Why did Bandhan Bank (BANDHANBNK) stock move recently?

On 7/23/2026, Bandhan Bank moved -4.4% — Bandhan Bank shares fell as the lender cut its FY27 exit RoA guidance to 1.2-1.4% from 1.6-1.8% citing higher funding costs, tighter liquidity, and competitive pressures, overshadowing a 35% YoY Q1 profit rise; the decline extended from the prior session amid broader market weakness. This is MarketChacha's decoded reason from filings and credible news; it is education, not buy/sell advice.

Is Bandhan Bank (BANDHANBNK) overvalued or fairly valued?

MarketChacha shows Bandhan Bank's valuation in context — a forward P/E of about 8.2, a price-to-book of about 1.1 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Bandhan Bank's revenue?

Bandhan Bank reported revenue of ₹21,689 Cr for FY2026, with net profit of ₹1,224 Cr, per official filings.

What is the share price of Bandhan Bank (BANDHANBNK)?

Bandhan Bank last traded at ₹169.20 (-0.8% on the day), as of 8/19/2026 — a delayed quote shown for education, not investment advice.

Bandhan Bank

BANDHANBNK · NSE · Banking · India

Snapshot

TickerBANDHANBNK

ExchangeNSE

SectorBanking

IndustryBanks - Regional

CountryIndia

Employees74,500

HeadquartersKolkata, India

Websitebandhan.bank.in

Filings tracked7

About Bandhan Bank

Bandhan Bank Limited provides banking and financial services for personal and business customers in India. The company operates through Treasury, Retail Banking, Corporate/Wholesale Banking, and Other Banking Business segments. It accepts term, fixed, and recurring deposits; and offers savings, salary, and current accounts. The company also provides home, gold, personal, two-wheeler, and car loans; loans against property; loan/overdraft against term deposits; and loans for small, medium, and large businesses. In addition, it invests in sovereign securities; offers liability products, card services, internet and mobile banking, ATM, trading, and non-resident Indian services; distributes third party products; and engages in demat and trading activities. Further, the company provides mutual fund, money transfer, bill payment and recharge, merchant payment, debit and credit card, internet and mobile banking, doorstep banking, safe deposit locker, remittance, transaction banking, trade finance, and cash management services, as well as health, life, home, travel, property, and car insurance products; and safe deposit boxes. The company was founded in 2001 and is headquartered in Kolkata, India.

Who owns it

Promoters41.3%
Institutions39.8%
Public & other18.8%

104 institutional holders

Ownership breakdown from public market data. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

Margin has compressed by about 9.7 points over the period — profitability is trending down.

Net margin trend18.7% → 9.0%

Margin has compressed by about 9.7 points over the period — profitability is trending down.

Growth qualityrev 4% · PAT -14%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹3,740 Cr

Next fiscal year

Rev ₹17,479 Cr · EPS 20.59

Est. earnings growth +28.6%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 5

Revenue (FY2026)

₹13,564 Cr

Net margin

9.0%

Revenue CAGR (3y)

+5.0%

Profit CAGR (3y)

-17.7%

Net profit (FY2026)

₹1,224 Cr

Ask MarketChacha about BANDHANBNK

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Why it moved

Jul 23, 2026
Bandhan Bank shares fell as the lender cut its FY27 exit RoA guidance to 1.2-1.4% from 1.6-1.8% citing higher funding costs, tighter liquidity, and competitive pressures, overshadowing a 35% YoY Q1 profit rise; the decline extended from the prior session amid broader market weakness.
source 1 ↗source 2 ↗source 3 ↗· confidence: high
Jul 22, 2026
Bandhan Bank shares fell sharply after its Q1 FY27 earnings call, where management cut FY27 exit RoA guidance to 1.0-1.4% (or 1.2-1.4%) from the prior 1.6-1.8% target, citing higher funding costs, technology spend, and a cautious outlook; NIM expansion expectations were also withdrawn despite a 35% YoY profit rise.
source 1 ↗source 2 ↗source 3 ↗· confidence: high

Daily moves with the verified reason behind them. Education only — not investment advice.

Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹13,564 Cr	₹1,224 Cr	9.0%
FY2025	₹14,457 Cr	₹2,745 Cr	19.0%
FY2024	₹12,490 Cr	₹2,230 Cr	17.9%
FY2023	₹11,728 Cr	₹2,195 Cr	18.7%

Quarterly

Period	Revenue	Net profit	Net margin
Q1 FY27	₹3,520 Cr	₹500 Cr	14.2%
Q4 FY26	₹3,566 Cr	₹534 Cr	15.0%
Q3 FY26	₹3,379 Cr	₹206 Cr	6.1%
Q2 FY26	₹3,135 Cr	₹112 Cr	3.6%
Q1 FY26	₹3,483 Cr	₹372 Cr	10.7%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

Filings & announcements

2026

Change in Management
Change in Senior Management.
BSE8/10/2026
Update On Analysts / Institutional Investors Meet Held On August 06, 2026.
Update on Analyst / Institutional Investors Meet held on August 06, 2026.
BSE8/6/2026
Reg. 34 (1) Annual Report.
Notice of 12th Annual General Meeting and Integrated Annual Report for FY 2025-26.
BSE7/31/2026
Notice Of 12Th Annual General Meeting And Integrated Annual Report For The FY 2025-26
Notice of 12th Annual General Meeting and Integrated Annual Report for the FY 2025-26
BSE7/30/2026material
Earnings Call Transcript
Transcript of the Earnings Call on the Unaudited Financial Results for the quarter (Q1) ended June 30, 2026.
BSE7/27/2026
Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for SBI Mutual Fund
BSE7/24/2026
Audio Recordings Of The Press Conference And The Earnings Call On The Unaudited Financial Results For The Quarter (Q1) Ended June 30, 2026
Audio Recordings of the Press Conference and the Earnings Call of the Unaudited Financial Results for the quarter (Q1) ended June 30, 2026.
BSE7/21/2026

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.