Is Customers Bancorp (CUBI) overvalued or fairly valued?

MarketChacha shows Customers Bancorp's valuation in context — a trailing P/E of about 12.3, a forward P/E of about 8.0, a price-to-book of about 1.2 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does Customers Bancorp's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (1.17×) from reported figures — education, not a rating.

What is the share price of Customers Bancorp (CUBI)?

Customers Bancorp last traded at $76.16 (-1.2% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

Customers Bancorp

CUBI · NYSE · Financials · United States

$76.16-1.2%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 7:29 PM

Snapshot

TickerCUBI

ExchangeNYSE

SectorFinancials

IndustryBanks - Regional

CountryUnited States

Employees900

HeadquartersWest Reading, United States

Market cap$2.6B

P/E (TTM)12.3

P/B1.2

Volume176.55K

Websitewww.customersbank.com

Filings tracked9

About Customers Bancorp

Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services. It provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings, and time deposit accounts, as well as individual retirement accounts and non-retail time deposits consisting of jumbo certificates. The company's lending business offers commercial and industrial, commercial real estate, and multifamily and residential mortgage loans; SBA lending; mortgage finance; specialty lending includes fund finance, real estate specialty finance, technology and venture, and healthcare and financial institutions group; commercial loans to mortgage companies, and commercial equipment financing; fund finance, such as variable rate loans secured by collateral pools to private debt funds; and cash management services. In addition, it provides digital banking, such as Banking-as-a-Service to fintech companies; payments and treasury services to businesses; consumer loans through fintech companies; and the TassatPay, an instant blockchain-based digital payments platform which offers instant payments, including over-the-counter desks, exchanges, liquidity providers, market makers, funds, title companies, and other B2B verticals. Further, the company offers mobile phone and internet banking, wire transfers, electronic bill payment, lock box, remote deposit capture, courier, merchant processing, cash vault, controlled disbursements, positive pay, and cash management services comprising account reconciliation, collections, and sweep accounts. The company was founded in 1997 and is headquartered in West Reading, Pennsylvania.

Profile as reported by Yahoo Finance.

Who owns it

Insiders9.5%
Institutions90.5%
Public & other0.0%

395 institutional holders

As reported by Yahoo Finance.

Top holders

Blackrock Inc.14.76%
Wellington Management Group, LLP11.50%
State Street Corporation5.88%
Dimensional Fund Advisors LP5.74%
Hood River Capital Management LLC5.12%
Vanguard Capital Management LLC4.03%
American Century Companies Inc3.27%
UBS Group AG3.04%

Largest institutional holders, as reported by Yahoo Finance (as of 3/31/2026).

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Cash conversion1.17×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $203.3M · EPS 2.14

Est. earnings growth -2.8%

Next fiscal year

Rev $882.6M · EPS 9.50

Est. earnings growth +13.8%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

$59.3452-wk range$82.56

Delayed · as reported by Yahoo Finance

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Market cap

$2.6B

Day change

-1.2%

P/E (TTM)

12.3

Fwd P/E

8.0

P/B

1.2

Beta

1.49

ROE

10.6%

Profit CAGR (2y)

-5.4%

EPS (FY2025)

6.26

Net profit (FY2025)

$224.1M

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

Ask MarketChacha about CUBI

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Financials

Yearly

Period	Net profit	EPS	ROE
FY2025	$224.1M	6.26	10.6%
FY2024	$181.5M	5.09	9.9%
FY2023	$250.1M	7.32	15.3%

Quarterly

Period	Net profit	EPS
2026Q1	$69.7M	1.97
2025Q3	$75.7M	2.20
2025Q2	$60.9M	1.73
2025Q1	$12.9M	0.29
2024Q3	$46.7M	1.31
2024Q2	$58.1M	1.66
2024Q1	$49.7M	1.40
2023Q3	$86.8M	2.58
2023Q2	$47.6M	1.39
2023Q1	$53.7M	1.55

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Executive/director change, Exhibits
SEC7/8/2026material
8-K/A — Shareholder vote results
SEC6/3/2026
8-K — Executive/director change, Shareholder vote results
SEC5/28/2026material
10-Q filing
SEC5/8/2026
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC4/23/2026material
8-K/A — Exhibits
SEC4/16/2026
8-K — Reg FD disclosure, Exhibits
SEC4/15/2026material
8-K — Executive/director change, Exhibits
SEC3/24/2026material
8-K — Executive/director change
SEC3/23/2026material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.