Is Banc of California (BANC) overvalued or fairly valued?

MarketChacha shows Banc of California's valuation in context — a trailing P/E of about 16.2, a forward P/E of about 10.4, a price-to-book of about 1.1 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Banc of California's revenue?

Banc of California reported revenue of $38.8M for FY2025, with net profit of $229.0M, per official filings.

What is the share price of Banc of California (BANC)?

Banc of California last traded at $21.26 (-2.6% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

Banc of California

BANC · NYSE · Financials · United States

$21.26-2.6%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 7:31 PM

Snapshot

TickerBANC

ExchangeNYSE

SectorFinancials

IndustryBanks - Regional

CountryUnited States

Employees1,904

HeadquartersLos Angeles, United States

Market cap$3.3B

P/E (TTM)16.2

P/B1.1

Volume1.59M

Websitebancofcal.com

Filings tracked3

About Banc of California

Banc of California, Inc. operates as the bank holding company for Banc of California that provides banking and treasury management services in the United States. The company offers deposit products, including checking, savings, money market, demand, and retirement accounts, as well as time deposits, certificates of deposit, and safe deposit boxes. It also provides real estate loans, such as commercial real estate mortgage, multi-family, other residential real estate mortgage, and real estate construction and land loans; commercial loans and leases comprising lender finance, equipment finance, other asset-based, venture capital, secured business, warehouse, and other lending loans; and consumer loans. In addition, the company offers electronic payment services for commercial clients, such as merchant acquiring and card issuing services; automated bill payments, cash and treasury management, master demand accounts, foreign exchange, interest rate swaps, card payment services, remote and mobile deposit capture, automated clearing house origination, wire transfer, and direct deposit; and investment management services. It serves small and middle-market businesses, venture capital and private equity firms, non-profit organizations, business owners, entrepreneurs, professionals, and high-net worth individuals. The company offers its products and services through branches located throughout California; Denver, Colorado; and Durham, North Carolina, as well as through regional offices in the United States. Banc of California, Inc. was founded in 1941 and is headquartered in Los Angeles, California.

Profile as reported by Yahoo Finance.

Who owns it

Insiders0.9%
Institutions99.1%
Public & other0.0%

428 institutional holders

As reported by Yahoo Finance.

Top holders

Blackrock Inc.13.41%
T. Rowe Price Investment Management, Inc.8.48%
State Street Corporation5.90%
Millennium Management Llc4.74%
Dimensional Fund Advisors LP4.21%
Vanguard Capital Management LLC4.03%
Vanguard Portfolio Management LLC3.12%
Invesco Ltd.2.78%

Largest institutional holders, as reported by Yahoo Finance (as of 3/31/2026).

Forensic scorecard

Latest ROE of 6.5% is on the low side — the business earns a modest return on shareholder capital.

Net margin trend-5624.2% → 590.2%

Margin has expanded by about 6214.5 points — the business is getting more profitable.

Return on equity6.5%

Latest ROE of 6.5% is on the low side — the business earns a modest return on shareholder capital.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $305.9M · EPS 0.44

Est. earnings growth +14.5%

Next fiscal year

Rev $1.3B · EPS 2.05

Est. earnings growth +21.9%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

$13.9652-wk range$21.93

Delayed · as reported by Yahoo Finance

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Market cap

$3.3B

Day change

-2.6%

P/E (TTM)

16.2

Fwd P/E

10.4

P/B

1.1

Div yield

2.20%

Beta

1.14

Revenue (FY2025)

$38.8M

Net margin

590.2%

ROE

6.5%

Revenue CAGR (2y)

+7.2%

EPS (FY2025)

1.17

Net profit (FY2025)

$229.0M

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

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Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$38.8M	$229.0M	1.17	590.2%	6.5%
FY2024	$37.2M	$126.9M	0.52	340.9%	3.6%
FY2023	$33.8M	$-1.9B	-22.71	-5624.2%	-56.0%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q1	$10.1M	$72.0M	0.39	711.8%
2025Q4	—	$77.4M	0.42	—
2025Q3	$9.8M	$69.6M	0.38	712.8%
2025Q2	$9.3M	$28.4M	0.12	304.9%
2025Q1	$10.2M	$53.6M	0.26	525.6%
2024Q4	—	$56.9M	0.28	—
2024Q3	$9.1M	$8.8M	-0.01	97.0%
2024Q2	$9.1M	$30.3M	0.12	334.2%
2024Q1	$9.8M	$30.9M	0.12	315.4%
2023Q4	—	$-483.0M	-4.55	—
2023Q3	$8.1M	$-23.3M	-0.42	-287.9%
2023Q2	$8.7M	$-197.4M	-2.67	-2274.6%
2023Q1	$8.3M	$-1.2B	-15.56	-14448.0%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

10-Q filing
SEC5/8/2026
8-K — Shareholder vote results
SEC5/8/2026material
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC4/22/2026material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.