Is Home First Finance (HOMEFIRST) overvalued or fairly valued?

MarketChacha shows Home First Finance's valuation in context — a forward P/E of about 13.4, a price-to-book of about 2.5 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Home First Finance's revenue?

Home First Finance reported revenue of ₹1,130 Cr for FY2026, with net profit of ₹540 Cr, per official filings.

What is the share price of Home First Finance (HOMEFIRST)?

Home First Finance last traded at ₹1,055.20 (-5.2% on the day), as of 10/19/2026 — a delayed quote shown for education, not investment advice.

Home First Finance

HOMEFIRST · NSE · Housing Finance · India

Snapshot

TickerHOMEFIRST

ExchangeNSE

SectorHousing Finance

IndustryMortgage Finance

CountryIndia

Employees1,855

HeadquartersMumbai, India

Websitehomefirstindia.com

Filings tracked8

About Home First Finance

Home First Finance Company India Limited operates as a housing finance company in India. The company offers home, self-construction, renovation, mortgage, shop, and resale, as well as top-up loans. It also provides insurance loan products and loans through mobile applications. The company serves salaried professionals, self-employed individuals, informal earners, and small business owners, as well as corporates. Home First Finance Company India Limited was incorporated in 2010 and is headquartered in Mumbai, India.

Who owns it

Promoters9.3%
Institutions67.3%
Public & other23.4%

85 institutional holders

Ownership breakdown from public market data. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Net margin trend46.5% → 47.8%

Margin has expanded by about 1.3 points — the business is getting more profitable.

Growth qualityrev 32% · PAT 33%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹358 Cr · EPS 15.82

Est. earnings growth +18.6%

Next fiscal year

Rev ₹1,699 Cr · EPS 78.63

Est. earnings growth +19.2%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 5

Revenue (FY2026)

₹1,130 Cr

Net margin

47.8%

Revenue CAGR (3y)

+32.0%

Profit CAGR (3y)

+33.3%

Net profit (FY2026)

₹540 Cr

Ask MarketChacha about HOMEFIRST

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹1,130 Cr	₹540 Cr	47.8%
FY2025	₹824 Cr	₹382 Cr	46.4%
FY2024	₹657 Cr	₹306 Cr	46.6%
FY2023	₹491 Cr	₹228 Cr	46.5%

Quarterly

Period	Revenue	Net profit	Net margin
Q1 FY27	₹331 Cr	₹160 Cr	48.2%
Q4 FY26	₹309 Cr	₹149 Cr	48.3%
Q3 FY26	₹288 Cr	₹140 Cr	48.7%
Q2 FY26	₹270 Cr	₹132 Cr	48.8%
Q1 FY26	₹255 Cr	₹119 Cr	46.6%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

Filings & announcements

2026

ESG Score By NSE Sustainability Ratings And Analytics Limited
ESG Score assigned by NSE Sustainability Ratings and Analytics Limited
BSE9/2/2026
Resignation of Chief Financial Officer (CFO)
Intimation under Regulation 30 of SEBI Listing Regulations - Resignation of Chief Financial Officer of the Company
BSE8/31/2026
Raising of Funds
Outcome of the Committee of Directors and Review Committee - Approved Raising of funds through issuance of Non Convertible Debentures
BSE8/21/2026
Issue of Securities
Outcome of the Meeting Committee of Directors and Review Committee - Approved the Raising of funds through Issuance of Non Convertible Debentures
BSE8/21/2026
Press Release / Media Release
Investor Press Release on the Financial and Operational Performance of the Company for the quarter ended June 30, 2026
BSE7/27/2026
Investor Presentation
Investor Presentation on the Reviewed Financial Results for the quarter ended June 30, 2026
BSE7/27/2026
Board Meeting Outcome for Outcome Of The Board Meeting Held On Monday, July 27, 2026 And Submission Of Reviewed Financial Results For The Quarter Ended June 30, 2026
Outcome of the Board Meeting held on Monday, July 27, 2026 and submission of Reviewed Financial Results for the quarter ended June 30, 2026
BSE7/27/2026
Results - Financial Results For Quarter Ended June 30, 2026
Financial Results for quarter ended June 30, 2026
BSE7/27/2026

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.