Is Cathay General Bancorp (CATY) overvalued or fairly valued?

MarketChacha shows Cathay General Bancorp's valuation in context — a trailing P/E of about 13.1, a forward P/E of about 10.8, a price-to-book of about 1.4 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does Cathay General Bancorp's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (1.13×) from reported figures — education, not a rating.

What is Cathay General Bancorp's revenue?

Cathay General Bancorp reported revenue of $53.8M for FY2025, with net profit of $315.1M, per official filings.

What is the share price of Cathay General Bancorp (CATY)?

Cathay General Bancorp last traded at $64.20 (-0.3% on the day), as of 8/18/2026 — a delayed quote shown for education, not investment advice.

Cathay General Bancorp

CATY · NYSE · Financials · United States

Snapshot

TickerCATY

ExchangeNYSE

SectorFinancials

IndustryBanks - Regional

CountryUnited States

Employees1,268

HeadquartersLos Angeles, United States

Websitewww.cathaygeneralbancorp.com

Filings tracked14

About Cathay General Bancorp

Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. It offers savings accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and public funds deposits, and acceptance of checking, savings, demand deposits, time deposits, real estate, and consumer loans. The company also provides loan products, such as commercial real estate loans, commercial loans, small business administration loans, residential mortgage loans, real estate construction loans, and home equity lines of credit, and installment loans to individuals for household and other consumer expenditures. In addition, it offers trade financing, letter of credit, wire transfer, foreign currency spot and forward contract, safe deposit, overdraft, cash checking, automatic teller machine, Internet banking, investment, and other customary bank services, as well as investment products and services, such as stocks, bonds, mutual funds, insurance, annuities, and advisory services. The company was formerly known as Cathay Bancorp, Inc. and changed its name to Cathay General Bancorp in November 2003. Cathay General Bancorp was founded in 1962 and is headquartered in Los Angeles, California.

Who owns it

Insiders4.6%
Institutions79.1%
Public & other16.3%

408 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.14.62%
Vanguard Portfolio Management LLC6.17%
Dimensional Fund Advisors LP6.10%
State Street Corporation5.29%
Vanguard Capital Management LLC4.35%
American Century Companies Inc2.98%
Invesco Ltd.2.96%
Geode Capital Management, LLC2.74%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

Margin has compressed by about 220.6 points over the period — profitability is trending down.

Cash conversion1.13×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Net margin trend806.4% → 585.8%

Margin has compressed by about 220.6 points over the period — profitability is trending down.

Growth qualityrev 11% · PAT -6%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $229.1M · EPS 1.44

Est. earnings growth +8.1%

Next fiscal year

Rev $931.6M · EPS 5.93

Est. earnings growth +7.3%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Revenue (FY2025)

$53.8M

Net margin

585.8%

ROE

10.8%

Revenue CAGR (2y)

+10.7%

Profit CAGR (2y)

-5.7%

EPS (FY2025)

4.54

Net profit (FY2025)

$315.1M

Ask MarketChacha about CATY

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Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$53.8M	$315.1M	4.54	585.8%	10.8%
FY2024	$52.3M	$286.0M	3.95	547.2%	10.0%
FY2023	$43.9M	$354.1M	4.86	806.4%	12.9%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q2	$15.9M	$92.2M	1.37	581.1%
2026Q1	$14.5M	$86.9M	1.29	597.3%
2025Q3	$14.5M	$77.7M	1.13	533.8%
2025Q2	$12.3M	$77.5M	1.10	629.5%
2025Q1	$13.1M	$69.5M	0.98	531.1%
2024Q3	$13.8M	$67.5M	0.94	488.2%
2024Q2	$12.9M	$66.8M	0.92	519.5%
2024Q1	$11.9M	$71.4M	0.98	599.0%
2023Q3	$11.8M	$82.4M	1.13	698.5%
2023Q2	$10.6M	$93.2M	1.28	882.3%
2023Q1	$10.0M	$96.0M	1.32	963.9%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

10-Q — FORM 10-Q
SEC8/7/2026
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC7/22/2026material
8-K/A — Executive/director change
SEC5/22/2026
8-K — Shareholder vote results
SEC5/19/2026material
10-Q — FORM 10-Q
SEC5/8/2026
8-K — Other events, Exhibits
SEC4/23/2026material
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC4/22/2026material
10-K — FORM 10-K
SEC3/2/2026
8-K — Executive/director change
SEC2/5/2026material
8-K — Executive/director change, Exhibits
SEC1/23/2026material
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC1/22/2026material

2025

10-Q — FORM 10-Q
SEC11/7/2025
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC10/21/2025material
10-Q — FORM 10-Q
SEC8/8/2025

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.