Why did BankUnited (BKU) stock move recently?

On 7/22/2026, BankUnited moved -4.4% — BankUnited fell on its Q2 2026 earnings release (filed via 8-K), reporting $0.97 diluted EPS vs. $1.02 consensus (miss of ~$0.05) and missing revenue estimates, despite positives in deposits and credit quality. This is MarketChacha's decoded reason from filings and credible news; it is education, not buy/sell advice.

Is BankUnited (BKU) overvalued or fairly valued?

MarketChacha shows BankUnited's valuation in context — a trailing P/E of about 12.7, a forward P/E of about 10.4, a price-to-book of about 1.1 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does BankUnited's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (2.13×) from reported figures — education, not a rating.

What is BankUnited's revenue?

BankUnited reported revenue of $21.7M for FY2025, with net profit of $268.4M, per official filings.

What is the share price of BankUnited (BKU)?

BankUnited last traded at $46.38 (+1.0% on the day), as of 9/4/2026 — a delayed quote shown for education, not investment advice.

BankUnited

BKU · NYSE · Financials · United States

Snapshot

TickerBKU

ExchangeNYSE

SectorFinancials

IndustryBanks - Regional

CountryUnited States

Employees1,785

HeadquartersMiami Lakes, United States

Websitewww.bankunited.com

Filings tracked16

About BankUnited

BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States. The company offers deposit products, such as checking, money market deposit, and savings accounts; certificates of deposit; and treasury, payments and cash management services. Its loans portfolio includes commercial loans, including equipment loans, secured and unsecured lines of credit, formula-based lines of credit, owner-occupied commercial real estate term loans and lines of credit, mortgage warehouse lines, subscription finance facilities, letters of credit, commercial credit cards, small business administration and U.S. department of agriculture product offerings, export-import bank financing products, trade finance, and business acquisition finance credit facilities; commercial real estate loans; residential mortgages; and other consumer loans. The company offers loan servicing and deposit transaction processing systems, cloud-based data storage, electronic funds transfer transaction processing, online banking services, ERP systems and computer and networking infrastructure. It operates through a network of banking centers located in Florida counties and the New York metropolitan area, as well as Dallas, Texas. The company was formerly known as BU Financial Corporation. BankUnited, Inc. was incorporated in 2009 and is headquartered in Miami Lakes, Florida.

Who owns it

Insiders0.9%
Institutions99.1%
Public & other0.0%

459 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.15.02%
Vanguard Portfolio Management LLC6.99%
Dimensional Fund Advisors LP6.58%
State Street Corporation6.36%
Holdco Asset Management, LP4.96%
Vanguard Capital Management LLC4.59%
American Century Companies Inc3.86%
Artemis Investment Management Llp3.57%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Cash conversion2.13×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Net margin trend854.6% → 1234.8%

Margin has expanded by about 380.2 points — the business is getting more profitable.

Growth qualityrev 2% · PAT 23%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $300.8M · EPS 1.11

Est. earnings growth +18.5%

Next fiscal year

Rev $1.2B · EPS 4.47

Est. earnings growth +14.6%

Analyst consensus estimates — not the company's own guidance.

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Revenue (FY2025)

$21.7M

Net margin

1234.8%

ROE

8.8%

Revenue CAGR (2y)

+2.0%

Profit CAGR (2y)

+22.6%

EPS (FY2025)

3.53

Net profit (FY2025)

$268.4M

Ask MarketChacha about BKU

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Why it moved

Jul 22, 2026
BankUnited fell on its Q2 2026 earnings release (filed via 8-K), reporting $0.97 diluted EPS vs. $1.02 consensus (miss of ~$0.05) and missing revenue estimates, despite positives in deposits and credit quality.
source 1 ↗source 2 ↗source 3 ↗· confidence: high

Daily moves with the verified reason behind them. Education only — not investment advice.

Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$21.7M	$268.4M	3.53	1234.8%	8.8%
FY2024	$20.2M	$232.5M	3.08	1149.3%	8.3%
FY2023	$20.9M	$178.7M	2.38	854.6%	6.9%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q2	$6.3M	$70.7M	0.97	1119.9%
2026Q1	$6.2M	$61.9M	0.83	994.9%
2025Q4	—	$69.3M	0.90	—
2025Q3	$5.4M	$71.9M	0.95	1333.8%
2025Q2	$5.3M	$68.8M	0.91	1291.9%
2025Q1	$5.2M	$58.5M	0.78	1117.0%
2024Q4	—	$69.3M	0.91	—
2024Q3	$5.0M	$61.5M	0.81	1225.1%
2024Q2	$4.9M	$53.7M	0.72	1094.6%
2024Q1	$5.3M	$48.0M	0.64	903.1%
2023Q4	—	$20.8M	0.27	—
2023Q3	$5.2M	$47.0M	0.63	905.4%
2023Q2	$5.2M	$58.0M	0.78	1119.2%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

10-Q filing
SEC8/6/2026
8-K — Results of operations, Exhibits
SEC7/22/2026material
8-K — Executive/director change, Shareholder vote results
SEC5/21/2026material
8-K — Executive/director change, Exhibits
SEC5/12/2026material
10-Q filing
SEC5/7/2026
8-K — Results of operations, Exhibits
SEC4/22/2026material
10-K filing
SEC2/26/2026
8-K — Reg FD disclosure, Exhibits
SEC2/11/2026material
8-K — Results of operations, Other events, Exhibits
SEC1/21/2026material

2025

8-K — Executive/director change, Exhibits
SEC11/21/2025material
8-K — Executive/director change, Reg FD disclosure
SEC11/10/2025material
10-Q filing
SEC11/5/2025
8-K — Results of operations, Exhibits
SEC10/22/2025material
8-K — Material agreement
SEC8/22/2025material
10-Q filing
SEC8/5/2025
8-K — Executive/director change
SEC7/25/2025material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.