Is DCB Bank (DCBBANK) overvalued or fairly valued?

MarketChacha shows DCB Bank's valuation in context — a forward P/E of about 6.4, a price-to-book of about 1.1 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is DCB Bank's revenue?

DCB Bank reported revenue of ₹3,312 Cr for FY2026, with net profit of ₹732 Cr, per official filings.

What is the share price of DCB Bank (DCBBANK)?

DCB Bank last traded at ₹220.74 (-0.7% on the day), as of 9/4/2026 — a delayed quote shown for education, not investment advice.

DCB Bank

DCBBANK · NSE · Banking · India

Snapshot

TickerDCBBANK

ExchangeNSE

SectorBanking

IndustryBanks - Regional

CountryIndia

Employees11,337

HeadquartersMumbai, India

Websitewww.dcb.bank.in

Filings tracked8

About DCB Bank

DCB Bank Limited engages in the provision of various banking and financial products and services in India. It operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers deposit products, including current and saving, NRI, recurring, and fixed deposit accounts; debit, travel smart, and credit cards; and payment services, such as bill/utility payment, remittances, tax payment, and POS terminal services, as well as IMPS, RTGS, NEFT, and UPI services. It also provides secured lending services, including loan against property, overdraft/working capital, co-lending, commercial vehicle, construction equipment and finance, dealer trade advances, kisan credit card, school finance, and retail microfinance; and home, auto, gold, tractor, and term loans, as well as ODTD services. In addition, the company offers corporate banking services, which include trade current accounts, foreign exchange, guarantee, import and export, letter of credit, supply chain, bill collection, and invoice discounting services; and capital management services comprising working capital and cash management services. Further, the company provides life, general, and health insurance products, as well as mutual funds; and locker facility and ASBA online services. DCB Bank Limited was incorporated in 1995 and is headquartered in Mumbai, India.

Who owns it

Promoters20.0%
Institutions36.8%
Public & other43.2%

33 institutional holders

Ownership breakdown from public market data. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Net margin trend21.9% → 22.1%

Margin has held broadly steady over the period — stable profitability.

Growth qualityrev 16% · PAT 16%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹997 Cr

Next fiscal year

Rev ₹4,577 Cr · EPS 34.30

Est. earnings growth +20.9%

Analyst consensus estimates — not the company's own guidance.

New to these terms?

P/E ROE ROCE Margins Market cap

Browse the Learn hub →

Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 5

Revenue (FY2026)

₹3,312 Cr

Net margin

22.1%

Revenue CAGR (3y)

+15.9%

Profit CAGR (3y)

+16.3%

Net profit (FY2026)

₹732 Cr

Ask MarketChacha about DCBBANK

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹3,312 Cr	₹732 Cr	22.1%
FY2025	₹2,857 Cr	₹615 Cr	21.5%
FY2024	₹2,402 Cr	₹536 Cr	22.3%
FY2023	₹2,126 Cr	₹466 Cr	21.9%

Quarterly

Period	Revenue	Net profit	Net margin
Q1 FY27	₹880 Cr	₹213 Cr	24.2%
Q4 FY26	₹867 Cr	₹206 Cr	23.7%
Q3 FY26	₹846 Cr	₹185 Cr	21.8%
Q2 FY26	₹782 Cr	₹184 Cr	23.5%
Q1 FY26	₹817 Cr	₹157 Cr	19.3%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

Filings & announcements

2026

Allotment of ESOP / ESPS
We wish to inform you that the Bank has issued and allotted 30,275 equity shares of Rs.10/- each today i.e. on August 31, 2026 to the employees of the Bank, pursuant to the terms of the ....
BSE8/31/2026
Clarification sought from DCB Bank Ltd
The Exchange has sought clarification from DCB Bank Ltd on August 26, 2026, with reference to news appeared in https://www.moneycontrol.com/ dated 2026-08-26 quoting DCB Bank in talks with ....
BSE8/26/2026material
Disclosure Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015
Disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015
BSE8/6/2026
(I) Code Of Practices And Procedures For Fair Disclosure Of Unpublished Price Sensitive Information (Ii) Disclosure Under Regulation 30(5) Of Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements), Regulations, 2015 ('SEBI Listing Regulations')
Pursuant to the applicable regulatory requirements, this is to inform you that the Board of Directors of DCB Bank Limited ('the Bank') in its meeting held today i.e., July 24, 2026, has ....
BSE7/24/2026
Board Meeting Outcome for Unaudited Financial Results Of DCB Bank Limited ('The Bank') For The Quarter Ended June 30, 2026
Pursuant to the Regulation 30, 33, 52 and other applicable provisions of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we enclose herewith the Unaudited ....
BSE7/24/2026
Investor Presentation
Please find attached the Investor Presentation which will be referred during the earnings call with analysts and investors for the financial results of the Bank for the quarter ended June ....
BSE7/24/2026
Press Release / Media Release
Please find attached the press release captioned 'DCB Bank announces First Quarter FY 2027 Results'. This is for your information and appropriate dissemination
BSE7/24/2026
Unaudited Financial Results Of DCB Bank Limited ('The Bank') For The Quarter Ended June 30, 2026
Pursuant to the Regulation 30, 33, 52 and other applicable provisions of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we enclose herewith the Unaudited ....
BSE7/24/2026

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.