Why did Axos Financial (AX) stock move recently?

On 7/28/2026, Axos Financial moved +3.4% — Axos Financial shares rose with no identifiable company-specific catalyst or new filing today; earnings are expected later in the week and recent coverage is limited to routine institutional holdings updates. This is MarketChacha's decoded reason from filings and credible news; it is education, not buy/sell advice.

Is Axos Financial (AX) overvalued or fairly valued?

MarketChacha shows Axos Financial's valuation in context — a trailing P/E of about 12.2, a forward P/E of about 9.2, a price-to-book of about 1.8 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does Axos Financial's reported profit turn into cash?

Over 3 years, about 83% of reported profit turned into operating cash — most of it, but worth reading alongside the cash-flow statement. MarketChacha computes this cash-conversion check (0.83×) from reported figures — education, not a rating.

What is Axos Financial's revenue?

Axos Financial reported revenue of $65.8M for FY2025, with net profit of $432.9M, per official filings.

What is the share price of Axos Financial (AX)?

Axos Financial last traded at $99.32 (-2.8% on the day), as of 8/17/2026 — a delayed quote shown for education, not investment advice.

Axos Financial

AX · NYSE · Financials · United States

Snapshot

TickerAX

ExchangeNYSE

SectorFinancials

IndustryBanks - Regional

CountryUnited States

HeadquartersLas Vegas, United States

Websiteinvestors.axosfinancial.com

Filings tracked25

About Axos Financial

Axos Financial, Inc., together with its subsidiaries, operates as a consumer and business banking provider in the United States. The company operates through two segments, Banking Business and Securities Business. It offers deposits products, including consumer and business checking, savings, time deposit, and commercial and deposits. The company also provides residential single family, multifamily, and commercial mortgage loans; commercial real estate secured, commercial and industrial non-real estate, and auto and consumer loans. In addition, it offers a range of investment and wealth management services, such as disclosed clearing, recordkeeping, trade reporting, and reorganization assistance services, as well as margin loans and securities lending services. The company was formerly known as BofI Holding, Inc. and changed its name to Axos Financial, Inc. in September 2018. Axos Financial, Inc. was incorporated in 1999 and is based in Las Vegas, Nevada.

Who owns it

Insiders4.6%
Institutions88.5%
Public & other6.9%

510 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.14.75%
Vanguard Portfolio Management LLC5.51%
State Street Corporation5.32%
FMR, LLC5.22%
American Century Companies Inc4.76%
Vanguard Capital Management LLC4.34%
Dimensional Fund Advisors LP3.86%
Geode Capital Management, LLC3.46%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

Over 3 years, about 83% of reported profit turned into operating cash — most of it, but worth reading alongside the cash-flow statement.

Cash conversion0.83×

Over 3 years, about 83% of reported profit turned into operating cash — most of it, but worth reading alongside the cash-flow statement.

Net margin trend470.7% → 658.0%

Margin has expanded by about 187.4 points — the business is getting more profitable.

Return on equity16.1%

Latest ROE of 16.1% — capital is generating a healthy return.

Growth qualityrev 0% · PAT 19%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $402.2M · EPS 2.39

Est. earnings growth +6.4%

Next fiscal year

Rev $1.8B · EPS 10.80

Est. earnings growth +11.8%

Analyst consensus estimates — not the company's own guidance.

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Revenue (FY2025)

$65.8M

Net margin

658.0%

ROE

16.1%

Revenue CAGR (2y)

+0.4%

Profit CAGR (2y)

+18.7%

EPS (FY2025)

7.43

Net profit (FY2025)

$432.9M

Ask MarketChacha about AX

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Why it moved

Jul 28, 2026
Axos Financial shares rose with no identifiable company-specific catalyst or new filing today; earnings are expected later in the week and recent coverage is limited to routine institutional holdings updates.
· confidence: low

Daily moves with the verified reason behind them. Education only — not investment advice.

Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$65.8M	$432.9M	7.43	658.0%	16.1%
FY2024	$64.6M	$450.0M	7.66	696.2%	19.6%
FY2023	$65.3M	$307.2M	5.07	470.7%	16.0%

Quarterly

Period	Net profit	EPS
2026Q1	$124.7M	2.15
2025Q4	$128.4M	2.22
2025Q3	$112.4M	1.94
2025Q1	$105.2M	1.81
2024Q4	$104.7M	1.80
2024Q3	$112.3M	1.93
2024Q1	$110.7M	1.91
2023Q4	$151.8M	2.62
2023Q3	$82.6M	1.38
2023Q1	$79.8M	1.32

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Reg FD disclosure, Exhibits
SEC8/6/2026material
8-K — Results of operations, Other events, Exhibits
SEC7/30/2026material
8-K — Other events, Exhibits
SEC7/7/2026material
8-K — Other events, Exhibits
SEC6/9/2026material
8-K — Completion of acquisition/disposition, Exhibits
SEC5/4/2026material
8-K — Reg FD disclosure, Exhibits
SEC5/4/2026material
8-K — Results of operations, Exhibits
SEC4/30/2026material
10-Q filing
SEC4/30/2026
8-K — Material agreement, Exhibits
SEC4/23/2026material
8-K — Other events, Exhibits
SEC3/23/2026material
8-K — Material agreement, Exhibits
SEC2/12/2026material
8-K — Reg FD disclosure, Exhibits
SEC2/2/2026material
8-K — Results of operations, Exhibits
SEC1/29/2026material
10-Q filing
SEC1/29/2026
8-K — Other events
SEC1/6/2026material

2025

8-K — Executive/director change
SEC12/19/2025material
8-K — Shareholder vote results
SEC11/14/2025material
8-K — Reg FD disclosure, Exhibits
SEC11/12/2025material
8-K — Results of operations, Exhibits
SEC10/30/2025material
10-Q filing
SEC10/30/2025
8-K — Other events, Exhibits
SEC9/22/2025material
8-K — Material agreement, Material financial obligation, Exhibits
SEC9/19/2025material
8-K — Material agreement, Other events, Exhibits
SEC9/17/2025material
8-K — Reg FD disclosure, Exhibits
SEC9/10/2025material
10-K filing
SEC8/21/2025

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.