Why did Citigroup (C) stock move recently?

On 7/21/2026, Citigroup moved +3.2% — Citigroup shares rose on upbeat company-specific news including continued deal flow in capital markets and supportive analyst commentary following its recent Q2 earnings beat. This is MarketChacha's decoded reason from filings and credible news; it is education, not buy/sell advice.

Is Citigroup (C) overvalued or fairly valued?

MarketChacha shows Citigroup's valuation in context — a trailing P/E of about 16.7, a forward P/E of about 9.5, a price-to-book of about 1.1 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Citigroup's revenue?

Citigroup reported revenue of $85.2B for FY2025, with net profit of $14.3B, per official filings.

What is the share price of Citigroup (C)?

Citigroup last traded at $122.03 (-1.8% on the day), as of 10/19/2026 — a delayed quote shown for education, not investment advice.

Citigroup

C · NYSE · Banking · United States

Snapshot

TickerC

ExchangeNYSE

SectorBanking

IndustryBanks - Diversified

CountryUnited States

Employees217,000

HeadquartersNew York, United States

Websitewww.citigroup.com

Filings tracked22

About Citigroup

Citigroup Inc., a diversified financial service holding company, provides various financial products and services to consumers, corporations, governments, and institutions. It operates through five segments: Services, Markets, Banking, U.S. Personal Banking, and Wealth. The Services segment includes treasury and trade solutions, which provides cash management, trade, and working capital solutions to multinational corporations, financial institutions, and public sector organizations; and securities services, such as cross-border support for clients, local market expertise, post-trade technologies, data solutions, and various securities services solutions. The Markets segment offers sales and trading services for equities, foreign exchange, rates, spread products, and commodities to corporate, institutional, and public sector clients; and market-making services, including asset classes, risk management solutions, financing, and prime brokerage. The Banking segment includes investment banking services comprising equity and debt capital markets-related strategic financing solutions; advisory services related to mergers and acquisitions, divestitures, restructurings, and corporate defense activities; and corporate lending consists of corporate and commercial banking. The U.S. Personal Banking segment provides proprietary and co-branded card portfolios; and traditional banking services to retail and small business customers. The Wealth segment offers financial services to high-net-worth clients through banking, lending, mortgages, investment, custody, and trust product offerings; professional industries, including law firms, consulting groups, accounting, and asset management; and affluent and high net worth clients. The company operates in North America, the United Kingdom, Japan, North and South Asia, Australia, Europe, the Middle East, and Africa. Citigroup Inc. was founded in 1812 and is headquartered in New York, New York.

Who owns it

Insiders0.3%
Institutions83.2%
Public & other16.5%

3,403 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.8.77%
Vanguard Capital Management LLC6.29%
State Street Corporation4.57%
Geode Capital Management, LLC2.41%
Fisher Asset Management, LLC2.14%
Franklin Resources, Inc.2.11%
Capital World Investors1.97%
Vanguard Portfolio Management LLC1.90%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

Over 3 years only -4.44× of reported profit became operating cash — the classic sign that headline earnings may be running ahead of the cash actually generated. Often explained by working capital funding growth; worth a closer look.

Cash conversion-4.44×

Net margin trend11.8% → 16.8%

Margin has expanded by about 5.0 points — the business is getting more profitable.

Return on equity6.7%

Latest ROE of 6.7% is on the low side — the business earns a modest return on shareholder capital.

Growth qualityrev 4% · PAT 25%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $25.3B · EPS 3.28

Est. earnings growth +7.2%

Next fiscal year

Rev $100.1B · EPS 13.05

Est. earnings growth +14.6%

Analyst consensus estimates — not the company's own guidance.

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Revenue (FY2025)

$85.2B

Net margin

16.8%

ROE

6.7%

Revenue CAGR (2y)

+4.5%

Profit CAGR (2y)

+24.5%

EPS (FY2025)

6.99

Net profit (FY2025)

$14.3B

Ask MarketChacha about C

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Why it moved

Jul 21, 2026
Citigroup shares rose on upbeat company-specific news including continued deal flow in capital markets and supportive analyst commentary following its recent Q2 earnings beat.
source 1 ↗source 2 ↗· confidence: medium

Daily moves with the verified reason behind them. Education only — not investment advice.

Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$85.2B	$14.3B	6.99	16.8%	6.7%
FY2024	$80.7B	$12.7B	5.94	15.7%	6.1%
FY2023	$78.1B	$9.2B	4.04	11.8%	4.5%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2025Q3	$22.1B	$3.8B	1.86	17.0%
2025Q2	$21.7B	$4.0B	1.96	18.5%
2025Q1	$21.6B	$4.1B	1.96	18.8%
2024Q3	$20.2B	$3.2B	1.51	16.0%
2024Q2	$20.0B	$3.2B	1.52	16.1%
2024Q1	$21.0B	$3.4B	1.58	16.0%
2023Q3	$20.1B	$3.5B	1.63	17.6%
2023Q2	$19.4B	$2.9B	1.33	15.0%
2023Q1	$21.4B	$4.6B	2.19	21.5%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

10-Q filing
SEC8/6/2026
8-K — Results of operations, Exhibits
SEC7/14/2026material
8-K — Executive/director change, Shareholder vote results, Exhibits
SEC5/21/2026material
10-Q filing
SEC5/7/2026
8-K — Results of operations, Exhibits
SEC4/14/2026material
8-K — Reg FD disclosure, Exhibits
SEC4/3/2026material
10-K filing
SEC2/20/2026
8-K — Bylaw/charter change, Exhibits
SEC2/12/2026material
8-K — Other events, Exhibits
SEC2/12/2026material
8-K — Bylaw/charter change, Exhibits
SEC2/3/2026material
8-K — Results of operations, Exhibits
SEC1/14/2026material
8-K — Exhibits
SEC1/12/2026material

2025

8-K — Other events, Exhibits
SEC12/29/2025material
8-K — Bylaw/charter change, Exhibits
SEC12/10/2025material
8-K — Executive/director change, Exhibits
SEC11/20/2025material
10-Q filing
SEC11/6/2025
8-K — Exhibits
SEC10/22/2025material
8-K — Executive/director change, Exhibits
SEC10/22/2025material
8-K — Results of operations, Exhibits
SEC10/14/2025material
8-K — Material impairment, Other events, Exhibits
SEC9/24/2025material
8-K — Exhibits
SEC9/11/2025material
10-Q filing
SEC8/6/2025

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.