Is Federal Bank (FEDERALBNK) overvalued or fairly valued?

MarketChacha shows Federal Bank's valuation in context — a forward P/E of about 14.2, a price-to-book of about 2.0 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Federal Bank's revenue?

Federal Bank reported revenue of ₹27,695 Cr for FY2026, with net profit of ₹4,117 Cr, per official filings.

What is the share price of Federal Bank (FEDERALBNK)?

Federal Bank last traded at ₹348.85 (+3.2% on the day), as of 10/19/2026 — a delayed quote shown for education, not investment advice.

Federal Bank

FEDERALBNK · NSE · Banking · India

Snapshot

TickerFEDERALBNK

ExchangeNSE

SectorBanking

IndustryBanks - Regional

CountryIndia

Employees16,941

HeadquartersAluva, India

Websitewww.federal.bank.in

Filings tracked18

About Federal Bank

The Federal Bank Limited provides various banking and financial services in India. It operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers savings, current, salary, GBD super 51, RFC domestic, RFC, EEFC, and gilt accounts, as well as fixed and recurring deposits, and cash certificates; fintech partnership products; and credit card, debit card, smart key chain flash pay, prepaid cards, and tokenization of cards. It also provides personal, gold, car, housing, property, education and career, digital personal, SME business, instant digital, and other loans as well as loans for NRIs and loans against fixed deposits; financing joint liability group; insurance, wealth management, Fed-e-Trade for online trading, national pension system, NPS Vatsalya, and Demat accounts; and priority banking, transfer fund, pay fees and bills, shop online and other, and invest and donate services. In addition, the company offers remittance services; FX retail, forward contracts, options, and swaps; term loans, project finance, bill discounting, working capital loans, packing credit limit, PCFC, and EBRD; bank guarantee, LC bill discounting, merchant banking services, cash management services, and Fed eSCF; and transaction banking services. Further, it provides payment and collection services; online and e-commerce services; and internet banking, mobile banking, conversational banking, ATMs, and open banking. The company was formerly known as Travancore Federal Bank Limited and changed its name to The Federal Bank Limited in March 1947. The Federal Bank Limited was incorporated in 1931 and is headquartered in Aluva, India.

Who owns it

Promoters10.9%
Institutions60.6%
Public & other28.5%

193 institutional holders

Ownership breakdown from public market data. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

Margin has compressed by about 4.2 points over the period — profitability is trending down.

Net margin trend31.5% → 27.3%

Margin has compressed by about 4.2 points over the period — profitability is trending down.

Growth qualityrev 12% · PAT 8%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹4,811 Cr · EPS 6.13

Est. earnings growth +21.4%

Next fiscal year

Rev ₹21,103 Cr · EPS 24.38

Est. earnings growth +16.1%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 4

Revenue (FY2026)

₹15,098 Cr

Net margin

27.3%

Revenue CAGR (3y)

+16.4%

Profit CAGR (3y)

+11.0%

Net profit (FY2026)

₹4,117 Cr

Ask MarketChacha about FEDERALBNK

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹15,098 Cr	₹4,117 Cr	27.3%
FY2025	₹13,269 Cr	₹4,052 Cr	30.5%
FY2024	₹11,373 Cr	₹3,721 Cr	32.7%
FY2023	₹9,562 Cr	₹3,011 Cr	31.5%

Quarterly

Period	Revenue	Net profit	Net margin
Q1 FY27	₹3,994 Cr	₹1,177 Cr	29.5%
Q4 FY26	₹4,318 Cr	₹1,259 Cr	29.2%
Q3 FY26	₹3,753 Cr	₹1,041 Cr	27.7%
Q2 FY26	₹3,577 Cr	₹955 Cr	26.7%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

Filings & announcements

2026

Allotment of ESOP / ESPS
Allotment of ESOP/ESPS
BSE9/19/2026
Intimation Under Regulation 30 Of SEBI LODR Regulations, 2015, Regarding Establishment Of US$ 500 Million Medium Term Note Programme ('MTN Programme') Of The Federal Bank Limited
Intimation under Regulation 30 of SEBI LODR Regulations 2015
BSE9/18/2026
Allotment of ESOP / ESPS
Allotment of ESOP/ESPS
BSE9/13/2026
Board Meeting Intimation for Board Meeting Scheduled To Be Held On September 17, 2026
Federal Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 17/09/2026 ,inter alia, to consider and approve the proposal for establishment ....
BSE9/11/2026material
Allotment of ESOP / ESPS
Allotment of ESOP/ESPS
BSE8/30/2026
Clarification Under Regulation 30(11) Of Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations, 2015 ('Listing Regulations') On News Item Appearing In 'Mainstream Media'
Clarification under Regulation 30(11) of SEBI LODR Regulations 2015
BSE8/25/2026
Allotment of ESOP / ESPS
Allotment of ESOP/ESPS
BSE8/22/2026
Board Meeting Outcome for Outcome Of Board Meeting
Outcome of Board meeting
BSE8/21/2026
Disclosure Under Regulation 30 Of SEBI LODR Regulations 2015
Disclosure under Regulation 30 of SEBI LODR Regulations 2015
BSE8/21/2026
Shareholder Meeting / Postal Ballot-Scrutinizer''s Report
Voting Results of the 95th Annual General Meeting of the Bank
BSE8/21/2026material
Allotment of ESOP / ESPS
Allotment of ESOP/ESPS
BSE8/16/2026
Allotment of ESOP / ESPS
Allotment of ESOP/ESPS
BSE8/11/2026
Allotment of ESOP / ESPS
Allotment of ESOP/ESPS
BSE8/3/2026
Business Responsibility and Sustainability Reporting (BRSR)
Business Responsibility and Sustainability Report
BSE7/30/2026
Reg. 34 (1) Annual Report.
Integrated Annual Report
BSE7/30/2026
Notice Of 95Th Annual General Meeting And Integrated Annual Report
Notice of 95th AGM and Integrated Annual Report
BSE7/30/2026material
Allotment of ESOP / ESPS
Allotment of ESOP/ESPS
BSE7/25/2026
Earnings Call Transcript
Earnings Call Transcript
BSE7/22/2026

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.