Why did City Union Bank (CUB) stock move recently?

On 7/29/2026, City Union Bank moved -3.9% — City Union Bank shares fell ~3.9% on July 29 after jumping ~8% the prior day on strong Q1 FY27 results (PAT +25% YoY to Rs 383 cr, NII growth, improved asset quality); no negative guidance or commentary identified, pointing to profit-booking. This is MarketChacha's decoded reason from filings and credible news; it is education, not buy/sell advice.

Is City Union Bank (CUB) overvalued or fairly valued?

MarketChacha shows City Union Bank's valuation in context — a forward P/E of about 11.9, a price-to-book of about 2.2 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is City Union Bank's revenue?

City Union Bank reported revenue of ₹2,820 Cr for FY2026, with net profit of ₹1,326 Cr, per official filings.

What is the share price of City Union Bank (CUB)?

City Union Bank last traded at ₹230.95 (+1.6% on the day), as of 10/19/2026 — a delayed quote shown for education, not investment advice.

City Union Bank

CUB · NSE · Banking · India

Snapshot

TickerCUB

ExchangeNSE

SectorBanking

IndustryBanks - Regional

CountryIndia

Employees8,894

HeadquartersKumbakonam, India

Websitecityunionbank.bank.in

Filings tracked8

About City Union Bank

City Union Bank Limited provides various banking products and services in India. It operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers savings, current, staff salary, and resident foreign currency accounts; fixed, recurring, flexifix, desire, and income tax saver deposits; personal, gold, agricultural, consumer, home/housing, property, education, working capital, business, and foreign currency loans, as well as loans against property, gold-based overdraft, cash credits, bill finance, bank guarantee, and letter of credit; international business services, including export, import, FX retail, remittance, correspondent banking, and treasury risk management services; sovereign gold bonds; debit, prepaid, and credit cards; NRI banking products and services; and insurance products comprising life, health, and general insurance products, as well as social security schemes. It also provides tech products and services, such as net/online and mobile banking; cash and wealth management; electronic fund transfer; green pins; wallet; point of sale; and automated teller machines, as well as demat, bill payment, GST and tax payments, and digital signature services. In addition, the company offers payments to government, including online taxes and electricity bill payment; agri related information, academic, and kiosk services; and safe deposit locker facilities, 24/7 customer care, value added services, and account aggregator services. The company was formerly known as The Kumbakonam City Union Bank Limited and changed its name to City Union Bank Limited in December 1987. City Union Bank Limited was incorporated in 1904 and is based in Kumbakonam, India.

Who owns it

Promoters8.0%
Institutions52.1%
Public & other39.9%

92 institutional holders

Ownership breakdown from public market data. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Net margin trend43.3% → 47.0%

Margin has expanded by about 3.7 points — the business is getting more profitable.

Growth qualityrev 9% · PAT 12%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹875 Cr

Next fiscal year

Rev ₹4,054 Cr · EPS 19.37

Est. earnings growth +18.2%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 5

Revenue (FY2026)

₹2,820 Cr

Net margin

47.0%

Revenue CAGR (3y)

+9.2%

Profit CAGR (3y)

+12.3%

Net profit (FY2026)

₹1,326 Cr

Ask MarketChacha about CUB

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Why it moved

Jul 29, 2026
City Union Bank shares fell ~3.9% on July 29 after jumping ~8% the prior day on strong Q1 FY27 results (PAT +25% YoY to Rs 383 cr, NII growth, improved asset quality); no negative guidance or commentary identified, pointing to profit-booking.
source 1 ↗source 2 ↗source 3 ↗· confidence: low
Jul 28, 2026
City Union Bank shares rose sharply after reporting strong Q1 FY27 results, with net profit up 25% YoY, NII surging, core income growing 31%, and asset quality improving.
source 1 ↗source 2 ↗source 3 ↗· confidence: high

Daily moves with the verified reason behind them. Education only — not investment advice.

Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹2,820 Cr	₹1,326 Cr	47.0%
FY2025	₹2,316 Cr	₹1,124 Cr	48.5%
FY2024	₹2,123 Cr	₹1,016 Cr	47.8%
FY2023	₹2,163 Cr	₹937 Cr	43.3%

Quarterly

Period	Revenue	Net profit	Net margin
Q1 FY27	₹820 Cr	₹383 Cr	46.6%
Q4 FY26	₹786 Cr	₹360 Cr	45.8%
Q3 FY26	₹752 Cr	₹332 Cr	44.2%
Q2 FY26	₹667 Cr	₹329 Cr	49.3%
Q1 FY26	₹625 Cr	₹306 Cr	48.9%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

Filings & announcements

2026

Credit Rating
Credit Rating Intimation from ICRA
BSE9/16/2026material
Amendments to Memorandum & Articles of Association
Amendments to the Memorandum and Articles of Association of the Bank
BSE9/11/2026
Opening Of New Branch
Our Bank has opened a New Branch on August 24, 2026
BSE8/24/2026
Shareholder Meeting / Postal Ballot-Scrutinizer''s Report
Voting Results and Scrutinizer''s Report
BSE8/18/2026material
Earnings Call Transcript
Transcript of the Earning Conference Call Q1 FY 2027
BSE8/1/2026
Earnings Call Transcript
Audio Recording of Earnings Call on Standalone Un Audited Financial Results for Q1 FY 2027
BSE7/28/2026
Reg. 34 (1) Annual Report.
AGM NOTICE AND ANNUAL REPORT FOR FY 2025-26
BSE7/20/2026
Business Responsibility and Sustainability Reporting (BRSR)
Business Responsibility and Sustainability Reporting for FY 2025-26
BSE7/20/2026

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.