Why did Bank of India (BANKINDIA) stock move recently?

On 7/27/2026, Bank of India moved -3.3% — Bank of India shares fell 3.33% with no company-specific catalyst identified; Q1 FY27 results (net profit +36% YoY to ₹3,068 cr, operating profit +26%) were strong and the stock had reacted mildly positive on the July 24 announcement day. This is MarketChacha's decoded reason from filings and credible news; it is education, not buy/sell advice.

Is Bank of India (BANKINDIA) overvalued or fairly valued?

MarketChacha shows Bank of India's valuation in context — a forward P/E of about 5.4, a price-to-book of about 0.7 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Bank of India's revenue?

Bank of India reported revenue of ₹75,161 Cr for FY2026, with net profit of ₹10,527 Cr, per official filings.

What is the share price of Bank of India (BANKINDIA)?

Bank of India last traded at ₹136.78 (+4.9% on the day), as of 10/19/2026 — a delayed quote shown for education, not investment advice.

Bank of India

BANKINDIA · NSE · Banking/PSU · India

Snapshot

TickerBANKINDIA

ExchangeNSE

SectorBanking/PSU

IndustryBanks - Regional

CountryIndia

Employees51,010

HeadquartersMumbai, India

Websitebankofindia.bank.in

Filings tracked12

About Bank of India

Bank of India provides various banking products and services in India and internationally. It operates through Treasury; Wholesale Banking; and Retail Banking segments. The company accepts various deposit products, such as savings, salary, current, term, and rera account deposits. It also provides debit, credit, and prepaid cards; personal, home, vehicle, education, star reverse mortgage, and home loans, as well as loans against property; and finance to new and existing business, healthcare schemes, government sponsored schemes, and commercial vehicle finance services. In addition, the company offers credit, cash management, and trade finance services; government deposit schemes, including public provident fund, senior citizens savings, Sukanya Samridhi, national pension system, departmentalized ministries, sovereign and RBI bond, mahila samman savings certificate, and other schemes; mutual funds; and life, health, and general insurance products. Further, it provides NRI services, such as accounts, loans, and money remittance and ancillary services; kisan credit card; gold loans; self-help group; Atmanirbhar schemes; tractor/farm mechanization; food and agro loans; agri allied activities; kisan ghar and agri mortgage loan; agri clinic/agri business centers; and other loans services. Additionally, it offers internet banking, mobile banking, and payment services. The company was incorporated in 1906 and is headquartered in Mumbai, India.

Who owns it

Promoters73.4%
Institutions15.0%
Public & other11.6%

108 institutional holders

Ownership breakdown from public market data. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Net margin trend14.7% → 30.0%

Margin has expanded by about 15.3 points — the business is getting more profitable.

Growth qualityrev 6% · PAT 27%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

EPS 3.62

Est. earnings growth -39.1%

Next fiscal year

Rev ₹43,629 Cr · EPS 25.17

Est. earnings growth +9.0%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 5

Revenue (FY2026)

₹35,047 Cr

Net margin

30.0%

Revenue CAGR (3y)

+8.6%

Profit CAGR (3y)

+37.8%

Net profit (FY2026)

₹10,527 Cr

Ask MarketChacha about BANKINDIA

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Why it moved

Jul 27, 2026
Bank of India shares fell 3.33% with no company-specific catalyst identified; Q1 FY27 results (net profit +36% YoY to ₹3,068 cr, operating profit +26%) were strong and the stock had reacted mildly positive on the July 24 announcement day.
source 1 ↗source 2 ↗· confidence: low

Daily moves with the verified reason behind them. Education only — not investment advice.

On MarketChacha

Posts about BANKINDIA

Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹35,047 Cr	₹10,527 Cr	30.0%
FY2025	₹33,388 Cr	₹9,219 Cr	27.6%
FY2024	₹29,148 Cr	₹6,318 Cr	21.7%
FY2023	₹27,375 Cr	₹4,023 Cr	14.7%

Quarterly

Period	Revenue	Net profit	Net margin
Q1 FY27	₹9,412 Cr	₹3,068 Cr	32.6%
Q4 FY26	₹9,940 Cr	₹3,016 Cr	30.3%
Q3 FY26	—	₹2,705 Cr	—
Q2 FY26	₹8,134 Cr	₹2,555 Cr	31.4%
Q4 FY25	—	₹2,626 Cr	—

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

Filings & announcements

2026

Credit Rating
Credit Rating Reaffirmed by Acuite Ratings & Research.
BSE8/28/2026material
Credit Rating
Press release by Infomerics
BSE8/19/2026material
Board Meeting Intimation for Intimation Under Regulation 29 Of SEBI LODR Regulations - Raising Of Capital Through Establishment Of A Medium Term Note (MTN) Programme
Bank Of Indiahas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 14/08/2026 ,inter alia, to consider and approve Intimation under Regulation 29 of ....
BSE8/10/2026material
Change in Management
Change in Senior Management of the Bank
BSE7/31/2026
Earnings Call Transcript
Transcript for Analyst & Investor call for Q1 FY27
BSE7/30/2026
Board Meeting Outcome for Financial Result For The Quarter Ended June 2026
Financial Result for the quarter ended June 2026
BSE7/24/2026
Investor Presentation
Investor Presentation for June 2026
BSE7/24/2026
Press Release / Media Release
Press release June,2026
BSE7/24/2026
Financial Result For June 2026
Financial result for June 2026
BSE7/24/2026
Press Release / Media Release
Press Release - Unaudited (Reviewed) Financial Results for the 1st Quarter ended 30.06.2026
BSE7/24/2026
Financial Result For The Quarter Ended June 2026
Financial result for the quarter ended June 2026
BSE7/24/2026
Financial Result For The Quarter Ended June,2026
Financial result for the quarter ended June,2026
BSE7/24/2026

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.