Is DCB Bank (DCBBANK) overvalued or fairly valued?

MarketChacha shows DCB Bank's valuation in context — a forward P/E of about 5.5, a price-to-book of about 0.9 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is DCB Bank's revenue?

DCB Bank reported revenue of ₹3,312 Cr for FY2026, with net profit of ₹732 Cr, per official filings.

What is the share price of DCB Bank (DCBBANK)?

DCB Bank last traded at ₹188.65 (-0.6% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

DCB Bank

DCBBANK · NSE · Banking · India

₹188.65-0.6%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 9:59 AM

Snapshot

TickerDCBBANK

ExchangeNSE

SectorBanking

IndustryBanks - Regional

CountryIndia

Employees11,337

HeadquartersMumbai, India

Market cap₹6,076 Cr

P/B0.9

Volume12.89L

Websitewww.dcb.bank.in

Filings tracked0

About DCB Bank

DCB Bank Limited engages in the provision of various banking and financial products and services in India. It operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers deposit products, including current and saving, NRI, recurring, and fixed deposit accounts; debit, travel smart, and credit cards; and payment services, such as bill/utility payment, remittances, tax payment, and POS terminal services, as well as IMPS, RTGS, NEFT, and UPI services. It also provides secured lending services, including loan against property, overdraft/working capital, co-lending, commercial vehicle, construction equipment and finance, dealer trade advances, kisan credit card, school finance, and retail microfinance; and home, auto, gold, tractor, and term loans, as well as ODTD services. In addition, the company offers corporate banking services, which include trade current accounts, foreign exchange, guarantee, import and export, letter of credit, supply chain, bill collection, and invoice discounting services; and capital management services comprising working capital and cash management services. Further, the company provides life, general, and health insurance products, as well as mutual funds; and locker facility and ASBA online services. DCB Bank Limited was incorporated in 1995 and is headquartered in Mumbai, India.

Profile as reported by Yahoo Finance.

Who owns it

Promoters18.5%
Institutions36.6%
Public & other44.9%

31 institutional holders

As reported by Yahoo Finance. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Net margin trend21.9% → 22.1%

Margin has held broadly steady over the period — stable profitability.

Growth qualityrev 16% · PAT 16%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹957 Cr

Next fiscal year

Rev ₹4,568 Cr · EPS 33.99

Est. earnings growth +21.6%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

₹119.5152-wk range₹205.90

Delayed · as reported by Yahoo Finance

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 4

Market cap

₹6,076 Cr

Day change

-0.6%

Fwd P/E

5.5

P/B

0.9

Div yield

0.76%

Beta

0.42

Revenue (FY2026)

₹3,312 Cr

Net margin

22.1%

Revenue CAGR (3y)

+15.9%

Profit CAGR (3y)

+16.3%

Net profit (FY2026)

₹732 Cr

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

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Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹3,312 Cr	₹732 Cr	22.1%
FY2025	₹2,857 Cr	₹615 Cr	21.5%
FY2024	₹2,402 Cr	₹536 Cr	22.3%
FY2023	₹2,126 Cr	₹466 Cr	21.9%

Quarterly

Period	Revenue	Net profit	Net margin
2026Q1	₹867 Cr	₹206 Cr	23.7%
2025Q4	₹846 Cr	₹185 Cr	21.8%
2025Q3	₹782 Cr	₹184 Cr	23.5%
2025Q2	₹817 Cr	₹157 Cr	19.3%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.