Why did CreditAccess Grameen (CREDITACC) stock move recently?

On 7/27/2026, CreditAccess Grameen moved +4.8% — CreditAccess Grameen rose on strong Q1 FY27 results (announced July 24) showing a 720% YoY profit surge to ₹493 crore that beat estimates, alongside normalizing asset quality and robust operational recovery. This is MarketChacha's decoded reason from filings and credible news; it is education, not buy/sell advice.

Is CreditAccess Grameen (CREDITACC) overvalued or fairly valued?

MarketChacha shows CreditAccess Grameen's valuation in context — a forward P/E of about 11.2, a price-to-book of about 2.9 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is CreditAccess Grameen's revenue?

CreditAccess Grameen reported revenue of ₹6,059 Cr for FY2026, with net profit of ₹778 Cr, per official filings.

What is the share price of CreditAccess Grameen (CREDITACC)?

CreditAccess Grameen last traded at ₹1,443.10 (+2.8% on the day), as of 9/4/2026 — a delayed quote shown for education, not investment advice.

CreditAccess Grameen

CREDITACC · NSE · NBFC · India

Snapshot

TickerCREDITACC

ExchangeNSE

SectorNBFC

IndustryCredit Services

CountryIndia

Employees21,941

HeadquartersBengaluru, India

Websitewww.creditaccessgrameen.in

Filings tracked5

About CreditAccess Grameen

CreditAccess Grameen Limited, a non-banking financial company, provides micro finance services for women from poor and low-income households in India. The company offers microcredit loans for income generation, home improvement, emergency, family welfare, and Grameen Unnati, as well as Grameen Suraksha, Grameen Sanchay, life insurance, and national pension schemes. It also provides retail finance loans, such as Grameen Vikas, Unnati loan, Grameen two-wheeler, Grameen Vishesh loan, and Grameen housing loan. In addition, the company offers digital lending products comprising Grameen Mahi, a customer app, Pragathi digital and multi-purpose digital loans. The company was formerly known as Grameen Koota Financial Services Private Limited and changed its name to CreditAccess Grameen Limited in January 2018. CreditAccess Grameen Limited was incorporated in 1991 and is headquartered in Bengaluru, India. CreditAccess Grameen Limited is a subsidiary of CreditAccess India BV.

Who owns it

Promoters66.1%
Institutions20.7%
Public & other13.2%

61 institutional holders

Ownership breakdown from public market data. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

Margin has compressed by about 18.5 points over the period — profitability is trending down.

Net margin trend37.2% → 18.7%

Margin has compressed by about 18.5 points over the period — profitability is trending down.

Growth qualityrev 17% · PAT -1%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹1,259 Cr

Next fiscal year

Rev ₹5,853 Cr · EPS 129.33

Est. earnings growth +18.0%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 5

Revenue (FY2026)

₹4,163 Cr

Net margin

18.7%

Revenue CAGR (3y)

+23.3%

Profit CAGR (3y)

-2.0%

Net profit (FY2026)

₹778 Cr

Ask MarketChacha about CREDITACC

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Why it moved

Jul 27, 2026
CreditAccess Grameen rose on strong Q1 FY27 results (announced July 24) showing a 720% YoY profit surge to ₹493 crore that beat estimates, alongside normalizing asset quality and robust operational recovery.
source 1 ↗source 2 ↗source 3 ↗· confidence: high

Daily moves with the verified reason behind them. Education only — not investment advice.

Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹4,163 Cr	₹778 Cr	18.7%
FY2025	₹3,809 Cr	₹531 Cr	14.0%
FY2024	₹3,440 Cr	₹1,446 Cr	42.0%
FY2023	₹2,223 Cr	₹826 Cr	37.2%

Quarterly

Period	Revenue	Net profit	Net margin
Q1 FY27	₹1,234 Cr	₹493 Cr	40.0%
Q4 FY26	₹1,121 Cr	₹340 Cr	30.3%
Q3 FY26	₹1,032 Cr	₹252 Cr	24.4%
Q2 FY26	₹1,030 Cr	₹126 Cr	12.2%
Q1 FY26	₹981 Cr	₹60 Cr	6.1%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

Filings & announcements

2026

Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for CreditAccess India B.V.
BSE8/7/2026
Results - Financial Results - 24-07-2026
Financial Results for quarter ended June 30 2026
BSE7/24/2026
Press Release / Media Release
Press Release
BSE7/24/2026
Investor Presentation
Investor presentation
BSE7/24/2026
Board Meeting Outcome for Outcome Of The Board Meeting - 24-07-2026
Outcome of the Board Meeting
BSE7/24/2026

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.