Is Fedbank Financial Services (FEDFINA) overvalued or fairly valued?

MarketChacha shows Fedbank Financial Services's valuation in context — a forward P/E of about 10.0, a price-to-book of about 2.1 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Fedbank Financial Services's revenue?

Fedbank Financial Services reported revenue of ₹2,224 Cr for FY2026, with net profit of ₹344 Cr, per official filings.

What is the share price of Fedbank Financial Services (FEDFINA)?

Fedbank Financial Services last traded at ₹161.87 (+2.5% on the day), as of 9/4/2026 — a delayed quote shown for education, not investment advice.

Fedbank Financial Services

FEDFINA · NSE · NBFC · India

Snapshot

TickerFEDFINA

ExchangeNSE

SectorNBFC

IndustryCredit Services

CountryIndia

Employees5,303

HeadquartersMumbai, India

Websitewww.fedfina.com

Filings tracked4

About Fedbank Financial Services

Fedbank Financial Services Limited, a non-banking finance company (NBFC), provides financing services to individuals and businesses in India. The company operates through three segments: Distribution, Retail Finance, and Wholesale Finance. The company offers housing, personal car, personal, home equity mortgage, gold, SME, business, unsecured business, mortgage, and retail loans. It also provides loans against property and retail asset products; construction finance to developers; and loans to other NBFCs. In addition, the company provides insurance products. Fedbank Financial Services Limited was incorporated in 1995 and is based in Mumbai, India. Fedbank Financial Services Limited is a subsidiary of The Federal Bank Limited.

Who owns it

Promoters61.8%
Institutions15.8%
Public & other22.4%

16 institutional holders

Ownership breakdown from public market data. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Net margin trend25.9% → 25.5%

Margin has held broadly steady over the period — stable profitability.

Growth qualityrev 13% · PAT 18%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹404 Cr

Next fiscal year

Rev ₹2,029 Cr · EPS 16.10

Est. earnings growth +25.3%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 4

Revenue (FY2026)

₹1,347 Cr

Net margin

25.5%

Revenue CAGR (2y)

+19.5%

Profit CAGR (3y)

+24.0%

Net profit (FY2026)

₹344 Cr

Ask MarketChacha about FEDFINA

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹1,347 Cr	₹344 Cr	25.5%
FY2025	₹1,226 Cr	₹225 Cr	18.4%
FY2024	₹943 Cr	₹245 Cr	25.9%
FY2023	—	₹180 Cr	—

Quarterly

Period	Revenue	Net profit	Net margin
Q1 FY27	₹398 Cr	₹114 Cr	28.8%
Q4 FY26	₹378 Cr	₹101 Cr	26.6%
Q3 FY26	₹348 Cr	₹88 Cr	25.3%
Q2 FY26	₹322 Cr	₹80 Cr	24.9%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

Filings & announcements

2026

Business Responsibility and Sustainability Reporting (BRSR)
Business Responsibility and Sustainability Report for the FY 2025-26
BSE9/4/2026
Reg. 34 (1) Annual Report.
Annual Report of the Company for the FY 2025-26
BSE9/4/2026
Notice Of The 31St Annual General Meeting And Annual Report Of The Company For The FY 2025-26
Notice of the 31st Annual General Meeting and Annual Report of the Company for the FY 2025-26
BSE9/4/2026material
Board Meeting Intimation for Consideration And Approval For Fund Raising
Fedbank Financial Services Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 25/08/2026 ,inter alia, to consider and approve Raising of funds ....
BSE8/19/2026material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.