Is BankUnited (BKU) overvalued or fairly valued?

MarketChacha shows BankUnited's valuation in context — a trailing P/E of about 12.7, a forward P/E of about 10.0, a price-to-book of about 1.1 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does BankUnited's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (2.13×) from reported figures — education, not a rating.

What is BankUnited's revenue?

BankUnited reported revenue of $21.7M for FY2025, with net profit of $268.4M, per official filings.

What is the share price of BankUnited (BKU)?

BankUnited last traded at $45.67 (-5.0% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

BankUnited

BKU · NYSE · Financials · United States

$45.67-5.0%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 7:33 PM

Snapshot

TickerBKU

ExchangeNYSE

SectorFinancials

IndustryBanks - Regional

CountryUnited States

Employees1,785

HeadquartersMiami Lakes, United States

Market cap$3.3B

P/E (TTM)12.7

P/B1.1

Volume3.85M

Websitewww.bankunited.com

Filings tracked5

About BankUnited

BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States. The company offers deposit products, such as checking, money market deposit, and savings accounts; certificates of deposit; and treasury, payments and cash management services. Its loans portfolio includes commercial loans, including equipment loans, secured and unsecured lines of credit, formula-based lines of credit, owner-occupied commercial real estate term loans and lines of credit, mortgage warehouse lines, subscription finance facilities, letters of credit, commercial credit cards, small business administration and U.S. department of agriculture product offerings, export-import bank financing products, trade finance, and business acquisition finance credit facilities; commercial real estate loans; residential mortgages; and other consumer loans. The company offers loan servicing and deposit transaction processing systems, cloud-based data storage, electronic funds transfer transaction processing, online banking services, ERP systems and computer and networking infrastructure. It operates through a network of banking centers located in Florida counties and the New York metropolitan area, as well as Dallas, Texas. The company was formerly known as BU Financial Corporation. BankUnited, Inc. was incorporated in 2009 and is headquartered in Miami Lakes, Florida.

Profile as reported by Yahoo Finance.

Who owns it

Insiders0.9%
Institutions99.1%
Public & other0.0%

441 institutional holders

As reported by Yahoo Finance.

Top holders

Blackrock Inc.14.98%
Vanguard Portfolio Management LLC6.78%
Dimensional Fund Advisors LP6.41%
State Street Corporation6.12%
Holdco Asset Management, LP4.86%
Vanguard Capital Management LLC4.53%
American Century Companies Inc3.46%
Artemis Investment Management Llp3.05%

Largest institutional holders, as reported by Yahoo Finance (as of 3/31/2026).

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Cash conversion2.13×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Net margin trend854.6% → 1234.8%

Margin has expanded by about 380.2 points — the business is getting more profitable.

Growth qualityrev 2% · PAT 23%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $304.3M · EPS 1.17

Est. earnings growth +24.6%

Next fiscal year

Rev $1.2B · EPS 4.56

Est. earnings growth +12.4%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

$34.7952-wk range$52.11

Delayed · as reported by Yahoo Finance

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Market cap

$3.3B

Day change

-5.0%

P/E (TTM)

12.7

Fwd P/E

10.0

P/B

1.1

Div yield

2.75%

Beta

1.17

Revenue (FY2025)

$21.7M

Net margin

1234.8%

ROE

8.8%

Revenue CAGR (2y)

+2.0%

Profit CAGR (2y)

+22.6%

EPS (FY2025)

3.53

Net profit (FY2025)

$268.4M

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

Ask MarketChacha about BKU

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Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$21.7M	$268.4M	3.53	1234.8%	8.8%
FY2024	$20.2M	$232.5M	3.08	1149.3%	8.3%
FY2023	$20.9M	$178.7M	2.38	854.6%	6.9%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q1	$6.2M	$61.9M	0.83	994.9%
2025Q4	—	$69.3M	0.90	—
2025Q3	$5.4M	$71.9M	0.95	1333.8%
2025Q2	$5.3M	$68.8M	0.91	1291.9%
2025Q1	$5.2M	$58.5M	0.78	1117.0%
2024Q4	—	$69.3M	0.91	—
2024Q3	$5.0M	$61.5M	0.81	1225.1%
2024Q2	$4.9M	$53.7M	0.72	1094.6%
2024Q1	$5.3M	$48.0M	0.64	903.1%
2023Q4	—	$20.8M	0.27	—
2023Q3	$5.2M	$47.0M	0.63	905.4%
2023Q2	$5.2M	$58.0M	0.78	1119.2%
2023Q1	$5.5M	$52.9M	0.70	953.7%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Results of operations, Exhibits
SEC7/22/2026material
8-K — Executive/director change, Shareholder vote results
SEC5/21/2026material
8-K — Executive/director change, Exhibits
SEC5/12/2026material
10-Q filing
SEC5/7/2026
8-K — Results of operations, Exhibits
SEC4/22/2026material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.