Is F and G Annuities and Life (FG) overvalued or fairly valued?

MarketChacha shows F and G Annuities and Life's valuation in context — a trailing P/E of about 11.1, a forward P/E of about 5.9, a price-to-book of about 0.9 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does F and G Annuities and Life's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (19.52×) from reported figures — education, not a rating.

What is F and G Annuities and Life's revenue?

F and G Annuities and Life reported revenue of $5.7B for FY2025, with net profit of $265.0M, per official filings.

What is the share price of F and G Annuities and Life (FG)?

F and G Annuities and Life last traded at $29.89 (-1.0% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

F and G Annuities and Life

FG · NYSE · Financials · United States

$29.89-1.0%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 7:26 PM

Snapshot

TickerFG

ExchangeNYSE

SectorFinancials

IndustryInsurance - Life

CountryUnited States

Employees1,100

HeadquartersDes Moines, United States

Market cap$4.0B

P/E (TTM)11.1

P/B0.9

Volume729.93K

Websitewww.fglife.com

Filings tracked6

About F and G Annuities and Life

F&G Annuities & Life, Inc., together with its subsidiaries, provides annuity and life insurance products in the United States. It offers fixed indexed annuities registered index-linked annuities, pension risk transfer and indexed universal life, and multi-year guarantee annuities; immediate annuities; indexed universal life insurance; pension risk transfer solutions; and institutional funding agreements. The company distributes its products through independent agents, banks, and broker-dealers to retail annuity and life customers, as well as institutional clients. The company was founded in 1959 and is headquartered in Des Moines, Iowa. F&G Annuities & Life, Inc. operates as a subsidiary of Fidelity National Financial, Inc.

Profile as reported by Yahoo Finance.

Who owns it

Insiders2.7%
Institutions94.8%
Public & other2.5%

436 institutional holders

As reported by Yahoo Finance.

Top holders

Fidelity National Financial, Inc.71.45%
Brave Warrior Advisors, LLC4.04%
Blackrock Inc.3.10%
Vanguard Portfolio Management LLC1.50%
Vanguard Capital Management LLC1.37%
Dimensional Fund Advisors LP1.12%
Nomura Asset Management International Inc0.95%
Ameriprise Financial, Inc.0.73%

Largest institutional holders, as reported by Yahoo Finance (as of 3/31/2026).

Forensic scorecard

Latest ROE of 5.5% is on the low side — the business earns a modest return on shareholder capital.

Cash conversion19.52×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Net margin trend-1.3% → 4.6%

Margin has expanded by about 5.9 points — the business is getting more profitable.

Return on equity5.5%

Latest ROE of 5.5% is on the low side — the business earns a modest return on shareholder capital.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $794.0M · EPS 0.95

Est. earnings growth -22.3%

Next fiscal year

Rev $3.4B · EPS 5.09

Est. earnings growth +43.6%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

$20.5752-wk range$36.70

Delayed · as reported by Yahoo Finance

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Market cap

$4.0B

Day change

-1.0%

P/E (TTM)

11.1

Fwd P/E

5.9

P/B

0.9

Div yield

3.31%

Beta

1.30

Revenue (FY2025)

$5.7B

Net margin

4.6%

ROE

5.5%

Revenue CAGR (2y)

+12.9%

EPS (FY2025)

1.88

Net profit (FY2025)

$265.0M

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

Ask MarketChacha about FG

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Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$5.7B	$265.0M	1.88	4.6%	5.5%
FY2024	$5.7B	$639.0M	4.88	11.1%	16.2%
FY2023	$4.5B	$-58.0M	-0.47	-1.3%	-1.9%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q1	$1.2B	$248.0M	1.78	20.9%
2025Q3	$1.7B	$118.0M	0.85	7.0%
2025Q2	$1.4B	$40.0M	0.26	2.9%
2025Q1	$908.0M	$-21.0M	-0.20	-2.3%
2024Q3	$1.4B	$-6.0M	-0.08	-0.4%
2024Q2	$1.2B	$203.0M	1.55	17.3%
2024Q1	$1.6B	$115.0M	0.88	7.3%
2023Q3	$851.0M	$306.0M	2.45	36.0%
2023Q2	$1.2B	$130.0M	1.04	11.1%
2023Q1	$869.0M	$-195.0M	-1.56	-22.4%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Results of operations, Reg FD disclosure
SEC7/8/2026material
8-K — Shareholder vote results
SEC6/25/2026material
8-K — Material agreement, Executive/director change, Exhibits
SEC6/16/2026material
10-Q filing
SEC5/7/2026
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC5/6/2026material
8-K — Other events, Exhibits
SEC4/1/2026material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.