est. earnings growth +27.3%

Next fiscal year

Rev ₹18,078 Cr · EPS 60.44

Est. earnings growth +25.8%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 5

Revenue (FY2026)

₹12,091 Cr

Net margin

21.8%

Revenue CAGR (3y)

+30.3%

Profit CAGR (3y)

+22.7%

Net profit (FY2026)

₹2,641 Cr

Ask MarketChacha about AUBANK

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Why it moved

Jul 27, 2026
AU Small Finance Bank rose after posting Q1 net profit up 37% YoY to ₹796 crore (NII +32%, lower provisions), with results released July 25 and followed by broker upgrades including JM Financial to Buy plus positive targets from ICICI Securities and others.
source 1 ↗source 2 ↗source 3 ↗· confidence: high

Daily moves with the verified reason behind them. Education only — not investment advice.

On MarketChacha

Posts about AUBANK

Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹12,091 Cr	₹2,641 Cr	21.8%
FY2025	₹10,538 Cr	₹2,106 Cr	20.0%
FY2024	₹6,903 Cr	₹1,535 Cr	22.2%
FY2023	₹5,460 Cr	₹1,428 Cr	26.2%

Quarterly

Period	Revenue	Net profit	Net margin
Q1 FY27	₹3,385 Cr	₹796 Cr	23.5%
Q4 FY26	₹3,313 Cr	₹832 Cr	25.1%
Q3 FY26	₹3,065 Cr	₹668 Cr	21.8%
Q2 FY26	₹2,857 Cr	₹561 Cr	19.6%
Q1 FY26	₹2,855 Cr	₹581 Cr	20.3%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

Filings & announcements

2026

Allotment of ESOP / ESPS
We hereby inform that the Bank has allotted 3,78,830 equity shares of face value of Rs. 10/- each on September 22, 2026, pursuant to exercise of equivalent number of Employee Stock Options ....
BSE9/22/2026
Appointment Of Senior Management Personnel (SMP)
We wish to inform that the Board of Directors today, on the recommendation of Nomination and Remuneration Committee, has approved the appointment of Mr. Anil Agarwal as Senior Executive ....
BSE9/14/2026
Allotment of ESOP / ESPS
We hereby inform that the Bank has allotted 4,11,669 equity shares of face value of Rs. 10/- each on September 8, 2026, pursuant to exercise of equivalent number of Employee Stock Options ....
BSE9/8/2026
Proceedings Of The 31St Annual General Meeting Of AU Small Finance Bank Limited
We wish to inform you that the 31st Annual General Meeting (AGM) of AU Small Finance Bank Limited ('the Bank') was held on Saturday, September 5, 2026 at 03:00 P.M. (IST) through Video ....
BSE9/5/2026
Business Responsibility and Sustainability Reporting (BRSR)
In continuation to our letter dated July 25, 2026 informing about 31st Annual General Meeting ('AGM') of AU Small Finance Bank Limited ('Bank') to be held on Saturday, September 5, 2026 ....
BSE8/13/2026
Notice Of 31St Annual General Meeting Of AU Small Finance Bank Limited
In continuation to our letter dated July 25, 2026 informing about 31st Annual General Meeting ('AGM') of AU Small Finance Bank Limited ('Bank') to be held on Saturday, September 5, 2026 ....
BSE8/13/2026material
Reg. 34 (1) Annual Report.
In continuation to our letter dated July 25, 2026 informing about 31st Annual General Meeting ('AGM') of AU Small Finance Bank Limited ('Bank') to be held on Saturday, September 5, 2026 ....
BSE8/13/2026
Earnings Call Transcript
We submit herewith the transcript of Conference Call held on Saturday, July 25, 2026 for Unaudited Financial Results of AU Small Finance Bank Limited ('the Bank') for the Quarter ended ....
BSE7/28/2026
Audio Recording Of Conference Call For Unaudited Financial Results For The Quarter Ended On June 30, 2026
In continuation to our letter dated July 14, 2026 regarding hosting of conference call by the Bank to discuss Unaudited Financial Results for the quarter ended on June 30, 2026, we wish ....
BSE7/25/2026
Investor Presentation
In continuation to our intimation for conference call vide letter dated July 14, 2026, we submit herewith Investors Presentation on Unaudited Financial Results of the Bank for the quarter ....
BSE7/25/2026
Press Release / Media Release
In continuation to our disclosure for Unaudited Financial Results of the Bank for the quarter ended on June 30, 2026, we submit herewith the Press Release on the same.
BSE7/25/2026
For The Purpose Of Determining The Members Eligible To Receive Final Dividend, If Declared At Ensuing Annual General Meeting.
The Board in its meeting held on July 25, 2026 has fixed Friday, July 31, 2026 as Record Date for the purpose of determining the members eligible to receive final dividend, if declared ....
BSE7/25/2026
Board Meeting Outcome for Meeting Held On July 25, 2026
In continuation to our letter dated July 10, 2026, intimating about Board meeting to be held on July 25, 2026, it is hereby informed that the Board of Directors at its Meeting held today ....
BSE7/25/2026
Outcome Of Board Meeting Of AU Small Finance Bank Limited
In continuation to our letter dated July 10, 2026, intimating about Board meeting to be held on July 25, 2026, it is hereby informed that the Board of Directors at its Meeting held today ....
BSE7/25/2026

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.