Is CSB Bank (CSBBANK) overvalued or fairly valued?

MarketChacha shows CSB Bank's valuation in context — a forward P/E of about 5.6, a price-to-book of about 1.1 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is CSB Bank's revenue?

CSB Bank reported revenue of ₹1,720 Cr for FY2026, with net profit of ₹633 Cr, per official filings.

What is the share price of CSB Bank (CSBBANK)?

CSB Bank last traded at ₹312.50 (+1.2% on the day), as of 10/19/2026 — a delayed quote shown for education, not investment advice.

CSB Bank

CSBBANK · NSE · Banking · India

Snapshot

TickerCSBBANK

ExchangeNSE

SectorBanking

IndustryBanks - Regional

CountryIndia

Employees8,184

HeadquartersThrissur, India

Websitewww.csb.bank.in

Filings tracked9

About CSB Bank

CSB Bank Limited provides banking and financial services for small and mid-sized enterprises, large corporates and conglomerates, and domestic and non-resident individuals in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers savings, current, salary/payroll, and fixed and recurring deposit accounts, as well as safe deposit lockers, family banking, and segmented products; life, general, and health insurance, as well as social security schemes; personal, gold, retail, vehicle, home, MSME-small business, agriculture, educational, MFI, and two-wheeler loans, as well as healthcare finance; loans against securities and property; doorstep banking services, such as pickup and delivery of cash and cheques, and pickup of cheques; and corporate net banking. It also provides investment services, such as e-trade and sovereign gold bonds; credit and debit cards; NRI banking services, including NRO, NRE, and RFC accounts and deposits, as well as FCNR deposits; premier banking products; digital access and value-added services; foreign exchange services, including outward remittances and foreign currency cash; and agri-banking and financial inclusion services. In addition, the company offers term and working capital loans, export and import finance, letters of credit, buyers' and suppliers' credit, commercial vehicle loans, inland and trade receivables discounting system bill discounting, factoring, cash credit/overdraft, trade and bill finance, cash management, and bank guarantees; treasury products, such as forex hedging solutions and advisory services; ATMs and CDMs; internet, mobile, and WhatsApp banking; POS/QR solutions; RTGS/NEFT; and utility and bill payments services. The company was formerly known as The Catholic Syrian Bank Limited and changed its name to CSB Bank Limited in June 2019. CSB Bank Limited was incorporated in 1920 and is headquartered in Thrissur, India.

Who owns it

Promoters52.3%
Institutions18.4%
Public & other29.3%

26 institutional holders

Ownership breakdown from public market data. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

Margin has compressed by about 4.2 points over the period — profitability is trending down.

Net margin trend41.0% → 36.8%

Margin has compressed by about 4.2 points over the period — profitability is trending down.

Growth qualityrev 9% · PAT 5%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next fiscal year

Rev ₹3,044 Cr · EPS 56.27

Est. earnings growth +27.9%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 5

Revenue (FY2026)

₹1,720 Cr

Net margin

36.8%

Revenue CAGR (3y)

+8.9%

Profit CAGR (3y)

+5.0%

Net profit (FY2026)

₹633 Cr

Ask MarketChacha about CSBBANK

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹1,720 Cr	₹633 Cr	36.8%
FY2025	₹1,476 Cr	₹594 Cr	40.2%
FY2024	₹1,476 Cr	₹567 Cr	38.4%
FY2023	₹1,334 Cr	₹547 Cr	41.0%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
Q1 FY27	₹707 Cr	₹150 Cr	—	21.2%
Q4 FY26	₹1,201 Cr	₹202 Cr	11.62	16.8%
Q3 FY26	—	₹153 Cr	—	—
Q2 FY26	—	₹160 Cr	—	—
Q4 FY25	—	₹190 Cr	—	—

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

Filings & announcements

2026

Clarification / Confirmation On News Item Appearing In 'Media/ Publication'
Clarification / Confirmation on news item appearing in "Media/Publication"
BSE9/9/2026
Approval Granted By Reserve Bank Of India To ICICI Prudential Asset Management Company Limited To Acquire 'Aggregate Holding' Of Up To 9.95% Of The Paid-Up Share Capital Or Voting Rights In CSB Bank Limited
Approval granted by Reserve Bank of India to ICICI Prudential Asset Management Company Limited to acquire ''aggregate holding'' of up to 9.95% of the paid-up share capital or voting rights ....
BSE9/8/2026
Appointment of Statutory Auditor/s
Appointment of Joint Statutory Auditors of CSB Bank Limited
BSE8/21/2026
Shareholder Meeting / Postal Ballot-Scrutinizer''s Report
Voting Results of the 105th Annual General Meeting of CSB Bank Limited along with the Scrutinizer''s Report
BSE8/21/2026material
Shareholder Meeting / Postal Ballot-Outcome of AGM
Proceedings of the 105th Annual general Meeting of CSB Bank Limited and e-voting results
BSE8/21/2026material
Transfer Of Equity Shares From CSB ESOS Trust
Transfer of Equity Shares from CSB ESOS Trust
BSE8/10/2026
Reg. 34 (1) Annual Report.
Notice of the 105th Annual General Meeting ('AGM') of CSB Bank Ltd. (the 'Bank') and Annual Report for the Financial Year 2025-26
BSE7/28/2026
Notice Of The 105Th Annual General Meeting ('AGM') Of CSB Bank Ltd. (The 'Bank') And Annual Report For The Financial Year 2025-26
Notice of the 105th Annual General Meeting ("AGM") of CSB Bank Ltd. (the "Bank") and Annual Report for the Financial Year 2025-26
BSE7/28/2026material
Transfer Of Equity Shares From CSB ESOS Trust
Transfer of Equity Shares from CSB ESOS Trust
BSE7/27/2026

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.