Is Fedbank Financial Services (FEDFINA) overvalued or fairly valued?

MarketChacha shows Fedbank Financial Services's valuation in context — a forward P/E of about 9.4, a price-to-book of about 1.9 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Fedbank Financial Services's revenue?

Fedbank Financial Services reported revenue of ₹2,224 Cr for FY2026, with net profit of ₹344 Cr, per official filings.

What is the share price of Fedbank Financial Services (FEDFINA)?

Fedbank Financial Services last traded at ₹154.63 (+3.2% on the day), as of 8/11/2026 — a delayed quote shown for education, not investment advice.

Fedbank Financial Services

FEDFINA · NSE · NBFC · India

Snapshot

TickerFEDFINA

ExchangeNSE

SectorNBFC

IndustryCredit Services

CountryIndia

Employees5,303

HeadquartersMumbai, India

Websitewww.fedfina.com

Filings tracked0

About Fedbank Financial Services

Fedbank Financial Services Limited, a non-banking finance company (NBFC), provides financing services to individuals and businesses in India. The company operates through three segments: Distribution, Retail Finance, and Wholesale Finance. The company offers housing, personal car, personal, home equity mortgage, gold, SME, business, unsecured business, mortgage, and retail loans. It also provides loans against property and retail asset products; construction finance to developers; and loans to other NBFCs. In addition, the company provides insurance products. Fedbank Financial Services Limited was incorporated in 1995 and is based in Mumbai, India. Fedbank Financial Services Limited is a subsidiary of The Federal Bank Limited.

Who owns it

Promoters61.8%
Institutions15.8%
Public & other22.4%

17 institutional holders

Ownership breakdown from public market data. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

Margin has compressed by about 10.5 points over the period — profitability is trending down.

Net margin trend25.9% → 15.5%

Margin has compressed by about 10.5 points over the period — profitability is trending down.

Growth qualityrev 54% · PAT 24%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (BSE (official results filing)). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹404 Cr

Next fiscal year

Rev ₹2,055 Cr · EPS 16.00

Est. earnings growth +25.1%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: BSE (official results filing)

Annual

Quarterly · last 4

Revenue (FY2026)

₹2,224 Cr

Net margin

15.5%

Revenue CAGR (2y)

+53.5%

Profit CAGR (3y)

+24.0%

EPS (FY2026)

9.20

Net profit (FY2026)

₹344 Cr

Ask MarketChacha about FEDFINA

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Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin
FY2026	₹2,224 Cr	₹344 Cr	9.20	15.5%
FY2025	₹1,226 Cr	₹225 Cr	—	18.4%
FY2024	₹943 Cr	₹245 Cr	—	25.9%
FY2023	—	₹180 Cr	—	—

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q2	₹670 Cr	₹114 Cr	3.05	17.1%
2026Q1	₹616 Cr	₹101 Cr	2.69	16.3%
2025Q4	₹348 Cr	₹88 Cr	—	25.3%
2025Q3	₹322 Cr	₹80 Cr	—	24.9%

Figures as reported, in ₹ (crore). Source: BSE (official results filing).

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.