Is Genworth Financial (GNW) overvalued or fairly valued?

MarketChacha shows Genworth Financial's valuation in context — a trailing P/E of about 14.0, a forward P/E of about 8.1, a price-to-book of about 0.4 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does Genworth Financial's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (1.69×) from reported figures — education, not a rating.

What is Genworth Financial's revenue?

Genworth Financial reported revenue of $7.3B for FY2025, with net profit of $223.0M, per official filings.

What is the share price of Genworth Financial (GNW)?

Genworth Financial last traded at $8.97 (+0.3% on the day), as of 10/20/2026 — a delayed quote shown for education, not investment advice.

Genworth Financial

GNW · NYSE · Financials · United States

Snapshot

TickerGNW

ExchangeNYSE

SectorFinancials

IndustryInsurance - Life

CountryUnited States

Employees3,100

HeadquartersGlen Allen, United States

Websitewww.genworth.com

Filings tracked14

About Genworth Financial

Genworth Financial, Inc., together with its subsidiaries, provides mortgage and long-term care insurance products in the United States. It operates through two segments: Enact and Closed Block. The company offers primary mortgage, and mortgage insurance products, and contract underwriting services. It also provides long-term care insurance products that are intended to protect against the significant and escalating costs of long-term care services provided in the insured's home, assisted living, and nursing facilities. In addition, the company offers protection and retirement income products, that includes traditional and non-traditional life insurance, such as term, universal and term universal life insurance, corporate-owned life insurance, and funding agreements; fixed annuities; and variable annuities. It distributes its products through sales force, sales representatives, and digital marketing programs. Genworth Financial, Inc. was founded in 1871 and is headquartered in Glen Allen, Virginia.

Who owns it

Insiders1.8%
Institutions90.2%
Public & other8.0%

509 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.14.79%
Dimensional Fund Advisors LP6.78%
Donald Smith & Co., Inc.5.95%
Vanguard Portfolio Management LLC5.88%
Vanguard Capital Management LLC4.39%
State Street Corporation4.38%
River Road Asset Management, LLC3.83%
American Century Companies Inc3.05%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

Latest ROE of 2.5% is on the low side — the business earns a modest return on shareholder capital.

Cash conversion1.69×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Net margin trend1.0% → 3.1%

Margin has expanded by about 2.0 points — the business is getting more profitable.

Return on equity2.5%

Latest ROE of 2.5% is on the low side — the business earns a modest return on shareholder capital.

Growth qualityrev -1% · PAT 71%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

EPS 0.26

Next fiscal year

EPS 1.10

Est. earnings growth 0.0%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Revenue (FY2025)

$7.3B

Net margin

3.1%

ROE

2.5%

Revenue CAGR (2y)

-1.3%

Profit CAGR (2y)

+71.3%

EPS (FY2025)

0.54

Net profit (FY2025)

$223.0M

Ask MarketChacha about GNW

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Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$7.3B	$223.0M	0.54	3.1%	2.5%
FY2024	$7.3B	$299.0M	0.68	4.1%	3.5%
FY2023	$7.5B	$76.0M	0.16	1.0%	1.0%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q2	$1.9B	$47.0M	0.12	2.5%
2026Q1	$1.8B	$47.0M	0.12	2.6%
2025Q3	$1.9B	$116.0M	0.28	6.0%
2025Q2	$1.8B	$51.0M	0.12	2.8%
2025Q1	$1.8B	$54.0M	0.13	3.0%
2024Q3	$1.9B	$85.0M	0.19	4.5%
2024Q2	$1.8B	$76.0M	0.17	4.3%
2024Q1	$1.9B	$139.0M	0.31	7.5%
2023Q4	$1.9B	$-212.0M	-0.47	-11.1%
2023Q3	$1.8B	$29.0M	0.06	1.6%
2023Q2	$1.9B	$137.0M	0.29	7.2%
2023Q1	$1.9B	$122.0M	0.24	6.6%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Executive/director change
SEC8/20/2026material
10-Q filing
SEC8/6/2026
8-K — Results of operations, Exhibits
SEC8/5/2026material
8-K — Executive/director change
SEC7/7/2026material
8-K — Shareholder vote results
SEC5/21/2026material
10-Q filing
SEC5/6/2026
8-K — Results of operations, Exhibits
SEC5/5/2026material
10-K filing
SEC2/27/2026
8-K — Results of operations, Exhibits
SEC2/23/2026material
8-K — Results of operations, Exhibits
SEC2/3/2026material

2025

10-Q filing
SEC11/6/2025
8-K — Results of operations, Exhibits
SEC11/5/2025material
10-Q — FORM 10-Q
SEC7/31/2025
8-K — Results of operations, Exhibits
SEC7/30/2025material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.