Why did HDFC Life Insurance (HDFCLIFE) stock move recently?

On 8/4/2026, HDFC Life Insurance moved -3.1% — HDFC Life shares fell with other HDFC group stocks amid broad weakness in banking and financials, as investors turned cautious ahead of the RBI monetary policy decision expected to keep rates unchanged but possibly adopt a hawkish tone; the stock hit a two-year low. This is MarketChacha's decoded reason from filings and credible news; it is education, not buy/sell advice.

Is HDFC Life Insurance (HDFCLIFE) overvalued or fairly valued?

MarketChacha shows HDFC Life Insurance's valuation in context — a forward P/E of about 45.2, a price-to-book of about 6.0 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is HDFC Life Insurance's revenue?

HDFC Life Insurance reported revenue of ₹98,286 Cr for FY2026, with net profit of ₹1,910 Cr, per official filings.

What is the share price of HDFC Life Insurance (HDFCLIFE)?

HDFC Life Insurance last traded at ₹538.25 (-0.9% on the day), as of 8/18/2026 — a delayed quote shown for education, not investment advice.

HDFC Life Insurance

HDFCLIFE · NSE · Insurance · India

Snapshot

TickerHDFCLIFE

ExchangeNSE

SectorInsurance

IndustryInsurance - Life

CountryIndia

Employees38,921

HeadquartersMumbai, India

Websitewww.hdfclife.com

Filings tracked1

About HDFC Life Insurance

HDFC Life Insurance Company Limited engages in the provision of individual and group insurance solutions in India. It offers insurance and investment products, such as protection, pension, savings, investment, annuity, and health, as well as term, investment, life insurance, and NRI plans. The company was formerly known as HDFC Standard Life Insurance Company Limited changed its name to HDFC Life Insurance Company Limited in January 2019. HDFC Life Insurance Company Limited was incorporated in 2000 and is headquartered in Mumbai, India. HDFC Life Insurance Company Limited operates as a subsidiary of HDFC Bank Limited.

Who owns it

Promoters55.6%
Institutions27.9%
Public & other16.5%

216 institutional holders

Ownership breakdown from public market data. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Net margin trend1.9% → 1.9%

Margin has held broadly steady over the period — stable profitability.

Growth qualityrev 12% · PAT 12%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

EPS 3.10

Est. earnings growth +59.8%

Next fiscal year

Rev ₹1,41,772 Cr · EPS 11.98

Est. earnings growth +13.1%

Analyst consensus estimates — not the company's own guidance.

New to these terms?

P/E ROE ROCE Margins Market cap

Browse the Learn hub →

Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 4

Revenue (FY2026)

₹98,286 Cr

Net margin

1.9%

Revenue CAGR (3y)

+11.6%

Profit CAGR (3y)

+12.0%

Net profit (FY2026)

₹1,910 Cr

Ask MarketChacha about HDFCLIFE

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Why it moved

Aug 4, 2026
HDFC Life shares fell with other HDFC group stocks amid broad weakness in banking and financials, as investors turned cautious ahead of the RBI monetary policy decision expected to keep rates unchanged but possibly adopt a hawkish tone; the stock hit a two-year low.
source 1 ↗source 2 ↗· confidence: medium

Daily moves with the verified reason behind them. Education only — not investment advice.

Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹98,286 Cr	₹1,910 Cr	1.9%
FY2025	₹96,184 Cr	₹1,802 Cr	1.9%
FY2024	₹1,00,941 Cr	₹1,569 Cr	1.6%
FY2023	₹70,705 Cr	₹1,360 Cr	1.9%

Quarterly

Period	Revenue	Net profit	Net margin
Q1 FY27	₹33,313 Cr	₹611 Cr	1.8%
Q4 FY26	—	₹496 Cr	—
Q3 FY26	₹29,038 Cr	₹421 Cr	1.4%
Q2 FY26	—	₹447 Cr	—

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

Filings & announcements

2026

Earnings Call Transcript
Enclosed Transcript of Earnings Call held on July 15,2026
BSE7/22/2026

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.