Is Bank of India (BANKINDIA) overvalued or fairly valued?

MarketChacha shows Bank of India's valuation in context — a forward P/E of about 5.7, a price-to-book of about 0.7 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Bank of India's revenue?

Bank of India reported revenue of ₹35,047 Cr for FY2026, with net profit of ₹10,527 Cr, per official filings.

What is the share price of Bank of India (BANKINDIA)?

Bank of India last traded at ₹146.85 (-0.1% on the day), as of 7/21/2026 — a delayed quote shown for education, not investment advice.

Bank of India

BANKINDIA · NSE · Banking/PSU · India

₹146.85-0.1%

Delayed · as reported by Yahoo Finance · as of Jul 21, 2026, 5:39 AM

Snapshot

TickerBANKINDIA

ExchangeNSE

SectorBanking/PSU

IndustryBanks - Regional

CountryIndia

Employees51,010

HeadquartersMumbai, India

Market cap₹66,901 Cr

P/B0.7

Volume61.78L

Websitebankofindia.bank.in

Filings tracked0

About Bank of India

Bank of India Limited provides various banking products and services in India and internationally. It operates through Treasury; Wholesale Banking; and Retail Banking segments. The company accepts various deposit products, such as savings, salary, current, term, and rera account deposits. It also provides debit, credit, and prepaid cards; personal, home, vehicle, education, star reverse mortgage, and home loans, as well as loans against property; and finance to new and existing business, healthcare schemes, govt. sponsored schemes, and commercial vehicle finance services. In addition, the company offers credit, cash management, and trade finance services; government deposit schemes, including public provident fund, senior citizens savings, Sukanya Samridhi, national pension system, departmentalized ministries, sovereign and RBI bond, mahila samman savings certificate, and other schemes; mutual funds; and life, health, and general insurance products. Further, it provides NRI services, such as accounts, loans, and money remittance and ancillary services; kisan credit card; gold loans; self-help group; Atmanirbhar schemes; tractor/farm mechanization; food and agro loans; agri allied activities; kisan ghar and agri mortgage loan; agri clinic/agri business centers; and other loans services. Additionally, it offers internet banking, mobile banking, and payment services. The company was incorporated in 1906 and is headquartered in Mumbai, India.

Profile as reported by Yahoo Finance.

Who owns it

Promoters73.4%
Institutions14.1%
Public & other12.5%

102 institutional holders

As reported by Yahoo Finance. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Net margin trend14.7% → 30.0%

Margin has expanded by about 15.3 points — the business is getting more profitable.

Growth qualityrev 9% · PAT 38%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

EPS 4.42

Est. earnings growth -21.2%

Next fiscal year

Rev ₹44,090 Cr · EPS 25.59

Est. earnings growth +18.3%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

₹108.8152-wk range₹178.36

Delayed · as reported by Yahoo Finance

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 4

Market cap

₹66,901 Cr

Day change

-0.1%

Fwd P/E

5.7

P/B

0.7

Div yield

3.25%

Beta

0.76

Revenue (FY2026)

₹35,047 Cr

Net margin

30.0%

Revenue CAGR (3y)

+8.6%

Profit CAGR (3y)

+37.8%

Net profit (FY2026)

₹10,527 Cr

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

Ask MarketChacha about BANKINDIA

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Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹35,047 Cr	₹10,527 Cr	30.0%
FY2025	₹33,388 Cr	₹9,219 Cr	27.6%
FY2024	₹29,148 Cr	₹6,318 Cr	21.7%
FY2023	₹27,375 Cr	₹4,023 Cr	14.7%

Quarterly

Period	Revenue	Net profit	Net margin
2026Q1	₹9,940 Cr	₹3,016 Cr	30.3%
2025Q4	—	₹2,705 Cr	—
2025Q3	₹8,134 Cr	₹2,555 Cr	31.4%
2025Q1	—	₹2,626 Cr	—

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.