Is Equitas Small Finance Bank (EQUITASBNK) overvalued or fairly valued?

MarketChacha shows Equitas Small Finance Bank's valuation in context — a forward P/E of about 9.0, a price-to-book of about 1.5 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Equitas Small Finance Bank's revenue?

Equitas Small Finance Bank reported revenue of ₹4,465 Cr for FY2026, with net profit of ₹103 Cr, per official filings.

What is the share price of Equitas Small Finance Bank (EQUITASBNK)?

Equitas Small Finance Bank last traded at ₹79.02 (-0.3% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

Equitas Small Finance Bank

EQUITASBNK · NSE · Banking · India

₹79.02-0.3%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 10:00 AM

Snapshot

TickerEQUITASBNK

ExchangeNSE

SectorBanking

IndustryBanks - Regional

CountryIndia

HeadquartersChennai, India

Market cap₹9,039 Cr

P/B1.5

Volume25.55L

Websiteequitas.bank.in

Filings tracked0

About Equitas Small Finance Bank

Equitas Small Finance Bank Limited provides various banking products and services to individuals and corporates, and micro, small, and medium enterprises in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers fixed and term deposit products, and savings and current accounts, as well as trust, association, society, and club accounts. It also provides various loans, such as small business loans; vehicle financing, including used and new commercial vehicles and passenger cars; microfinance and microloans; affordable housing finance; MSE and NBFC finance; gold and staff loans; credit cards; and personal loans. In addition, the company offers lockers; forex services; life insurance products, including traditional, term, and ULIP; general insurance products, such as motor, fire, PA, and Sachet; health insurance products, including SAHI plans; mutual funds; FASTag; and the three-in-one account, comprising bank, demat, and trading. It serves children and senior citizens, non-resident Indians (NRIs), and farmers through banking outlets, offices, and ATMs. The company was formerly known as Equitas Finance Limited. Equitas Small Finance Bank Limited was incorporated in 1993 and is based in Chennai, India.

Profile as reported by Yahoo Finance.

Who owns it

Promoters12.1%
Institutions53.1%
Public & other34.8%

45 institutional holders

As reported by Yahoo Finance. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

Margin has compressed by about 15.5 points over the period — profitability is trending down.

Net margin trend17.8% → 2.3%

Margin has compressed by about 15.5 points over the period — profitability is trending down.

Growth qualityrev 12% · PAT -44%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹1,280 Cr

Next fiscal year

Rev ₹6,347 Cr · EPS 8.79

Est. earnings growth +37.2%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

₹50.0052-wk range₹83.90

Delayed · as reported by Yahoo Finance

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 4

Market cap

₹9,039 Cr

Day change

-0.3%

Fwd P/E

9.0

P/B

1.5

Beta

0.40

Revenue (FY2026)

₹4,465 Cr

Net margin

2.3%

Revenue CAGR (3y)

+11.6%

Profit CAGR (3y)

-43.6%

Net profit (FY2026)

₹103 Cr

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

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Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹4,465 Cr	₹103 Cr	2.3%
FY2025	₹4,163 Cr	₹147 Cr	3.5%
FY2024	₹3,878 Cr	₹799 Cr	20.6%
FY2023	₹3,214 Cr	₹574 Cr	17.8%

Quarterly

Period	Revenue	Net profit	Net margin
2026Q1	₹1,244 Cr	₹213 Cr	17.1%
2025Q4	₹1,141 Cr	₹90 Cr	7.9%
2025Q3	₹1,003 Cr	₹24 Cr	2.4%
2025Q2	₹1,077 Cr	₹-224 Cr	-20.8%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.