Why did Equitas Small Finance Bank (EQUITASBNK) stock move recently?

On 8/4/2026, Equitas Small Finance Bank moved +5.2% — The stock rose on news that Equitas Small Finance Bank is eligible and plans to take cautious steps toward applying for a universal banking license, which would bring easier lending norms, lower capital requirements, and reduced priority sector lending targets. This is MarketChacha's decoded reason from filings and credible news; it is education, not buy/sell advice.

Is Equitas Small Finance Bank (EQUITASBNK) overvalued or fairly valued?

MarketChacha shows Equitas Small Finance Bank's valuation in context — a forward P/E of about 7.8, a price-to-book of about 1.3 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Equitas Small Finance Bank's revenue?

Equitas Small Finance Bank reported revenue of ₹6,794 Cr for FY2026, with net profit of ₹103 Cr, per official filings.

What is the share price of Equitas Small Finance Bank (EQUITASBNK)?

Equitas Small Finance Bank last traded at ₹70.04 (-0.5% on the day), as of 10/19/2026 — a delayed quote shown for education, not investment advice.

Equitas Small Finance Bank

EQUITASBNK · NSE · Banking · India

Snapshot

TickerEQUITASBNK

ExchangeNSE

SectorBanking

IndustryBanks - Regional

CountryIndia

Employees28,058

HeadquartersChennai, India

Websiteequitas.bank.in

Filings tracked14

About Equitas Small Finance Bank

Equitas Small Finance Bank Limited provides various banking products and services to individuals and corporates, and micro, small, and medium enterprises in India. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. It provides fixed and term deposit products, and savings and current accounts, as well as trust, association, society, and club accounts. The company also offers various loans, such as small business loans; vehicle financing, including used and new commercial vehicles and passenger cars; microfinance and microloans; affordable housing finance; MSE and NBFC finance; gold and staff loans; credit cards; and personal loans. In addition, it provides lockers; forex services; life insurance products, including traditional, term, and ULIP; general insurance products, such as motor, fire, PA, and Sachet; health insurance products, including SAHI plans; mutual funds; FASTag; and the three-in-one account, comprising bank, demat, and trading. It serves children and senior citizens, non-resident Indians (NRIs), and farmers through banking outlets, offices, and ATMs. The company was formerly known as Equitas Finance Limited. Equitas Small Finance Bank Limited was incorporated in 1993 and is based in Chennai, India.

Who owns it

Promoters12.2%
Institutions55.4%
Public & other32.4%

44 institutional holders

Ownership breakdown from public market data. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

Margin has compressed by about 15.5 points over the period — profitability is trending down.

Net margin trend17.8% → 2.3%

Margin has compressed by about 15.5 points over the period — profitability is trending down.

Growth qualityrev 9% · PAT -35%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹1,381 Cr

Next fiscal year

Rev ₹6,399 Cr · EPS 9.01

Est. earnings growth +31.7%

Analyst consensus estimates — not the company's own guidance.

New to these terms?

P/E ROE ROCE Margins Market cap

Browse the Learn hub →

Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 5

Revenue (FY2026)

₹4,465 Cr

Net margin

2.3%

Revenue CAGR (3y)

+11.6%

Profit CAGR (3y)

-43.6%

Net profit (FY2026)

₹103 Cr

Ask MarketChacha about EQUITASBNK

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Why it moved

Aug 4, 2026
The stock rose on news that Equitas Small Finance Bank is eligible and plans to take cautious steps toward applying for a universal banking license, which would bring easier lending norms, lower capital requirements, and reduced priority sector lending targets.
source 1 ↗· confidence: medium
Jul 28, 2026
Equitas Small Finance Bank reported Q1 FY27 results showing a net loss of ~₹224 Cr (vs profit prior quarter), with RoA at -1.68% and higher provisions/expenses, triggering the selloff on the day of its board meeting for results.
source 1 ↗source 2 ↗source 3 ↗· confidence: high

Daily moves with the verified reason behind them. Education only — not investment advice.

Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹4,465 Cr	₹103 Cr	2.3%
FY2025	₹4,163 Cr	₹147 Cr	3.5%
FY2024	₹3,878 Cr	₹799 Cr	20.6%
FY2023	₹3,214 Cr	₹574 Cr	17.8%

Quarterly

Period	Revenue	Net profit	Net margin
Q1 FY27	₹1,285 Cr	₹184 Cr	14.3%
Q4 FY26	₹1,244 Cr	₹213 Cr	17.1%
Q3 FY26	₹1,141 Cr	₹90 Cr	7.9%
Q2 FY26	₹1,003 Cr	₹24 Cr	2.4%
Q1 FY26	₹1,077 Cr	₹-224 Cr	-20.8%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

Filings & announcements

2026

Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations,2015
Equitas Small Finance Bank Limited has informed the Exchanges regarding receipt of Show Cause Notice
BSE9/22/2026
Board Meeting Outcome for Outcome Of Board Meeting Held On September 16, 2026
Outcome of Board meeting held on September 16, 2026
BSE9/16/2026
ESG Rating-Reg.
Equitas Small Finance Bank Limited has informed the Exchanges regarding ESG rating
BSE9/10/2026
Shareholder Meeting / Postal Ballot-Outcome of AGM
Equitas Small Finance Bank Limited has informed the Exchanges regarding the proceedings of the 10th AGM
BSE9/9/2026material
Board Meeting Intimation for Approve Raising Of Capital
Equitas Small Finance Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 16/09/2026 ,inter alia, to consider and approve raising of capital ....
BSE9/9/2026material
Credit Rating
Equitas Small Finance Bank Limited has informed regarding affirmation and assignment of credit rating
BSE9/8/2026material
Credit Rating
Equitas Small Finance Bank Limited has informed regarding the assignment of credit rating
BSE9/8/2026material
Credit Rating
Equitas Small Finance Bank Limited has informed the Exchanges regarding the reaffirmation of credit rating
BSE9/8/2026material
Press Release / Media Release
Equitas Small Finance Bank Limited has informed the Exchanges regarding the Press release dated September 07, 2026
BSE9/7/2026
Non-Deal Roadshow To Be Attended By The Representatives Of The Bank
Equitas Small Finance Bank Limited has informed the Exchanges regarding the Non-deal roadshow to be attended by the representatives of the Bank
BSE8/31/2026
Investor Conference To Be Attended By The Representatives Of The Bank.
Equitas Small Finance Bank Limited has informed the Exchanges regarding the Investor conference to be attended by the representatives of the Bank
BSE8/19/2026
Intimation Under Regulation 30 Of SEBI(LODR) Regulations,2015
Equitas Small Finance Bank Limited has informed the Exchanges regarding the clarification on article published in Money control
BSE8/18/2026
Investor Conferences To Be Attended By The Representatives Of Equitas Small Finance Bank Limited
Equitas Small Finance Bank Limited has informed the Exchanges regarding the Investor conferences to be attended by the representatives of Equitas Small Finance Bank Limited
BSE8/7/2026
Social Media Communication On Special Window For Re-Lodgement Of Transfer Requests Of Physical Shares Of Equitas Small Finance Bank Limited ('The Bank')
Equitas Small Finance Bank Limited has informed the Exchanges regarding the social media communication on special window for re-lodgement of transfer requests of physical shares of the Bank
BSE8/1/2026

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.