Why did Huntington Bancshares (HBAN) stock move recently?

On 7/23/2026, Huntington Bancshares moved -4.8% — HBAN fell ~4.8% after Q2 results met/beats (adj. EPS $0.39) but management issued cautious FY 2026 guidance, with full-year NII expected at the bottom of the prior range or modestly below. This is MarketChacha's decoded reason from filings and credible news; it is education, not buy/sell advice.

Is Huntington Bancshares (HBAN) overvalued or fairly valued?

MarketChacha shows Huntington Bancshares's valuation in context — a trailing P/E of about 11.6, a forward P/E of about 8.8, a price-to-book of about 1.1 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does Huntington Bancshares's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (1.14×) from reported figures — education, not a rating.

What is Huntington Bancshares's revenue?

Huntington Bancshares reported revenue of $1.6B for FY2025, with net profit of $2.2B, per official filings.

What is the share price of Huntington Bancshares (HBAN)?

Huntington Bancshares last traded at $15.53 (+2.0% on the day), as of 10/20/2026 — a delayed quote shown for education, not investment advice.

Huntington Bancshares

HBAN · NYSE · Financials · United States

Snapshot

TickerHBAN

ExchangeNYSE

SectorFinancials

IndustryBanks - Regional

CountryUnited States

Employees25,527

HeadquartersColumbus, United States

Websitewww.huntington.com

Filings tracked25

About Huntington Bancshares

Huntington Bancshares Incorporated operates as the bank holding company for The Huntington National Bank that provides commercial, consumer, and mortgage banking services. It offers financial products and services to consumer and business customers, including deposits, lending, payments, mortgage banking, dealer financing, investment management, trust, brokerage, insurance, and other financial products and services. The company also provides 24-Hour Grace, Asterisk-Free Checking, Money Scout, $50 Safety Zone, Standby Cash, Early Pay, Instant Access, Savings Goal Getter, And Huntington Heads Up; digitally powered consumer and business financial solutions to consumer finance, regional banking, branch banking, and wealth management customers; direct and indirect consumer loans; dealer finance loans and deposits; and private banking, wealth management and legacy planning through investment and portfolio management, fiduciary administration and trust, institutional custody, and full-service retail brokerage investment services. In addition, it offers equipment financing, asset-based lending, distribution finance, structured lending, municipal financing solutions, and Huntington ChoicePay. Additionally, the company provides lending, liquidity, treasury management and other payment services, and capital markets; government and non-profits, healthcare, technology and telecommunications, franchises, financial sponsors, fund finance, Native American financial, and global services; and corporate risk management, institutional sales and trading, debt and equity issuance, and additional advisory services. The company offers its products through a network of channels, including branches and ATMs, online and mobile banking, and through customer call centers to customers in middle market banking, corporate, specialty, and government banking, asset finance, commercial real estate banking, and capital markets. The company was founded in 1866 and is headquartered in Columbus, Ohio.

Who owns it

Insiders0.8%
Institutions90.3%
Public & other9.0%

1,532 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.8.75%
Vanguard Capital Management LLC6.55%
Wellington Management Group, LLP6.05%
State Street Corporation4.80%
Vanguard Portfolio Management LLC4.67%
Price (T.Rowe) Associates Inc3.57%
Invesco Ltd.3.53%
Geode Capital Management, LLC2.89%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Cash conversion1.14×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Net margin trend139.4% → 141.5%

Margin has expanded by about 2.2 points — the business is getting more profitable.

Growth qualityrev 6% · PAT 6%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $2.9B · EPS 0.40

Est. earnings growth +8.8%

Next fiscal year

Rev $11.9B · EPS 1.76

Est. earnings growth +14.7%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Revenue (FY2025)

$1.6B

Net margin

141.5%

ROE

9.1%

Revenue CAGR (2y)

+5.6%

Profit CAGR (2y)

+6.5%

EPS (FY2025)

1.39

Net profit (FY2025)

$2.2B

Ask MarketChacha about HBAN

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Why it moved

Jul 23, 2026
HBAN fell ~4.8% after Q2 results met/beats (adj. EPS $0.39) but management issued cautious FY 2026 guidance, with full-year NII expected at the bottom of the prior range or modestly below.
source 1 ↗source 2 ↗source 3 ↗· confidence: high

Daily moves with the verified reason behind them. Education only — not investment advice.

Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$1.6B	$2.2B	1.39	141.5%	9.1%
FY2024	$1.5B	$1.9B	1.22	132.2%	9.8%
FY2023	$1.4B	$2.0B	1.24	139.4%	10.1%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q1	$472.0M	$523.0M	0.25	110.8%
2025Q3	$424.0M	$629.0M	0.41	148.3%
2025Q2	$377.0M	$536.0M	0.34	142.2%
2025Q1	$351.0M	$527.0M	0.34	150.1%
2024Q3	$362.0M	$517.0M	0.33	142.8%
2024Q2	$360.0M	$474.0M	0.30	131.7%
2024Q1	$336.0M	$419.0M	0.26	124.7%
2023Q3	$338.0M	$547.0M	0.35	161.8%
2023Q2	$332.0M	$559.0M	0.35	168.4%
2023Q1	$377.0M	$602.0M	0.39	159.7%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Executive/director change, Exhibits
SEC9/10/2026material
10-Q filing
SEC7/28/2026
8-K — Other events, Exhibits
SEC7/23/2026material
8-K — Results of operations, Exhibits
SEC7/23/2026material
8-K — Other events, Exhibits
SEC6/25/2026material
8-K — Reg FD disclosure, Exhibits
SEC6/8/2026material
8-K — Reg FD disclosure, Exhibits
SEC5/27/2026material
10-Q filing
SEC4/30/2026
8-K — Shareholder vote results
SEC4/24/2026material
8-K — Results of operations, Exhibits
SEC4/23/2026material
8-K — Other events, Exhibits
SEC4/23/2026material
8-K/A — Exhibits
SEC4/15/2026
8-K — Other events, Exhibits
SEC3/30/2026material
8-K — Reg FD disclosure, Exhibits
SEC3/10/2026material
10-K filing
SEC2/13/2026
8-K — Reg FD disclosure, Exhibits
SEC2/9/2026material
8-K — Completion of acquisition/disposition, Security holder rights, Executive/director change, Bylaw/charter change, Other events, Exhibits
SEC2/2/2026material
8-K — Other events, Exhibits
SEC1/28/2026material
8-K — Other events, Exhibits
SEC1/23/2026material
8-K — Results of operations, Exhibits
SEC1/22/2026material
8-K — Other events, Exhibits
SEC1/22/2026material
8-K — Shareholder vote results, Other events, Exhibits
SEC1/6/2026material

2025

8-K — Other events
SEC12/29/2025material
8-K — Other events, Exhibits
SEC12/23/2025material
8-K — Other events, Exhibits
SEC12/12/2025material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.