Why did EZCORP (EZPW) stock move recently?

On 7/23/2026, EZCORP moved -7.4% — No specific company catalyst or filing was reported for the decline; the stock appears to have moved lower with broader market or sector sentiment following a strong multi-month rally. This is MarketChacha's decoded reason from filings and credible news; it is education, not buy/sell advice.

Is EZCORP (EZPW) overvalued or fairly valued?

MarketChacha shows EZCORP's valuation in context — a trailing P/E of about 14.8, a forward P/E of about 13.4, a price-to-book of about 1.5 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does EZCORP's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (1.58×) from reported figures — education, not a rating.

What is EZCORP's revenue?

EZCORP reported revenue of $1.3B for FY2025, with net profit of $109.6M, per official filings.

What is the share price of EZCORP (EZPW)?

EZCORP last traded at $29.29 (+2.2% on the day), as of 8/17/2026 — a delayed quote shown for education, not investment advice.

EZCORP

EZPW · NYSE · Financials · United States

Snapshot

TickerEZPW

ExchangeNYSE

SectorFinancials

IndustryCredit Services

CountryUnited States

Employees8,500

HeadquartersAustin, United States

Websitewww.ezcorp.com

Filings tracked13

About EZCORP

EZCORP, Inc. provides pawn services in the United States, Mexico, and Latin America. It operates through U.S. Pawn, Latin America Pawn, and Other Investments segments. The company retails merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. It also provides pawn loans collateralized by tangible personal property, jewelry, consumer electronics, tools, sporting goods, and musical instruments. In addition, the company offers EZ+, a web-based application that allow customers to manage their pawn transactions, layaways, and loyalty rewards online. Further, the company operates under the EZPAWN, Value Pawn & Jewelry, Empeño Fácil, Cash Apoyo Efectivo, GuatePrenda, and MaxiEfectivo brands. EZCORP, Inc. was incorporated in 1989 and is headquartered in Austin, Texas.

Who owns it

Insiders4.5%
Institutions95.5%
Public & other0.0%

415 institutional holders

Ownership breakdown from public market data.

Top holders

FMR, LLC14.17%
Blackrock Inc.11.65%
Capital Research Global Investors6.03%
Dimensional Fund Advisors LP5.24%
Vanguard Capital Management LLC4.28%
Two Sigma Investments, LP4.27%
Renaissance Technologies, LLC3.42%
UBS Group AG3.26%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Cash conversion1.58×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Net margin trend3.7% → 8.6%

Margin has expanded by about 4.9 points — the business is getting more profitable.

Growth qualityrev 10% · PAT 69%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $466.1M · EPS 0.60

Est. earnings growth +9.8%

Next fiscal year

Rev $1.8B · EPS 2.19

Est. earnings growth +7.4%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Revenue (FY2025)

$1.3B

Net margin

8.6%

ROE

10.7%

Revenue CAGR (2y)

+10.2%

Profit CAGR (2y)

+68.8%

EPS (FY2025)

1.42

Net profit (FY2025)

$109.6M

Ask MarketChacha about EZPW

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Why it moved

Jul 23, 2026
No specific company catalyst or filing was reported for the decline; the stock appears to have moved lower with broader market or sector sentiment following a strong multi-month rally.
· confidence: low

Daily moves with the verified reason behind them. Education only — not investment advice.

Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$1.3B	$109.6M	1.42	8.6%	10.7%
FY2024	$1.2B	$83.1M	1.10	7.2%	10.3%
FY2023	$1.0B	$38.5M	0.53	3.7%	5.2%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q2	$418.7M	$38.2M	0.48	9.1%
2026Q1	$446.9M	$49.1M	0.61	11.0%
2025Q4	$382.0M	$44.3M	0.55	11.6%
2025Q2	$311.0M	$26.5M	0.34	8.5%
2025Q1	$306.3M	$25.4M	0.33	8.3%
2024Q4	$320.2M	$31.0M	0.40	9.7%
2024Q2	$281.4M	$17.9M	0.25	6.4%
2024Q1	$285.6M	$21.5M	0.29	7.5%
2023Q4	$300.0M	$28.5M	0.36	9.5%
2023Q2	$255.8M	$18.2M	0.24	7.1%
2023Q1	$258.4M	$-6.8M	-0.12	-2.6%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

10-Q filing
SEC8/5/2026
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC8/5/2026material
8-K — Other events, Exhibits
SEC5/18/2026material
10-Q filing
SEC5/6/2026
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC5/6/2026material
8-K — Shareholder vote results, Reg FD disclosure
SEC3/27/2026material
10-Q filing
SEC2/4/2026
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC2/4/2026material
8-K — Reg FD disclosure, Exhibits
SEC1/5/2026material

2025

10-K filing
SEC11/13/2025
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC11/13/2025material
10-Q filing
SEC7/30/2025
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC7/30/2025material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.