Why did HDFC Bank (HDFCBANK) stock move recently?

On 7/20/2026, HDFC Bank moved -5.1% — HDFC Bank shares fell after its Q1 FY27 results (quarter ended June 30, 2026) were announced on July 18, with the broader market also declining and Nifty dragged lower by the bank. This is MarketChacha's decoded reason from filings and credible news; it is education, not buy/sell advice.

Is HDFC Bank (HDFCBANK) overvalued or fairly valued?

MarketChacha shows HDFC Bank's valuation in context — a forward P/E of about 12.0, a price-to-book of about 1.9 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is HDFC Bank's revenue?

HDFC Bank reported revenue of ₹3,07,522 Cr for FY2026, with net profit of ₹74,671 Cr, per official filings.

What is the share price of HDFC Bank (HDFCBANK)?

HDFC Bank last traded at ₹748.20 (+1.2% on the day), as of 7/29/2026 — a delayed quote shown for education, not investment advice.

HDFC Bank

HDFCBANK · NSE · Banking · India

Snapshot

TickerHDFCBANK

ExchangeNSE

SectorBanking

IndustryBanks - Regional

CountryIndia

Employees2,12,958

HeadquartersMumbai, India

Websitewww.hdfc.bank.in

Filings tracked17

About HDFC Bank

HDFC Bank Limited provides banking and financial products and services to individuals and businesses in India, Bahrain, Hong Kong, Singapore, and Dubai. The company operates through Treasury, Retail Banking, Wholesale Banking, Other Banking Business, Insurance Business, and Other segments. It offers savings, salary, current, rural, public provident fund, pension, and demat accounts; fixed and recurring deposits; and safe deposit lockers, as well as offshore accounts and deposits, and overdrafts against fixed deposits. The company also provides personal, home, car and pre owned car, marriage, two-wheeler, business, doctor, educational, gold, consumer, and rural loans; loans against properties, securities, mutual funds, and car; loans for professionals; government sponsored programs; and loans on credit card, as well as working capital, term loans, supply chain management, project finance, export finance, commercial vehicle / equipment finance, tractor finance, infrastructure, and agriculture finance. In addition, it offers credit, debit, prepaid, forex, and kisan gold cards; payment and collection, export, import, remittance, bank guarantee, letter of credit, trade, hedging, and merchant and cash management services; and insurance and investment products. Further, the company provides short term finance, bill discounting, structured finance, export credit, loan repayment, custodial, and documents collection services; online, mobile, and phone banking services; unified payment interface, immediate payment, national electronic funds transfer, and real time gross settlement services; channel financing, vendor financing, money market, derivatives, employee trusts, cash surplus corporates, tax payment, and bankers to rights/public issue services; and financial solutions for supply chain partners and agricultural customers. It operates branches and automated teller machines in various cities/towns. The company was incorporated in 1994 and is headquartered in Mumbai, India.

Who owns it

Promoters0.2%
Institutions61.2%
Public & other38.7%

468 institutional holders

Ownership breakdown from public market data. Promoter pledge is not included here — that comes from exchange shareholding filings.

Top holders

Legato Capital Management LLC0.00%

Largest institutional holders — last updated 6/30/2022.

Forensic scorecard

Margin has compressed by about 13.1 points over the period — profitability is trending down.

Net margin trend37.4% → 24.3%

Margin has compressed by about 13.1 points over the period — profitability is trending down.

Growth qualityrev 38% · PAT 19%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (BSE (official results filing)). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹49,920 Cr · EPS 12.70

Est. earnings growth +5.1%

Next fiscal year

Rev ₹3,70,406 Cr · EPS 62.60

Est. earnings growth +11.0%

Analyst consensus estimates — not the company's own guidance.

New to these terms?

P/E ROE ROCE Margins Market cap

Browse the Learn hub →

Financials at a glance

Source: BSE (official results filing)

Annual

Quarterly · last 5

Revenue (FY2026)

₹3,07,522 Cr

Net margin

24.3%

Revenue CAGR (3y)

+37.6%

Profit CAGR (3y)

+19.2%

EPS (FY2026)

48.62

Net profit (FY2026)

₹74,671 Cr

Ask MarketChacha about HDFCBANK

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Why it moved

Jul 20, 2026
HDFC Bank shares fell after its Q1 FY27 results (quarter ended June 30, 2026) were announced on July 18, with the broader market also declining and Nifty dragged lower by the bank.
source 1 ↗source 2 ↗source 3 ↗· confidence: high
Jul 6, 2026
HDFC Bank rose after reporting strong Q1FY27 business update with 15%+ YoY growth in gross advances and deposits, sparking buying interest in private banks alongside a broader market advance.
source 1 ↗source 2 ↗source 3 ↗· confidence: high

Daily moves with the verified reason behind them. Education only — not investment advice.

On MarketChacha

Posts about HDFCBANK

Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin
FY2026	₹3,07,522 Cr	₹74,671 Cr	48.62	24.3%
FY2025	₹2,87,022 Cr	₹70,792 Cr	—	24.7%
FY2024	₹1,57,773 Cr	₹64,062 Cr	—	40.6%
FY2023	₹1,18,057 Cr	₹44,109 Cr	—	37.4%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q2	₹79,363 Cr	₹19,060 Cr	12.38	24.0%
2026Q1	₹76,610 Cr	₹19,221 Cr	12.49	25.1%
2025Q4	₹45,869 Cr	₹18,654 Cr	—	40.7%
2025Q3	₹45,902 Cr	₹18,641 Cr	—	40.6%
2025Q2	₹53,168 Cr	₹18,155 Cr	—	34.1%

Figures as reported, in ₹ (crore). Source: BSE (official results filing).

Filings & announcements

2026

Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015- Exercise Of Call Option On US$ 1,000,000,000 3.7% Additional Tier 1 Notes Issued By HDFC Bank Limited
Exercise of call option on US$1,000,000,000 3.7% Additional Tier 1 Notes issued by HDFC Bank Limited
BSE7/24/2026
Unaudited Standalone And Consolidated Financial Results Of The Bank For The Quarter Ended June 30, 2026
Unaudited standalone and consolidated financial results of the Bank for the quarter ended June 30, 2026
BSE7/18/2026
Board Meeting Outcome for Outcome Of The Board Meeting Held On July 18, 2026
Outcome of the Board Meeting held on July 18, 2026
BSE7/18/2026
Reg. 34 (1) Annual Report.
Integrated Annual Report for FY 2025-26
BSE7/11/2026
Business Responsibility and Sustainability Reporting (BRSR)
Business Responsibility and Sustainability Reporting for FY 2025-26
BSE7/10/2026
Notice Of The 32Nd Annual General Meeting And Integrated Annual Report For FY 2025-26
Notice of the 32nd Annual General Meeting and Integrated Annual Report for FY 2025-26
BSE7/10/2026material
Intimation Under SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015
Intimation under SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015
BSE7/4/2026
Change in Management
Disclosure under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015
BSE6/29/2026
Change in Directorate
Disclosure under Regulation 30 of the SEBI (Listing obligations and Disclosure Requirements) Regulations, 2015- Appointment of Mr. Rajiv Kumar as Part-time Chairman and Additional (Independent) ....
BSE6/29/2026
HDFC Bank Limited Announces Conclusion Of Previously Announced Legal Review
HDFC Bank Limited Announces Conclusion of Previously Announced Legal Review
BSE6/26/2026
Board Meeting Intimation for Approval Of Unaudited Standalone And Consolidated Financial Results Of The Bank For The Quarter Ending June 30, 2026
HDFC Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 18/07/2026 ,inter alia, to consider and approve unaudited standalone and consolidated ....
BSE6/23/2026material
Updates: (A) Receipt Of Approval From The Reserve Bank Of India For Extension Of Tenure Of Mr. Keki Mistry As An Interim Part-Time Chairman Of The Bank; And (B) Outcome Of The Board Meeting Of HDFC Bank Limited Held On June 18, 2026
Updates: (a) Receipt of approval from the Reserve Bank of India for extension of tenure of Mr. Keki Mistry as an interim Part-time Chairman of the Bank; and (b) Outcome of the Board Meeting ....
BSE6/18/2026
Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015
Issuance of USD 750 Million Senior Unsecured Bonds
BSE6/16/2026
Allotment of ESOP / ESPS
Allotment of 3160300 Equity Shares under ESOP/RSU
BSE6/16/2026
Rumour verification - Regulation 30(11)
Clarification on a news article
BSE3/23/2026
Earnings Call Transcript
Transcript of Analyst / investor call in relation to the intimation made by HDFC Bank Limited on March 18, 2026
BSE3/19/2026
Resignation of Chairman
Intimation under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015- Resignation of Mr. Atanu Chakraborty as a Part-time Chairman and Independent ....
BSE3/18/2026

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.