Why did Cholamandalam Investment and Finance (CHOLAFIN) stock move recently?

On 7/27/2026, Cholamandalam Investment and Finance moved +3.5% — No specific company catalyst or filing identified for the move; CHOLAFIN rose alongside broader market or NBFC sector trends ahead of its July 28 quarterly results board meeting. This is MarketChacha's decoded reason from filings and credible news; it is education, not buy/sell advice.

Is Cholamandalam Investment and Finance (CHOLAFIN) overvalued or fairly valued?

MarketChacha shows Cholamandalam Investment and Finance's valuation in context — a forward P/E of about 15.8, a price-to-book of about 4.3 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Cholamandalam Investment and Finance's revenue?

Cholamandalam Investment and Finance reported revenue of ₹17,155 Cr for FY2026, with net profit of ₹5,233 Cr, per official filings.

What is the share price of Cholamandalam Investment and Finance (CHOLAFIN)?

Cholamandalam Investment and Finance last traded at ₹1,553.00 (-2.1% on the day), as of 10/19/2026 — a delayed quote shown for education, not investment advice.

Cholamandalam Investment and Finance

CHOLAFIN · NSE · NBFC · India

Snapshot

TickerCHOLAFIN

ExchangeNSE

SectorNBFC

IndustryCredit Services

CountryIndia

Employees51,320

HeadquartersChennai, India

Websitewww.cholamandalam.com

Filings tracked10

About Cholamandalam Investment and Finance

Cholamandalam Investment and Finance Company Limited, operates as a non-banking finance company in India. The company operates through Vehicle Finance, Loan Against Property, Home Loans, and Other Loans segments. It offers loans for commercial vehicles, passenger vehicle, two- and three- wheelers, and tractors and farm equipment, as well as construction equipment. The company also provides secured loans against property, and home and SME loans, as well as consumer and small enterprise loans, including personal loans, professional loans, and business loans to salaried, self-employed professionals, and proprietorship, partnership, and private limited companies. In addition, it offers gold loans, consumer durable loans, corporate insurance agencies, stockbroking and depository participants, offline payment aggregator, home extension, balance transfer of existing loans, supply chain finance, and secured term loans. Further, the company provides dealer platform services under the Gaadi Bazaar brand, which integrates vehicle trading, auctions, and trade advances. Additionally, it operates Payswiff, an omnichannel payment transaction solution that lets business owners accept payments from their customers in-store, at-home deliveries, online and on-the-go using mPOS, and POS solutions. The company was incorporated in 1978 and is based in Chennai, India.

Who owns it

Promoters51.9%
Institutions34.2%
Public & other13.9%

232 institutional holders

Ownership breakdown from public market data. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

Margin has compressed by about 5.7 points over the period — profitability is trending down.

Net margin trend36.2% → 30.5%

Margin has compressed by about 5.7 points over the period — profitability is trending down.

Growth qualityrev 33% · PAT 25%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹5,365 Cr · EPS 18.86

Est. earnings growth +23.8%

Next fiscal year

Rev ₹25,715 Cr · EPS 98.10

Est. earnings growth +21.0%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 5

Revenue (FY2026)

₹17,155 Cr

Net margin

30.5%

Revenue CAGR (3y)

+32.6%

Profit CAGR (3y)

+25.2%

Net profit (FY2026)

₹5,233 Cr

Ask MarketChacha about CHOLAFIN

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Why it moved

Jul 27, 2026
No specific company catalyst or filing identified for the move; CHOLAFIN rose alongside broader market or NBFC sector trends ahead of its July 28 quarterly results board meeting.
· confidence: low

Daily moves with the verified reason behind them. Education only — not investment advice.

On MarketChacha

Posts about CHOLAFIN

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Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹17,155 Cr	₹5,233 Cr	30.5%
FY2025	₹13,658 Cr	₹4,263 Cr	31.2%
FY2024	₹10,189 Cr	₹3,420 Cr	33.6%
FY2023	₹7,358 Cr	₹2,665 Cr	36.2%

Quarterly

Period	Revenue	Net profit	Net margin
Q1 FY27	₹4,930 Cr	₹1,656 Cr	33.6%
Q4 FY26	₹4,789 Cr	₹1,641 Cr	34.3%
Q3 FY26	₹4,363 Cr	₹1,290 Cr	29.6%
Q2 FY26	₹4,075 Cr	₹1,155 Cr	28.4%
Q1 FY26	₹3,865 Cr	₹1,138 Cr	29.4%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

Filings & announcements

2026

Response To Clarification Sought By The Exchange
Response to clarification sought by the Exchange
BSE9/13/2026
Allotment of ESOP / ESPS
Intimation on allotment 244596 equity shares on exercise of ESOPs
BSE9/11/2026
Clarification sought from Cholamandalam Investment and Finance Company Ltd
The Exchange has sought clarification from Cholamandalam Investment and Finance Company Ltd on September 11, 2026, with reference to Movement in Volume. <BR><BR>The reply is awaited.
BSE9/11/2026material
Allotment
Company confirms allotment of 2000 unsecured listed rated redeemable perpetual ncds on 1st sep 2026
BSE9/1/2026
Intimation Under Reg.31A(8) Of SEBI (LODR) Regulations
Intimation under Reg. 31A(8) of SEBI (LODR) Regulations, 2015 regarding the NOC received from
BSE8/26/2026
Allotment
Company confirms allotment of 35000 secured listed rated redeemable ncds on 21st August 2026
BSE8/21/2026
Allotment of ESOP / ESPS
Intimation on allotment of equity 43050 shares
BSE8/13/2026
Shareholder Meeting / Postal Ballot-Scrutinizer''s Report
Enclosed Scrutinizer''s Report and voting Results of the AGM 2026
BSE7/29/2026material
Shareholder Meeting / Postal Ballot-Outcome of AGM
Outcome of 48th Annual General Meeting
BSE7/28/2026material
Allotment
Intimation on allotment of 9910 equity shares on exercise of ESOPs.
BSE7/20/2026

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.