Is Fulton Financial (FULT) overvalued or fairly valued?

MarketChacha shows Fulton Financial's valuation in context — a trailing P/E of about 11.8, a forward P/E of about 10.4, a price-to-book of about 1.3 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does Fulton Financial's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (1.12×) from reported figures — education, not a rating.

What is Fulton Financial's revenue?

Fulton Financial reported revenue of $276.8M for FY2025, with net profit of $391.6M, per official filings.

What is the share price of Fulton Financial (FULT)?

Fulton Financial last traded at $24.41 (-0.9% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

Fulton Financial

FULT · NYSE · Financials · United States

$24.41-0.9%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 7:27 PM

Snapshot

TickerFULT

ExchangeNYSE

SectorFinancials

IndustryBanks - Regional

CountryUnited States

Employees3,400

HeadquartersLancaster, United States

Market cap$4.7B

P/E (TTM)11.8

P/B1.3

Volume777.96K

Websitewww.fultonbank.com

Filings tracked7

About Fulton Financial

Fulton Financial Corporation operates as the bank holding company for Fulton Bank that provides banking and financial products and services in the United States. It provides various checking accounts and savings deposit products, and certificates of deposit. The company also offers consumer loans products, including home equity loans and lines of credit; construction and jumbo residential mortgage loans; automobile, student, and personal loans; account overdraft protection; commercial lending products comprising commercial real estate, commercial and industrial, and construction loans, as well as equipment lease financing loans. In addition, it offers letters of credit, cash management services, and traditional deposit products; and wealth management services, including investment management, trust, brokerage, insurance, and investment advisory services. Further, the company owns trust preferred securities; and sells various life insurance products. It provides its products and services through financial center locations, as well as through a network of automated teller machines, telephone banking, mobile banking, and online banking. The company was founded in 1882 and is headquartered in Lancaster, Pennsylvania.

Profile as reported by Yahoo Finance.

Who owns it

Insiders0.9%
Institutions78.8%
Public & other20.3%

465 institutional holders

As reported by Yahoo Finance.

Top holders

Blackrock Inc.13.80%
Vanguard Portfolio Management LLC6.20%
Dimensional Fund Advisors LP5.85%
State Street Corporation5.43%
Vanguard Capital Management LLC4.25%
First Trust Advisors LP4.21%
Price (T.Rowe) Associates Inc4.03%
American Century Companies Inc2.68%

Largest institutional holders, as reported by Yahoo Finance (as of 3/31/2026).

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Cash conversion1.12×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Net margin trend124.5% → 141.5%

Margin has expanded by about 17.0 points — the business is getting more profitable.

Growth qualityrev 10% · PAT 17%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $368.7M · EPS 0.56

Est. earnings growth +1.0%

Next fiscal year

Rev $1.5B · EPS 2.36

Est. earnings growth +7.8%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

$16.6052-wk range$25.23

Delayed · as reported by Yahoo Finance

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Market cap

$4.7B

Day change

-0.9%

P/E (TTM)

11.8

Fwd P/E

10.4

P/B

1.3

Div yield

3.09%

Beta

0.80

Revenue (FY2025)

$276.8M

Net margin

141.5%

ROE

11.2%

Revenue CAGR (2y)

+10.1%

Profit CAGR (2y)

+17.4%

EPS (FY2025)

2.08

Net profit (FY2025)

$391.6M

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

Ask MarketChacha about FULT

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Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$276.8M	$391.6M	2.08	141.5%	11.2%
FY2024	$296.0M	$288.7M	1.57	97.5%	9.0%
FY2023	$228.4M	$284.3M	1.64	124.5%	10.3%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q1	$69.8M	$94.8M	0.51	135.7%
2025Q3	$70.4M	$100.5M	0.53	142.7%
2025Q2	$69.1M	$99.2M	0.53	143.5%
2025Q1	$67.2M	$93.0M	0.49	138.3%
2024Q3	$59.7M	$63.2M	0.33	105.9%
2024Q2	$113.3M	$95.0M	0.52	83.8%
2024Q1	$57.1M	$61.9M	0.36	108.4%
2023Q3	$56.0M	$72.1M	0.42	128.8%
2023Q2	$60.6M	$79.6M	0.46	131.4%
2023Q1	$51.7M	$68.3M	0.39	132.1%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Executive/director change
SEC7/21/2026material
8-K — Executive/director change, Shareholder vote results
SEC5/28/2026material
10-Q filing
SEC5/8/2026
8-K — Other events, Exhibits
SEC5/5/2026material
8-K — Reg FD disclosure, Exhibits
SEC4/27/2026material
8-K — Results of operations, Exhibits
SEC4/22/2026material
8-K — Completion of acquisition/disposition, Reg FD disclosure, Exhibits
SEC4/1/2026material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.