Is Fulton Financial (FULT) overvalued or fairly valued?

MarketChacha shows Fulton Financial's valuation in context — a trailing P/E of about 11.6, a forward P/E of about 10.4, a price-to-book of about 1.3 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does Fulton Financial's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (1.12×) from reported figures — education, not a rating.

What is Fulton Financial's revenue?

Fulton Financial reported revenue of $276.8M for FY2025, with net profit of $391.6M, per official filings.

What is the share price of Fulton Financial (FULT)?

Fulton Financial last traded at $24.22 (-1.0% on the day), as of 8/18/2026 — a delayed quote shown for education, not investment advice.

Fulton Financial

FULT · NYSE · Financials · United States

Snapshot

TickerFULT

ExchangeNYSE

SectorFinancials

IndustryBanks - Regional

CountryUnited States

Employees3,400

HeadquartersLancaster, United States

Websitewww.fultonbank.com

Filings tracked21

About Fulton Financial

Fulton Financial Corporation operates as the bank holding company for Fulton Bank that provides banking and financial products and services in the United States. It provides various checking accounts and savings deposit products, and certificates of deposit. The company also offers consumer loans products, including home equity loans and lines of credit; construction and jumbo residential mortgage loans; automobile, student, and personal loans; account overdraft protection; commercial lending products comprising commercial real estate, commercial and industrial, and construction loans, as well as equipment lease financing loans. In addition, it offers letters of credit, cash management services, and traditional deposit products; and wealth management services, including investment management, trust, brokerage, insurance, and investment advisory services. Further, the company owns trust preferred securities; and sells various life insurance products. It provides its products and services through financial center locations, as well as through a network of automated teller machines, telephone banking, mobile banking, and online banking. The company was founded in 1882 and is headquartered in Lancaster, Pennsylvania.

Who owns it

Insiders0.8%
Institutions85.1%
Public & other14.1%

498 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.14.65%
Vanguard Portfolio Management LLC6.26%
Dimensional Fund Advisors LP6.15%
Price (T.Rowe) Associates Inc6.13%
State Street Corporation5.84%
Vanguard Capital Management LLC4.53%
First Trust Advisors LP4.47%
American Century Companies Inc3.24%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Cash conversion1.12×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Net margin trend124.5% → 141.5%

Margin has expanded by about 17.0 points — the business is getting more profitable.

Growth qualityrev 10% · PAT 17%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $372.0M · EPS 0.56

Est. earnings growth +1.8%

Next fiscal year

Rev $1.5B · EPS 2.36

Est. earnings growth +6.4%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Revenue (FY2025)

$276.8M

Net margin

141.5%

ROE

11.2%

Revenue CAGR (2y)

+10.1%

Profit CAGR (2y)

+17.4%

EPS (FY2025)

2.08

Net profit (FY2025)

$391.6M

Ask MarketChacha about FULT

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$276.8M	$391.6M	2.08	141.5%	11.2%
FY2024	$296.0M	$288.7M	1.57	97.5%	9.0%
FY2023	$228.4M	$284.3M	1.64	124.5%	10.3%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q2	$79.3M	$102.4M	0.52	129.1%
2026Q1	$69.8M	$94.8M	0.51	135.7%
2025Q3	$70.4M	$100.5M	0.53	142.7%
2025Q2	$69.1M	$99.2M	0.53	143.5%
2025Q1	$67.2M	$93.0M	0.49	138.3%
2024Q3	$59.7M	$63.2M	0.33	105.9%
2024Q2	$113.3M	$95.0M	0.52	83.8%
2024Q1	$57.1M	$61.9M	0.36	108.4%
2023Q3	$56.0M	$72.1M	0.42	128.8%
2023Q2	$60.6M	$79.6M	0.46	131.4%
2023Q1	$51.7M	$68.3M	0.39	132.1%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

10-Q filing
SEC8/7/2026
8-K — Results of operations, Exhibits
SEC7/22/2026material
8-K — Executive/director change
SEC7/21/2026material
8-K — Executive/director change, Shareholder vote results
SEC5/28/2026material
10-Q filing
SEC5/8/2026
8-K — Other events, Exhibits
SEC5/5/2026material
8-K — Reg FD disclosure, Exhibits
SEC4/27/2026material
8-K — Results of operations, Exhibits
SEC4/22/2026material
8-K — Completion of acquisition/disposition, Reg FD disclosure, Exhibits
SEC4/1/2026material
10-K filing
SEC2/27/2026
8-K — Reg FD disclosure, Other events, Exhibits
SEC2/23/2026material
8-K — Results of operations, Exhibits
SEC1/21/2026material

2025

8-K — Executive/director change
SEC12/17/2025material
8-K — Reg FD disclosure, Exhibits
SEC12/16/2025material
8-K — Material agreement, Exhibits
SEC11/25/2025material
8-K — Reg FD disclosure, Other events, Exhibits
SEC11/24/2025material
10-Q filing
SEC11/7/2025
8-K — Results of operations, Exhibits
SEC10/21/2025material
8-K — Reg FD disclosure, Exhibits
SEC8/20/2025material
10-Q filing
SEC8/8/2025
8-K — Executive/director change, Exhibits
SEC8/1/2025material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.