Is Federal Bank (FEDERALBNK) overvalued or fairly valued?

MarketChacha shows Federal Bank's valuation in context — a forward P/E of about 13.0, a price-to-book of about 2.2 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Federal Bank's revenue?

Federal Bank reported revenue of ₹27,695 Cr for FY2026, with net profit of ₹4,117 Cr, per official filings.

What is the share price of Federal Bank (FEDERALBNK)?

Federal Bank last traded at ₹353.40 (+0.8% on the day), as of 7/21/2026 — a delayed quote shown for education, not investment advice.

Federal Bank

FEDERALBNK · NSE · Banking · India

₹353.40+0.8%

Delayed · as reported by Yahoo Finance · as of Jul 21, 2026, 5:40 AM

Snapshot

TickerFEDERALBNK

ExchangeNSE

SectorBanking

IndustryBanks - Regional

CountryIndia

HeadquartersAluva, India

Market cap₹86,531 Cr

P/B2.2

Volume24.67L

Websitewww.federal.bank.in

Filings tracked0

About Federal Bank

The Federal Bank Limited provides a range of banking and financial services in India. The company operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. Its deposit products include savings accounts, current accounts, demat accounts, salary accounts, fixed deposits, cash certificates, recurring deposits, exchange earners' foreign currency accounts, gilt accounts, resident foreign currency (RFC) domestic and other accounts, and NRI deposit schemes. The company's loan portfolio comprises personal, gold, housing, car, property, education and career, digital personal, instant digital, SME business, and other loans; loans against sovereign gold bonds and fixed deposit; term loans, project finance, and working capital loans; and debit and credit cards. In addition, it offers life, health, and general insurance products; cash management, wealth management, and merchant banking services; sovereign gold bonds, online trading, and national pension system; treasury products, such as FX retail, forward contracts, options, and swaps; and remittance, fund transfer, payment and collection, bill discounting, bank guarantees, letter of credit, post shipment limit, LC bill discounting, packing credit loan in foreign currency, and rediscounting of export bills abroad services; and deposit locker, e-commerce, internet banking, mobile banking, and tele banking services. The Federal Bank Limited operates a network of branches and ATMs/cash recyclers. The company was formerly known as Travancore Federal Bank Limited and changed its name to The Federal Bank Limited in March 1947. The Federal Bank Limited was incorporated in 1931 and is based in Aluva, India.

Profile as reported by Yahoo Finance.

Who owns it

Promoters9.7%
Institutions58.1%
Public & other32.2%

145 institutional holders

As reported by Yahoo Finance. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

Margin has compressed by about 16.6 points over the period — profitability is trending down.

Net margin trend31.5% → 14.9%

Margin has compressed by about 16.6 points over the period — profitability is trending down.

Growth qualityrev 43% · PAT 11%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (BSE (official results filing)). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹4,406 Cr · EPS 4.25

Est. earnings growth +1.4%

Next fiscal year

Rev ₹20,308 Cr · EPS 23.92

Est. earnings growth +16.4%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

₹185.1152-wk range₹355.80

Delayed · as reported by Yahoo Finance

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Financials at a glance

Source: BSE (official results filing)

Annual

Quarterly · last 4

Market cap

₹86,531 Cr

Day change

+0.8%

Fwd P/E

13.0

P/B

2.2

Div yield

0.34%

Beta

0.28

Revenue (FY2026)

₹27,695 Cr

Net margin

14.9%

Revenue CAGR (3y)

+42.5%

Profit CAGR (3y)

+11.0%

EPS (FY2026)

16.74

Net profit (FY2026)

₹4,117 Cr

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

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Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin
FY2026	₹27,695 Cr	₹4,117 Cr	16.74	14.9%
FY2025	₹13,269 Cr	₹4,052 Cr	—	30.5%
FY2024	₹11,373 Cr	₹3,721 Cr	—	32.7%
FY2023	₹9,562 Cr	₹3,011 Cr	—	31.5%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q2	₹7,238 Cr	₹1,177 Cr	4.77	16.3%
2026Q1	₹7,399 Cr	₹1,259 Cr	5.11	17.0%
2025Q4	₹3,753 Cr	₹1,041 Cr	—	27.7%
2025Q3	₹3,577 Cr	₹955 Cr	—	26.7%

Figures as reported, in ₹ (crore). Source: BSE (official results filing).

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.