Is Employers Holdings (EIG) overvalued or fairly valued?

MarketChacha shows Employers Holdings's valuation in context — a trailing P/E of about 17.4, a forward P/E of about 20.4, a price-to-book of about 1.1 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Employers Holdings's revenue?

Employers Holdings reported revenue of $858.7M for FY2025, with net profit of $10.8M, per official filings.

What is the share price of Employers Holdings (EIG)?

Employers Holdings last traded at $51.81 (+1.1% on the day), as of 10/20/2026 — a delayed quote shown for education, not investment advice.

Employers Holdings

EIG · NYSE · Financials · United States

Snapshot

TickerEIG

ExchangeNYSE

SectorFinancials

IndustryInsurance - Specialty

CountryUnited States

Employees623

HeadquartersReno, United States

Websitewww.employers.com

Filings tracked14

About Employers Holdings

Employers Holdings, Inc., through its subsidiaries, provides workers' compensation insurance and services in the United States. The company offers insurance to small businesses in low to medium hazard industries. It market its products through local, regional, specialty and national insurance agents and brokers; national, regional, and local trade groups and associations; and direct-to-customer interactions. Employers Holdings, Inc. was founded in 2000 and is based in Reno, Nevada.

Who owns it

Insiders2.5%
Institutions85.2%
Public & other12.4%

311 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.14.37%
Dimensional Fund Advisors LP8.31%
State Street Corporation4.54%
Vanguard Portfolio Management LLC4.44%
Vanguard Capital Management LLC4.39%
American Century Companies Inc3.18%
Geode Capital Management, LLC2.73%
Jacobs Levy Equity Management, Inc.2.35%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

Over 3 years only 0.69× of reported profit became operating cash — the classic sign that headline earnings may be running ahead of the cash actually generated. Often explained by working capital funding growth; worth a closer look.

Cash conversion0.69×

Net margin trend13.9% → 1.3%

Margin has compressed by about 12.6 points over the period — profitability is trending down.

Return on equity1.1%

Latest ROE of 1.1% is on the low side — the business earns a modest return on shareholder capital.

Growth qualityrev 0% · PAT -70%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $186.7M · EPS 0.58

Est. earnings growth -11.6%

Next fiscal year

Rev $733.0M · EPS 2.52

Est. earnings growth +5.6%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Revenue (FY2025)

$858.7M

Net margin

1.3%

ROE

1.1%

Revenue CAGR (2y)

+0.5%

Profit CAGR (2y)

-69.8%

EPS (FY2025)

0.46

Net profit (FY2025)

$10.8M

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On MarketChacha

Posts about EIG

Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$858.7M	$10.8M	0.46	1.3%	1.1%
FY2024	$880.7M	$118.6M	4.71	13.5%	11.1%
FY2023	$850.9M	$118.1M	4.45	13.9%	11.6%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q2	$220.2M	$29.1M	1.59	13.2%
2026Q1	$207.6M	$10.2M	0.52	4.9%
2025Q3	$239.3M	$-8.3M	-0.36	-3.5%
2025Q2	$246.3M	$29.7M	1.23	12.1%
2025Q1	$202.6M	$12.8M	0.52	6.3%
2024Q3	$224.0M	$30.3M	1.21	13.5%
2024Q2	$217.0M	$31.7M	1.25	14.6%
2024Q1	$223.1M	$28.3M	1.11	12.7%
2023Q3	$203.5M	$14.0M	0.54	6.9%
2023Q2	$215.2M	$34.9M	1.30	16.2%
2023Q1	$206.5M	$23.6M	0.86	11.4%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K/A — Executive/director change, Exhibits
SEC7/31/2026
10-Q filing
SEC7/30/2026
8-K — Results of operations, Other events, Exhibits
SEC7/29/2026material
8-K — Executive/director change, Reg FD disclosure, Exhibits
SEC7/1/2026material
8-K — Shareholder vote results
SEC5/29/2026material
10-Q filing
SEC5/1/2026
8-K — Results of operations, Other events, Exhibits
SEC4/29/2026material
10-K filing
SEC2/26/2026
8-K — Results of operations, Other events, Exhibits
SEC2/19/2026material

2025

10-Q filing
SEC10/31/2025
8-K — Results of operations, Other events, Exhibits
SEC10/30/2025material
8-K — Executive/director change
SEC8/4/2025material
10-Q filing
SEC8/1/2025
8-K — Results of operations, Other events, Exhibits
SEC7/30/2025material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.