Is Ellington Financial (EFC) overvalued or fairly valued?

MarketChacha shows Ellington Financial's valuation in context — a trailing P/E of about 7.2, a forward P/E of about 7.0, a price-to-book of about 1.0 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is the share price of Ellington Financial (EFC)?

Ellington Financial last traded at $13.45 (-0.3% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

Ellington Financial

EFC · NYSE · Financials · United States

$13.45-0.3%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 7:29 PM

Snapshot

TickerEFC

ExchangeNYSE

SectorFinancials

IndustryREIT - Mortgage

CountryUnited States

Employees500

HeadquartersOld Greenwich, United States

Market cap$1.7B

P/E (TTM)7.2

P/B1.0

Volume425.22K

Websitewww.ellingtonfinancial.com

Filings tracked11

About Ellington Financial

Ellington Financial Inc., through its subsidiary, Ellington Financial Operating Partnership LLC, acquires and manages mortgage-related, consumer-related, corporate-related, and other financial assets in the United States. It operates in two segments, Investment Portfolio and Longbridge. The company acquires and manages residential mortgage-backed securities (RMBS) backed by prime jumbo, Alt-A, non-QM, manufactured housing, subprime residential, and single-family-rental mortgage loans; RMBS for which the principal and interest payments are guaranteed by the U.S. government agency or the U.S. government-sponsored entity; residential and commercial mortgage loans; residential mortgage-backed securities; commercial mortgage-backed securities; consumer loans and asset-backed securities backed by consumer loans; investments referencing mortgage servicing rights on traditional forward mortgage loans; collateralized loan obligations; non-mortgage- and mortgage-related derivatives; debt and equity investments in loan origination companies; and other strategic investments. It also offers reverse mortgage loans, including associated financial assets, financing, hedging, and allocated expenses. The company qualifies as a real estate investment trust (REIT) for federal income tax purposes that intends to distribute at least 90% of its taxable income as dividends to shareholders. Ellington Financial Inc. was incorporated in 2007 and is headquartered in Old Greenwich, Connecticut.

Profile as reported by Yahoo Finance.

Who owns it

Insiders2.6%
Institutions53.4%
Public & other44.0%

311 institutional holders

As reported by Yahoo Finance.

Top holders

Blackrock Inc.15.71%
Vanguard Capital Management LLC4.03%
State Street Corporation3.67%
Geode Capital Management, LLC2.33%
Mirae Asset Global ETFs Holdings Ltd.1.74%
Vanguard Portfolio Management LLC1.59%
Invesco Ltd.1.26%
Delphi Financial Group, Inc.1.12%

Largest institutional holders, as reported by Yahoo Finance (as of 3/31/2026).

Forensic scorecard

Over 3 years only -5.37× of reported profit became operating cash — the classic sign that headline earnings may be running ahead of the cash actually generated. Often explained by working capital funding growth; worth a closer look.

Cash conversion-5.37×

Return on equity6.5%

Latest ROE of 6.5% is on the low side — the business earns a modest return on shareholder capital.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $162.5M · EPS 0.47

Est. earnings growth -11.7%

Next fiscal year

Rev $688.8M · EPS 1.93

Est. earnings growth -0.3%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

$11.2852-wk range$14.12

Delayed · as reported by Yahoo Finance

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Market cap

$1.7B

Day change

-0.3%

P/E (TTM)

7.2

Fwd P/E

7.0

P/B

1.0

Div yield

11.56%

Beta

0.93

ROE

6.5%

Profit CAGR (2y)

+39.6%

EPS (FY2025)

1.19

Net profit (FY2025)

$118.7M

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

Ask MarketChacha about EFC

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Financials

Yearly

Period	Net profit	EPS	ROE
FY2025	$118.7M	1.19	6.5%
FY2024	$117.8M	1.36	7.5%
FY2023	$60.9M	0.89	4.0%

Quarterly

Period	Net profit	EPS
2026Q1	$95.5M	0.78
2025Q3	$29.5M	0.29
2025Q2	$42.9M	0.45
2025Q1	$31.6M	0.35
2024Q3	$16.2M	0.19
2024Q2	$52.3M	0.62
2024Q1	$26.9M	0.32
2023Q3	$6.6M	0.10
2023Q2	$2.9M	0.04
2023Q1	$38.9M	0.58

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Other events, Exhibits
SEC7/8/2026material
8-K — Reg FD disclosure, Exhibits
SEC6/25/2026material
8-K — Other events, Exhibits
SEC6/8/2026material
8-K — Executive/director change, Shareholder vote results, Exhibits
SEC5/29/2026material
8-K — Reg FD disclosure, Exhibits
SEC5/28/2026material
8-K — Other events, Exhibits
SEC5/11/2026material
10-Q filing
SEC5/11/2026
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC5/5/2026material
8-K — Reg FD disclosure, Exhibits
SEC4/28/2026material
8-K — Other events, Exhibits
SEC4/7/2026material
8-K — Reg FD disclosure, Exhibits
SEC3/25/2026material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.