Is Deluxe Corporation (DLX) overvalued or fairly valued?

MarketChacha shows Deluxe Corporation's valuation in context — a trailing P/E of about 10.0, a forward P/E of about 5.9, a price-to-book of about 1.6 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does Deluxe Corporation's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (4.12×) from reported figures — education, not a rating.

What is Deluxe Corporation's revenue?

Deluxe Corporation reported revenue of $2.1B for FY2025, with net profit of $82.1M, per official filings.

What is the share price of Deluxe Corporation (DLX)?

Deluxe Corporation last traded at $24.27 (+0.1% on the day), as of 8/17/2026 — a delayed quote shown for education, not investment advice.

Deluxe Corporation

DLX · NYSE · Industrials · United States

Snapshot

TickerDLX

ExchangeNYSE

SectorIndustrials

IndustryConglomerates

CountryUnited States

Employees4,571

HeadquartersMinneapolis, United States

Websitewww.deluxe.com

Filings tracked20

About Deluxe Corporation

Deluxe Corporation provides technology-enabled solutions to small and medium-sized businesses, and financial institutions in the United States and Canada. The company operates through four segments: Merchant Services, B2B Payments, Data Solutions, and Print. It offers credit and debit card authorization and payment systems; processing services to small and medium-sized retail and service businesses, as well as nonprofit and government organizations; treasury management solutions, including remittance and lockbox processing, remote deposit capture, cash application, and payment acceptance solutions, as well as integrated accounts payable disbursements, such as eChecks, Medical Payment Exchange, and Deluxe Payment Exchange; and fraud and security services. The company also provides data, analytics, and marketing services for both business-to-business and business-to-consumer marketing; financial institution profitability reporting and business incorporation services; printed personal and business checks, and business essentials comprising printed business forms and business accessories; and branded promotional, print, apparel, and digital storefront solutions. It sells through financial institutions, small and medium-sized enterprises from a variety of industries, large multinational corporations, and scalable partnerships. The company was formerly known as Deluxe Check Printers, Incorporated and changed its name to Deluxe Corporation in 1988. Deluxe Corporation was founded in 1915 and is headquartered in Minneapolis, Minnesota.

Who owns it

Insiders3.0%
Institutions93.6%
Public & other3.5%

354 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.15.20%
State Street Corporation6.24%
Dimensional Fund Advisors LP6.21%
Vanguard Portfolio Management LLC5.76%
LSV Asset Management4.48%
Deprince, Race & Zollo, Inc.4.31%
Vanguard Capital Management LLC4.26%
Geode Capital Management, LLC2.98%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Cash conversion4.12×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Net margin trend1.2% → 3.8%

Margin has expanded by about 2.7 points — the business is getting more profitable.

Growth qualityrev -1% · PAT 77%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $531.6M · EPS 0.91

Est. earnings growth -5.6%

Next fiscal year

Rev $2.2B · EPS 4.08

Est. earnings growth +8.0%

Analyst consensus estimates — not the company's own guidance.

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Revenue (FY2025)

$2.1B

Net margin

3.8%

ROE

12.1%

Revenue CAGR (2y)

-1.4%

Profit CAGR (2y)

+77.4%

EPS (FY2025)

1.80

Net profit (FY2025)

$82.1M

Ask MarketChacha about DLX

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Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$2.1B	$82.1M	1.80	3.8%	12.1%
FY2024	$2.1B	$52.8M	1.18	2.5%	8.5%
FY2023	$2.2B	$26.1M	0.59	1.2%	4.3%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q2	$499.3M	$19.1M	0.41	3.8%
2026Q1	$538.1M	$35.8M	0.77	6.7%
2025Q3	$540.2M	$33.7M	0.74	6.2%
2025Q2	$521.3M	$22.4M	0.50	4.3%
2025Q1	$536.5M	$14.0M	0.31	2.6%
2024Q3	$528.4M	$8.9M	0.20	1.7%
2024Q2	$537.8M	$20.5M	0.46	3.8%
2024Q1	$535.0M	$10.8M	0.24	2.0%
2023Q3	$537.8M	$-8.0M	-0.18	-1.5%
2023Q2	$571.7M	$16.4M	0.37	2.9%
2023Q1	$545.4M	$2.8M	0.06	0.5%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

10-Q — DELUXE CORPORATION 10-Q 06.30.2026
SEC8/6/2026
8-K — Results of operations, Exhibits
SEC8/5/2026material
8-K — Material agreement, Completion of acquisition/disposition, Material financial obligation, Reg FD disclosure, Exhibits
SEC7/31/2026material
8-K — Material agreement, Material financial obligation, Reg FD disclosure, Exhibits
SEC6/18/2026material
10-Q — DELUXE CORPORATION 10-Q 03.31.2026
SEC5/7/2026
8-K — Results of operations, Exhibits
SEC5/6/2026material
8-K — Shareholder vote results, Exhibits
SEC4/24/2026material
8-K — Executive/director change
SEC3/9/2026material
10-K — DELUXE CORPORATION 10-K 12.31.2025
SEC2/13/2026
8-K — Material agreement
SEC2/10/2026material
8-K/A — Results of operations, Exhibits
SEC2/5/2026
8-K — Results of operations, Exhibits
SEC1/28/2026material

2025

8-K — Material agreement, Material financial obligation, Exhibits
SEC12/17/2025material
10-Q — DELUXE CORPORATION 10-Q 09.30.2025
SEC11/6/2025
8-K — Results of operations, Exhibits
SEC11/5/2025material
8-K/A — Executive/director change, Exhibits
SEC10/31/2025
8-K — Executive/director change, Reg FD disclosure, Exhibits
SEC8/21/2025material
8-K — Material agreement, Reg FD disclosure, Exhibits
SEC8/7/2025material
10-Q — DELUXE CORPORATION 10-Q 06.30.2025
SEC8/7/2025
8-K — Results of operations, Exhibits
SEC8/6/2025material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.