Is EVERTEC (EVTC) overvalued or fairly valued?

MarketChacha shows EVERTEC's valuation in context — a trailing P/E of about 14.6, a forward P/E of about 6.7, a price-to-book of about 2.7 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does EVERTEC's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (2.09×) from reported figures — education, not a rating.

What is EVERTEC's revenue?

EVERTEC reported revenue of $931.8M for FY2025, with net profit of $141.6M, per official filings.

What is the share price of EVERTEC (EVTC)?

EVERTEC last traded at $29.31 (-2.4% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

EVERTEC

EVTC · NYSE · Financials · United States

$29.31-2.4%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 7:27 PM

Snapshot

TickerEVTC

ExchangeNYSE

SectorFinancials

IndustrySoftware - Infrastructure

CountryUnited States

Employees5,327

HeadquartersSan Juan, United States

Market cap$1.8B

P/E (TTM)14.6

P/B2.7

Volume97.79K

Websitewww.evertecinc.com

Filings tracked7

About EVERTEC

EVERTEC, Inc. provides transaction processing and financial technology services in Latin America, Puerto Rico, and the Caribbean. It operates through four segments: Payment Services - Puerto Rico & Caribbean; Latin America Payments and Solutions; Merchant Acquiring; and Business Solutions. The company offers merchant acquiring services, which enable point of sales and e-commerce merchants to accept and process electronic methods of payment, such as debit, credit, prepaid, and electronic benefit transfer (EBT) cards. It also provides payment processing services that enable financial institutions and other issuers to manage, support, and facilitate the processing for credit, debit, prepaid, automated teller machines, and EBT card programs; credit and debit card processing, authorization and settlement, and fraud monitoring and control services to debit or credit issuers. In addition, the company offers business process management solutions comprising core bank processing, network hosting, managed services and managed security services, IT professional services, business process outsourcing, item processing, cash processing, and fulfillment. Further, it owns and operates the ATH network, a personal identification number debit network. The company processes approximately ten billion transactions annually through a system of electronic payment networks. It sells and distributes its services primarily through direct sales force. The company serves financial institutions, merchants, corporations, and government agencies. EVERTEC, Inc. was founded in 1988 and is headquartered in San Juan, Puerto Rico.

Profile as reported by Yahoo Finance.

Who owns it

Insiders1.4%
Institutions98.6%
Public & other0.0%

367 institutional holders

As reported by Yahoo Finance.

Top holders

Blackrock Inc.15.09%
FMR, LLC15.02%
American Century Companies Inc8.19%
Vanguard Portfolio Management LLC6.42%
Kayne Anderson Rudnick Investment Management LLC4.97%
Vanguard Capital Management LLC4.63%
State Street Corporation4.06%
Fuller & Thaler Asset Management Inc.2.98%

Largest institutional holders, as reported by Yahoo Finance (as of 3/31/2026).

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Cash conversion2.09×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Net margin trend11.5% → 15.2%

Margin has expanded by about 3.7 points — the business is getting more profitable.

Return on equity22.8%

Latest ROE of 22.8% — capital is generating a healthy return.

Growth qualityrev 16% · PAT 33%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $272.2M · EPS 0.98

Est. earnings growth +6.7%

Next fiscal year

Rev $1.2B · EPS 4.34

Est. earnings growth +10.9%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

$21.8152-wk range$37.71

Delayed · as reported by Yahoo Finance

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Market cap

$1.8B

Day change

-2.4%

P/E (TTM)

14.6

Fwd P/E

6.7

P/B

2.7

Div yield

0.67%

Beta

0.72

Revenue (FY2025)

$931.8M

Net margin

15.2%

ROE

22.8%

Revenue CAGR (2y)

+15.8%

Profit CAGR (2y)

+33.3%

EPS (FY2025)

2.20

Net profit (FY2025)

$141.6M

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

Ask MarketChacha about EVTC

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Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$931.8M	$141.6M	2.20	15.2%	22.8%
FY2024	$845.5M	$112.6M	1.73	13.3%	23.8%
FY2023	$694.7M	$79.7M	1.21	11.5%	13.4%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q1	$247.9M	$23.8M	0.38	9.6%
2025Q3	$228.6M	$32.9M	0.51	14.4%
2025Q2	$229.6M	$40.5M	0.62	17.6%
2025Q1	$228.8M	$32.7M	0.50	14.3%
2024Q3	$211.8M	$24.7M	0.38	11.7%
2024Q2	$212.0M	$31.9M	0.49	15.0%
2024Q1	$205.3M	$16.0M	0.24	7.8%
2023Q3	$173.2M	$10.0M	0.15	5.8%
2023Q2	$167.1M	$28.2M	0.43	16.9%
2023Q1	$159.8M	$30.1M	0.46	18.8%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Other events, Exhibits
SEC6/9/2026material
8-K — Shareholder vote results
SEC5/21/2026material
8-K — Material agreement, Exhibits
SEC5/20/2026material
10-Q filing
SEC5/7/2026
8-K — Results of operations, Exhibits
SEC5/6/2026material
8-K — Reg FD disclosure, Exhibits
SEC4/30/2026material
8-K — Other events, Exhibits
SEC4/30/2026material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.