Is ICICI Prudential Life Insurance (ICICIPRULI) overvalued or fairly valued?

MarketChacha shows ICICI Prudential Life Insurance's valuation in context — a forward P/E of about 34.8, a price-to-book of about 5.3 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is ICICI Prudential Life Insurance's revenue?

ICICI Prudential Life Insurance reported revenue of ₹51,336 Cr for FY2026, with net profit of ₹1,608 Cr, per official filings.

What is the share price of ICICI Prudential Life Insurance (ICICIPRULI)?

ICICI Prudential Life Insurance last traded at ₹494.55 (-1.0% on the day), as of 9/4/2026 — a delayed quote shown for education, not investment advice.

ICICI Prudential Life Insurance

ICICIPRULI · NSE · Insurance · India

Snapshot

TickerICICIPRULI

ExchangeNSE

SectorInsurance

IndustryInsurance - Life

CountryIndia

Employees18,963

HeadquartersMumbai, India

Websitewww.iciciprulife.com

Filings tracked7

About ICICI Prudential Life Insurance

ICICI Prudential Life Insurance Company Limited provides life insurance, annuity, pension, and health insurance products to individuals and groups in India. The company offers term, savings, unit linked, guaranteed return, child education, and retirement insurance plans; and pension fund management services. It distributes its products through individual and corporate agents, banks, and brokers, as well as through proprietary sales force (PSF) and online channels. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Prudential Life Insurance Company Limited is a subsidiary of ICICI Bank Limited.

Who owns it

Promoters23.6%
Institutions69.7%
Public & other6.7%

151 institutional holders

Ownership breakdown from public market data. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Net margin trend2.1% → 3.1%

Margin has expanded by about 1.0 points — the business is getting more profitable.

Growth qualityrev 10% · PAT 25%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

EPS 3.42

Est. earnings growth +28.4%

Next fiscal year

Rev ₹61,468 Cr · EPS 14.20

Est. earnings growth +26.1%

Analyst consensus estimates — not the company's own guidance.

New to these terms?

P/E ROE ROCE Margins Market cap

Browse the Learn hub →

Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 5

Revenue (FY2026)

₹51,336 Cr

Net margin

3.1%

Revenue CAGR (3y)

+10.0%

Profit CAGR (3y)

+25.5%

Net profit (FY2026)

₹1,608 Cr

Ask MarketChacha about ICICIPRULI

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

On MarketChacha

Posts about ICICIPRULI

Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹51,336 Cr	₹1,608 Cr	3.1%
FY2025	₹47,259 Cr	₹1,186 Cr	2.5%
FY2024	₹41,760 Cr	₹851 Cr	2.0%
FY2023	₹38,560 Cr	₹813 Cr	2.1%

Quarterly

Period	Revenue	Net profit	Net margin
Q1 FY27	—	₹386 Cr	—
Q4 FY26	—	₹624 Cr	—
Q3 FY26	—	₹387 Cr	—
Q2 FY26	—	₹296 Cr	—
Q1 FY26	₹8,503 Cr	₹301 Cr	3.5%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

Filings & announcements

2026

Allotment of ESOP / ESPS
The Company has allotted 214,255 equity shares under the employees stock option scheme (2005) and the employee stock unit scheme (2023).
BSE9/1/2026
Disclosure Under Regulation 30 And Regulation 51 Read With Schedule III Of Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations, 2015
Disclosure under Regulation 30 and regulation 51 read with Schedule III of SEBI Listing Regulations.
BSE8/22/2026
Shareholder Meeting / Postal Ballot-Notice of Postal Ballot
Please find enclosed herewith Notice of Postal Ballot dated August 13, 2026 together with the Explanatory Statement, seeking approval of the Members on the Special Resolution, as set out ....
BSE8/20/2026
Initiation Of Postal Ballot Process
Please find enclosed details pertaining to initiation of postal ballot process.
BSE8/13/2026
Allotment of ESOP / ESPS
The Company has allotted 125 equity shares under the employees stock unit scheme (2023).
BSE8/11/2026
Disclosure Under Regulation 30 And 51 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015 For Grant Of NOC By IRDAI For Change In Name Of The Company.
Disclosure under Regulation 30 and 51 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 for grant of NOC by IRDAI for change in name of the Company.
BSE8/7/2026
Intimation Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015.
Intimation Under Regulation 30 of SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015.
BSE7/31/2026

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.