Is HDFC Life Insurance (HDFCLIFE) overvalued or fairly valued?

MarketChacha shows HDFC Life Insurance's valuation in context — a forward P/E of about 47.0, a price-to-book of about 6.2 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is HDFC Life Insurance's revenue?

HDFC Life Insurance reported revenue of ₹98,286 Cr for FY2026, with net profit of ₹1,910 Cr, per official filings.

What is the share price of HDFC Life Insurance (HDFCLIFE)?

HDFC Life Insurance last traded at ₹559.30 (-0.8% on the day), as of 7/21/2026 — a delayed quote shown for education, not investment advice.

HDFC Life Insurance

HDFCLIFE · NSE · Insurance · India

₹559.30-0.8%

Delayed · as reported by Yahoo Finance · as of Jul 21, 2026, 5:39 AM

Snapshot

TickerHDFCLIFE

ExchangeNSE

SectorInsurance

IndustryInsurance - Life

CountryIndia

Employees38,291

HeadquartersMumbai, India

Market cap₹1,22,638 Cr

P/B6.2

Volume10.32L

Websitewww.hdfclife.com

Filings tracked0

About HDFC Life Insurance

HDFC Life Insurance Company Limited engages in the provision of individual and group insurance solutions in India. It offers insurance and investment products, such as protection, pension, savings, investment, annuity, and health, as well as term, investment, life insurance, and NRI plans. The company was formerly known as HDFC Standard Life Insurance Company Limited changed its name to HDFC Life Insurance Company Limited in January 2019. HDFC Life Insurance Company Limited was incorporated in 2000 and is headquartered in Mumbai, India. HDFC Life Insurance Company Limited operates as a subsidiary of HDFC Bank Limited.

Profile as reported by Yahoo Finance.

Who owns it

Promoters55.6%
Institutions29.9%
Public & other14.6%

216 institutional holders

As reported by Yahoo Finance. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Net margin trend1.9% → 1.9%

Margin has held broadly steady over the period — stable profitability.

Growth qualityrev 12% · PAT 12%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

EPS 3.10

Est. earnings growth +59.8%

Next fiscal year

Rev ₹1,40,809 Cr · EPS 11.93

Est. earnings growth +13.5%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

₹543.0052-wk range₹815.00

Delayed · as reported by Yahoo Finance

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 4

Market cap

₹1,22,638 Cr

Day change

-0.8%

Fwd P/E

47.0

P/B

6.2

Div yield

0.37%

Beta

0.50

Revenue (FY2026)

₹98,286 Cr

Net margin

1.9%

Revenue CAGR (3y)

+11.6%

Profit CAGR (3y)

+12.0%

Net profit (FY2026)

₹1,910 Cr

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

Ask MarketChacha about HDFCLIFE

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Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹98,286 Cr	₹1,910 Cr	1.9%
FY2025	₹96,184 Cr	₹1,802 Cr	1.9%
FY2024	₹1,00,941 Cr	₹1,569 Cr	1.6%
FY2023	₹70,705 Cr	₹1,360 Cr	1.9%

Quarterly

Period	Revenue	Net profit	Net margin
2026Q2	₹33,313 Cr	₹611 Cr	1.8%
2026Q1	—	₹496 Cr	—
2025Q4	₹29,038 Cr	₹421 Cr	1.4%
2025Q3	—	₹447 Cr	—

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.