Is Cholamandalam Financial Holdings (CHOLAHLDNG) overvalued or fairly valued?

MarketChacha shows Cholamandalam Financial Holdings's valuation in context — a forward P/E of about 7.6, a price-to-book of about 1.9 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Cholamandalam Financial Holdings's revenue?

Cholamandalam Financial Holdings reported revenue of ₹15,228 Cr for FY2026, per official filings.

What is the share price of Cholamandalam Financial Holdings (CHOLAHLDNG)?

Cholamandalam Financial Holdings last traded at ₹1,527.10 (-1.7% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

Cholamandalam Financial Holdings

CHOLAHLDNG · NSE · NBFC · India

₹1,527.10-1.7%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 9:59 AM

Snapshot

TickerCHOLAHLDNG

ExchangeNSE

SectorNBFC

IndustryCredit Services

CountryIndia

HeadquartersChennai, India

Market cap₹28,675 Cr

P/B1.9

Volume1.08L

Websitecholafhl.com

Filings tracked3

About Cholamandalam Financial Holdings

Cholamandalam Financial Holdings Limited, an investment company, provides financial services in India. It operates through Financial Services, and Insurance and Allied Services segments. The company offers vehicle finance, loans against property, home loans, secured business and personal loans, consumer and small enterprises loans, and small and medium enterprise loans, as well as various other financial services to customers; and general insurance services, including health, home, motor, and travel insurance. It serves first time borrowers, new to credit customers, and individuals, as well as corporates, small, micro, medium enterprises. The company was formerly known as TI Financial Holdings Limited and changed its name to Cholamandalam Financial Holdings Limited in March 2019. Cholamandalam Financial Holdings Limited was incorporated in 1949 and is based in Chennai, India.

Profile as reported by Yahoo Finance.

Who owns it

Promoters47.1%
Institutions33.3%
Public & other19.7%

83 institutional holders

As reported by Yahoo Finance. Promoter pledge is not included here — that comes from exchange shareholding filings.

What's expected next

Next fiscal year

Rev ₹23,561 Cr · EPS 201.00

Est. earnings growth +31.4%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

₹1,305.0052-wk range₹2,108.00

Delayed · as reported by Yahoo Finance

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 4

Market cap

₹28,675 Cr

Day change

-1.7%

Fwd P/E

7.6

P/B

1.9

Div yield

0.08%

Beta

0.39

Revenue (FY2026)

₹15,228 Cr

Revenue CAGR (3y)

+28.7%

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

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Financials

Yearly

Period	Revenue
FY2026	₹15,228 Cr
FY2025	₹12,361 Cr
FY2024	₹9,371 Cr
FY2023	₹7,143 Cr

Quarterly

Period	Revenue	Net profit	Net margin
2025Q4	₹2,347 Cr	—	—
2025Q3	₹2,310 Cr	—	—
2025Q2	₹2,003 Cr	—	—
2025Q1	₹3,349 Cr	₹614 Cr	18.3%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

Filings & announcements

2026

Business Responsibility and Sustainability Reporting (BRSR)
Cholamandalam Financial Holdings Limited has informed the exchange regarding Business Responsibility and Sustainability Report for FY 2025-2026
BSE7/22/2026
Shareholder Meeting - AGM On 14/08/2026
Cholamandalam Financial Holdings Limited has informed the exchange about notice of shareholder''''s meeting.
BSE7/22/2026material
Reg. 34 (1) Annual Report.
Cholamandalam Financial Holdings Limited has informed the exchange regarding annual report and notice of annual general meeting
BSE7/22/2026

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.