Why did Capital One (COF) stock move recently?

On 7/27/2026, Capital One moved +3.5% — Capital One rose with the broader banking sector after all 32 banks passed the Federal Reserve's 2026 stress tests, boosting confidence in capital resilience and credit quality following its strong Q2 earnings beat. This is MarketChacha's decoded reason from filings and credible news; it is education, not buy/sell advice.

Is Capital One (COF) overvalued or fairly valued?

MarketChacha shows Capital One's valuation in context — a trailing P/E of about 46.6, a forward P/E of about 8.3, a price-to-book of about 1.2 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does Capital One's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (5.50×) from reported figures — education, not a rating.

What is Capital One's revenue?

Capital One reported revenue of $8.1B for FY2025, with net profit of $2.5B, per official filings.

What is the share price of Capital One (COF)?

Capital One last traded at $201.12 (+0.6% on the day), as of 10/20/2026 — a delayed quote shown for education, not investment advice.

Capital One

COF · NYSE · Financials · United States

Snapshot

TickerCOF

ExchangeNYSE

SectorFinancials

IndustryCredit Services

CountryUnited States

Employees78,400

HeadquartersMcLean, United States

Websitewww.capitalone.com

Filings tracked25

About Capital One

Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, time deposits, and sweep accounts. Its loan products include credit card and personal loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company offers credit and debit card products; bank lending; and provides advisory, capital markets, net interchange, treasury management, and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and the District of Columbia. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.

Who owns it

Insiders1.2%
Institutions89.2%
Public & other9.6%

2,693 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.8.32%
Vanguard Capital Management LLC6.63%
State Street Corporation4.53%
JPMORGAN CHASE & CO2.90%
Geode Capital Management, LLC2.34%
Franklin Resources, Inc.2.19%
Vanguard Portfolio Management LLC2.09%
Harris Associates L.P.1.87%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

Margin has compressed by about 56.1 points over the period — profitability is trending down.

Cash conversion5.50×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Net margin trend86.6% → 30.4%

Margin has compressed by about 56.1 points over the period — profitability is trending down.

Return on equity2.2%

Latest ROE of 2.2% is on the low side — the business earns a modest return on shareholder capital.

Growth qualityrev 20% · PAT -29%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $16.6B · EPS 4.80

Est. earnings growth +24.2%

Next fiscal year

Rev $67.6B · EPS 24.07

Est. earnings growth +17.1%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Revenue (FY2025)

$8.1B

Net margin

30.4%

ROE

2.2%

Revenue CAGR (2y)

+19.5%

Profit CAGR (2y)

-29.2%

EPS (FY2025)

4.03

Net profit (FY2025)

$2.5B

Ask MarketChacha about COF

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Why it moved

Jul 27, 2026
Capital One rose with the broader banking sector after all 32 banks passed the Federal Reserve's 2026 stress tests, boosting confidence in capital resilience and credit quality following its strong Q2 earnings beat.
source 1 ↗source 2 ↗· confidence: medium

Daily moves with the verified reason behind them. Education only — not investment advice.

Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$8.1B	$2.5B	4.03	30.4%	2.2%
FY2024	$5.9B	$4.8B	11.59	80.3%	7.8%
FY2023	$5.6B	$4.9B	11.95	86.6%	8.4%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q2	$2.8B	$3.0B	4.73	109.3%
2026Q1	$2.4B	$2.2B	3.34	90.2%
2025Q3	$2.3B	$3.2B	4.83	139.8%
2025Q2	$1.8B	$-4.3B	-8.58	-231.9%
2025Q1	$1.5B	$1.4B	3.45	94.3%
2024Q3	$1.4B	$1.8B	4.41	122.8%
2024Q2	$1.5B	$597.0M	1.38	40.7%
2024Q1	$1.4B	$1.3B	3.13	92.1%
2023Q3	$1.5B	$1.8B	4.45	121.4%
2023Q2	$1.4B	$1.4B	3.52	101.1%
2023Q1	$1.3B	$960.0M	2.31	75.1%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Bylaw/charter change, Exhibits
SEC9/1/2026material
8-K — Other events, Exhibits
SEC8/20/2026material
8-K — Reg FD disclosure, Exhibits
SEC8/17/2026material
10-Q filing
SEC7/28/2026
8-K — Results of operations, Exhibits
SEC7/21/2026material
8-K — Reg FD disclosure, Exhibits
SEC7/21/2026material
8-K — Reg FD disclosure, Exhibits
SEC6/15/2026material
8-K — Other events, Exhibits
SEC6/9/2026material
8-K — Reg FD disclosure, Exhibits
SEC6/8/2026material
8-K — Reg FD disclosure, Exhibits
SEC5/15/2026material
8-K — Shareholder vote results, Exhibits
SEC5/8/2026material
10-Q filing
SEC5/7/2026
8-K — Other events, Exhibits
SEC4/23/2026material
8-K — Results of operations, Exhibits
SEC4/21/2026material
8-K — Reg FD disclosure, Exhibits
SEC4/21/2026material
8-K — Unregistered equity sale, Executive/director change
SEC4/7/2026material
8-K — Reg FD disclosure, Exhibits
SEC3/16/2026material
10-K filing
SEC2/19/2026
8-K — Reg FD disclosure, Exhibits
SEC2/17/2026material
8-K — Reg FD disclosure, Exhibits
SEC2/9/2026material
8-K — Executive/director change, Exhibits
SEC2/6/2026material
8-K — Other events, Exhibits
SEC2/2/2026material
8-K — Results of operations, Exhibits
SEC1/22/2026material
8-K — Reg FD disclosure, Exhibits
SEC1/22/2026material
8-K — Unregistered equity sale, Reg FD disclosure, Exhibits
SEC1/22/2026material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.