Is BNY Mellon (BNY) overvalued or fairly valued?

MarketChacha shows BNY Mellon's valuation in context — a trailing P/E of about 17.0, a forward P/E of about 14.0, a price-to-book of about 2.5 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does BNY Mellon's reported profit turn into cash?

Over 3 years, about 100% of reported profit turned into operating cash — most of it, but worth reading alongside the cash-flow statement. MarketChacha computes this cash-conversion check (1.00×) from reported figures — education, not a rating.

What is BNY Mellon's revenue?

BNY Mellon reported revenue of $20.1B for FY2025, with net profit of $5.5B, per official filings.

What is the share price of BNY Mellon (BNY)?

BNY Mellon last traded at $144.25 (+1.3% on the day), as of 10/20/2026 — a delayed quote shown for education, not investment advice.

BNY Mellon

BNY · NYSE · Financials · United States

Snapshot

TickerBNY

ExchangeNYSE

SectorFinancials

IndustryBanks - Diversified

CountryUnited States

Employees46,600

HeadquartersNew York, United States

Websitewww.bny.com

Filings tracked25

About BNY Mellon

The Bank of New York Mellon Corporation provides a range of financial products and services in the United States and internationally. It operates through Securities Services, Market and Wealth Services, Investment and Wealth Management, and Other segments. The Securities Services segment offers custody, trust and depositary, accounting, exchange-traded funds, middle-office solutions, transfer agency, services for private equity and real estate funds, foreign exchange, securities lending, liquidity/lending services, and data analytics. This segment also provides trustee, paying agency, fiduciary, escrow and other financial, issuer, and support services for brokers and investors. The Market and Wealth Services segment offers clearing and custody, investment, wealth and retirement solutions, technology and enterprise data management, trading, and prime brokerage services. This segment also provides integrated cash management solutions, including payments, foreign exchange, liquidity management, receivables processing, payables management, and trade finance, as well as U.S. government and global clearing, and tri-party services. The Investment and Wealth Management segment offers investment management strategies, investment products distribution, investment management, custody, wealth and estate planning, private banking, investment, and information management services. The Other segment provides corporate treasury, derivative and other trading, corporate and bank-owned life insurance, tax credit investment, other corporate investment, and business exit services. The company serves central banks and sovereigns, financial institutions, asset managers, insurance companies, corporations, local authorities and high net-worth individuals, and family offices. The Bank of New York Mellon Corporation was founded in 1784 and is headquartered in New York, New York.

Who owns it

Insiders0.2%
Institutions87.9%
Public & other11.8%

2,469 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.8.48%
Vanguard Capital Management LLC6.60%
State Street Corporation4.68%
FMR, LLC3.82%
Vanguard Portfolio Management LLC2.60%
Bank of America Corporation2.55%
Dodge & Cox Inc.2.45%
Geode Capital Management, LLC2.33%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

Over 3 years, about 100% of reported profit turned into operating cash — most of it, but worth reading alongside the cash-flow statement.

Cash conversion1.00×

Over 3 years, about 100% of reported profit turned into operating cash — most of it, but worth reading alongside the cash-flow statement.

Net margin trend18.7% → 27.6%

Margin has expanded by about 9.0 points — the business is getting more profitable.

Growth qualityrev 7% · PAT 30%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $5.7B · EPS 2.44

Est. earnings growth +8.2%

Next fiscal year

Rev $23.6B · EPS 10.39

Est. earnings growth +10.1%

Analyst consensus estimates — not the company's own guidance.

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Revenue (FY2025)

$20.1B

Net margin

27.6%

ROE

12.5%

Revenue CAGR (2y)

+6.5%

Profit CAGR (2y)

+29.6%

EPS (FY2025)

7.40

Net profit (FY2025)

$5.5B

Ask MarketChacha about BNY

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$20.1B	$5.5B	7.40	27.6%	12.5%
FY2024	$18.6B	$4.5B	5.80	24.3%	11.0%
FY2023	$17.7B	$3.3B	3.89	18.7%	8.1%

Quarterly

Period	Net profit	EPS
2026Q2	$1.8B	2.45
2026Q1	$1.6B	2.24
2025Q3	$1.4B	1.88
2025Q2	$1.4B	1.93
2025Q1	$1.2B	1.58
2024Q4	$1.2B	1.54
2024Q3	$1.2B	1.50
2024Q2	$1.2B	1.52
2024Q1	$1.0B	1.25
2023Q4	$208.0M	0.21
2023Q3	$1.0B	1.23
2023Q2	$1.1B	1.31
2023Q1	$982.0M	1.13

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Other events, Exhibits
SEC8/20/2026material
8-K — Executive/director change, Exhibits
SEC8/13/2026material
8-K — Other events, Exhibits
SEC8/12/2026material
10-Q — FORM 10-Q
SEC7/31/2026
8-K — Security holder rights, Bylaw/charter change, Other events, Exhibits
SEC7/23/2026material
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC7/15/2026material
8-K — Other events
SEC6/24/2026material
8-K — Bylaw/charter change, Exhibits
SEC6/23/2026material
8-K — Other events, Exhibits
SEC6/12/2026material
10-Q — FORM 10-Q
SEC5/1/2026
8-K — Other events, Exhibits
SEC4/23/2026material
8-K/A — Executive/director change, Shareholder vote results
SEC4/17/2026
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC4/16/2026material
8-K — Security holder rights, Bylaw/charter change, Other events, Exhibits
SEC3/5/2026material
8-K — Other events
SEC2/26/2026material
10-K — FORM 10-K
SEC2/25/2026
8-K — Other events, Exhibits
SEC1/22/2026material
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC1/13/2026material

2025

8-K — Executive/director change, Exhibits
SEC12/11/2025material
10-Q — FORM 10-Q
SEC10/31/2025
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC10/16/2025material
8-K — Bylaw/charter change, Exhibits
SEC9/23/2025material
8-K — Other events, Exhibits
SEC9/11/2025material
8-K — Security holder rights, Bylaw/charter change, Other events, Exhibits
SEC9/10/2025material
8-K — Other events
SEC9/3/2025material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.