Why did Erie Indemnity (ERIE) stock move recently?

On 8/25/2026, Erie Indemnity moved -4.0% — No specific company catalyst or new filing/news identified for the drop; ERIE moved lower amid broader caution on outlook and rising costs noted after its Q2 beat, consistent with recent underperformance vs peers. This is MarketChacha's decoded reason from filings and credible news; it is education, not buy/sell advice.

Is Erie Indemnity (ERIE) overvalued or fairly valued?

MarketChacha shows Erie Indemnity's valuation in context — a forward P/E of about 18.4, a price-to-book of about 5.5 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does Erie Indemnity's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (1.05×) from reported figures — education, not a rating.

What is Erie Indemnity's revenue?

Erie Indemnity reported revenue of $4.1B for FY2025, with net profit of $559.3M, per official filings.

What is the share price of Erie Indemnity (ERIE)?

Erie Indemnity last traded at $252.80 (-2.2% on the day), as of 9/4/2026 — a delayed quote shown for education, not investment advice.

Erie Indemnity

ERIE · NYSE · Financials · United States

Snapshot

TickerERIE

ExchangeNYSE

SectorFinancials

IndustryInsurance Brokers

CountryUnited States

Employees6,667

HeadquartersErie, United States

Websitewww.erieinsurance.com

Filings tracked13

About Erie Indemnity

Erie Indemnity Company operates as a managing attorney-in-fact for the subscribers at the Erie Insurance Exchange in the United States. It provides issuance and renewal services; sales related services, including agent compensation and sales and advertising support services; underwriting services that include underwriting and policy processing; and other services consist of customer services and administrative support services, as well as information technology services. The company was incorporated in 1925 and is based in Erie, Pennsylvania.

Who owns it

Insiders45.5%
Institutions46.0%
Public & other8.5%

644 institutional holders

Ownership breakdown from public market data.

Top holders

PNC Financial Services Group, Inc.10.45%
Blackrock Inc.3.63%
Vanguard Capital Management LLC3.54%
State Street Corporation3.11%
Vanguard Portfolio Management LLC2.41%
Invesco Ltd.2.36%
Geode Capital Management, LLC1.95%
Charles Schwab Investment Management, Inc.1.85%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Cash conversion1.05×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Net margin trend13.6% → 13.8%

Margin has held broadly steady over the period — stable profitability.

Return on equity24.5%

Latest ROE of 24.5% — capital is generating a healthy return.

Growth qualityrev 12% · PAT 12%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $975.8M · EPS 2.95

Est. earnings growth +6.8%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Revenue (FY2025)

$4.1B

Net margin

13.8%

ROE

24.5%

Revenue CAGR (2y)

+11.5%

Profit CAGR (2y)

+12.0%

Net profit (FY2025)

$559.3M

Ask MarketChacha about ERIE

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Why it moved

Aug 25, 2026
No specific company catalyst or new filing/news identified for the drop; ERIE moved lower amid broader caution on outlook and rising costs noted after its Q2 beat, consistent with recent underperformance vs peers.
source 1 ↗source 2 ↗· confidence: low
Aug 4, 2026
No clear company-specific catalyst identified for the gain; ERIE moved with the broader market or insurance sector.
· confidence: low
Jul 28, 2026
No specific news or filing explains the move; ERIE rose ahead of its July 30 earnings report amid recent analyst and media commentary highlighting the stock as undervalued.
· confidence: low
Jul 24, 2026
Erie Indemnity shares rose as the stock traded near record territory, supported by underwriting profits that bolster the valuation.
source 1 ↗· confidence: medium

Daily moves with the verified reason behind them. Education only — not investment advice.

Financials

Yearly

Period	Revenue	Net profit	Net margin	ROE
FY2025	$4.1B	$559.3M	13.8%	24.5%
FY2024	$3.8B	$600.3M	15.8%	30.2%
FY2023	$3.3B	$446.1M	13.6%	26.8%

Quarterly

Period	Revenue	Net profit	Net margin
2026Q2	$1.1B	$180.3M	16.5%
2026Q1	$1.0B	$150.5M	14.9%
2025Q3	$1.1B	$182.9M	17.1%
2025Q2	$1.1B	$174.7M	16.5%
2025Q1	$989.4M	$138.4M	14.0%
2024Q3	$999.9M	$159.8M	16.0%
2024Q2	$990.4M	$163.9M	16.5%
2024Q1	$880.7M	$124.6M	14.1%
2023Q3	$858.9M	$131.0M	15.3%
2023Q2	$839.9M	$117.9M	14.0%
2023Q1	$752.5M	$86.2M	11.5%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Results of operations, Other events, Exhibits
SEC7/30/2026material
10-Q filing
SEC7/30/2026
8-K — Executive/director change
SEC5/21/2026material
8-K — Results of operations, Shareholder vote results, Other events, Exhibits
SEC4/23/2026material
10-Q filing
SEC4/23/2026
8-K — Results of operations, Other events, Exhibits
SEC2/23/2026material
10-K filing
SEC2/23/2026
8-K — Executive/director change, Other events, Exhibits
SEC2/20/2026material

2025

8-K — Other events, Exhibits
SEC12/11/2025material
8-K — Results of operations, Exhibits
SEC10/30/2025material
10-Q filing
SEC10/30/2025
8-K — Results of operations, Other events, Exhibits
SEC8/7/2025material
10-Q filing
SEC8/7/2025

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.