Is ICICI Lombard General Insurance (ICICIGI) overvalued or fairly valued?

MarketChacha shows ICICI Lombard General Insurance's valuation in context — a forward P/E of about 23.4, a price-to-book of about 4.8 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is ICICI Lombard General Insurance's revenue?

ICICI Lombard General Insurance reported revenue of ₹25,895 Cr for FY2026, with net profit of ₹2,772 Cr, per official filings.

What is the share price of ICICI Lombard General Insurance (ICICIGI)?

ICICI Lombard General Insurance last traded at ₹1,643.50 (-0.3% on the day), as of 8/11/2026 — a delayed quote shown for education, not investment advice.

ICICI Lombard General Insurance

ICICIGI · NSE · Insurance · India

Snapshot

TickerICICIGI

ExchangeNSE

SectorInsurance

IndustryInsurance - Diversified

CountryIndia

Employees15,008

HeadquartersMumbai, India

Websitewww.icicilombard.com

Filings tracked5

About ICICI Lombard General Insurance

ICICI Lombard General Insurance Company Limited provides various general insurance products and services in India. The company primarily offers fire, marine, cargo, engineering, aviation, public/product liability, employee group, workmen's compensation, cyber, personal accident, and travel insurance solutions. It also provides credit, crop, cattle, weather, mass health, and motor, as well as home insurance solutions. In addition, the company offers underwriting and claims, customer relationship, technology, operations, finance and accounts, human resources, , actuarial, marketing, business analytics, administration, and fraud control, as well as reinsurance solutions. It serves its customers comprising individuals, corporates, state and central governments, government-owned enterprises, and rural customers, as well as micro, small, and medium enterprises through agents, brokers, bancassurance, motor insurance service providers, and online platforms. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Lombard General Insurance Company Limited operates as a subsidiary of ICICI Bank Limited.

Who owns it

Promoters2.5%
Institutions82.8%
Public & other14.7%

190 institutional holders

Ownership breakdown from public market data. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Net margin trend9.6% → 10.7%

Margin has expanded by about 1.1 points — the business is getting more profitable.

Growth qualityrev 13% · PAT 17%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹7,470 Cr · EPS 14.13

Est. earnings growth +7.5%

Next fiscal year

Rev ₹33,419 Cr · EPS 70.31

Est. earnings growth +24.4%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 4

Revenue (FY2026)

₹25,895 Cr

Net margin

10.7%

Revenue CAGR (3y)

+12.7%

Profit CAGR (3y)

+17.0%

Net profit (FY2026)

₹2,772 Cr

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Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹25,895 Cr	₹2,772 Cr	10.7%
FY2025	₹22,937 Cr	₹2,508 Cr	10.9%
FY2024	₹19,752 Cr	₹1,919 Cr	9.7%
FY2023	₹18,095 Cr	₹1,729 Cr	9.6%

Quarterly

Period	Revenue	Net profit	Net margin
2026Q2	₹6,814 Cr	₹403 Cr	5.9%
2026Q1	₹6,619 Cr	₹547 Cr	8.3%
2025Q4	₹6,610 Cr	₹659 Cr	10.0%
2025Q3	₹6,583 Cr	₹820 Cr	12.4%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

Filings & announcements

2026

Update On Disclosure Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015
Update on Disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015
BSE8/8/2026
Communication Sent To Shareholders Regarding Transfer Of Equity Shares To Investor Education And Protection Fund (IEPF)
Communication sent to shareholders regarding transfer of equity shares to Investor Education and Protection Fund (IEPF)
BSE8/7/2026
Allotment of ESOP / ESPS
Allotment of 154,550 equity shares on August 4, 2026
BSE8/4/2026
Press Release: ICICI Lombard Launches 25 Innovations On Its 25Th Anniversary!
We enclose herewith a copy of press release titled "ICICI Lombard launches 25 innovations on its 25th Anniversary!
BSE8/3/2026
Allotment of ESOP / ESPS
Allotment of 20,957 equity shares on July 23, 2026.
BSE7/23/2026

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.