Is IIFL Finance (IIFL) overvalued or fairly valued?

MarketChacha shows IIFL Finance's valuation in context — a forward P/E of about 8.8, a price-to-book of about 2.0 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is IIFL Finance's revenue?

IIFL Finance reported revenue of ₹7,448 Cr for FY2026, with net profit of ₹1,154 Cr, per official filings.

What is the share price of IIFL Finance (IIFL)?

IIFL Finance last traded at ₹651.15 (+2.8% on the day), as of 9/4/2026 — a delayed quote shown for education, not investment advice.

IIFL Finance

IIFL · NSE · NBFC · India

Snapshot

TickerIIFL

ExchangeNSE

SectorNBFC

IndustryCredit Services

CountryIndia

Employees16,341

HeadquartersMumbai, India

Websitewww.iifl.com

Filings tracked10

About IIFL Finance

IIFL Finance Limited, a non-banking financial company, provides financial services in India and internationally. The company offers mortgage and gold loans; business loans, including business loans for manufacturers, women, and e-commerce; loans to micro, small, and medium enterprises; loans against securities; and digital finance loans, as well as supply chain finance. It also provides construction and real estate financing; capital market financing; and lending, broking, and wealth management services. The company was formerly known as IIFL Holdings Limited and changed its name to IIFL Finance Limited in May 2019. IIFL Finance Limited was incorporated in 1995 and is headquartered in Mumbai, India.

Who owns it

Promoters49.7%
Institutions18.1%
Public & other32.1%

60 institutional holders

Ownership breakdown from public market data. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

Margin has compressed by about 7.0 points over the period — profitability is trending down.

Net margin trend28.7% → 21.7%

Margin has compressed by about 7.0 points over the period — profitability is trending down.

Growth qualityrev 10% · PAT 3%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹2,418 Cr

Next fiscal year

Rev ₹10,973 Cr · EPS 75.49

Est. earnings growth +20.1%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 4

Revenue (FY2026)

₹7,656 Cr

Net margin

21.7%

Revenue CAGR (3y)

+13.6%

Profit CAGR (3y)

+3.4%

Net profit (FY2026)

₹1,661 Cr

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Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹7,656 Cr	₹1,661 Cr	21.7%
FY2025	₹6,068 Cr	₹379 Cr	6.2%
FY2024	₹6,608 Cr	₹1,764 Cr	26.7%
FY2023	₹5,225 Cr	₹1,500 Cr	28.7%

Quarterly

Period	Revenue	Net profit	Net margin
Q1 FY27	₹2,202 Cr	₹675 Cr	30.7%
Q4 FY26	₹2,090 Cr	₹587 Cr	28.1%
Q3 FY26	₹1,996 Cr	₹464 Cr	23.3%
Q2 FY26	₹1,927 Cr	₹376 Cr	19.5%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

Filings & announcements

2026

Allotment
IIFL Finance Limited has informed the Exchange regarding allotment of Non-convertible Debentures on Private Placement basis
BSE9/2/2026
Credit Rating
IIFL Finance Limited has informed the exchange regarding reaffirmation of Credit Ratings by Crisil Ratings Limited.
BSE8/25/2026material
Meeting Updates
IIFL Finance Limited has informed Stock Exchanges regarding Intimation under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.
BSE8/25/2026
Credit Rating
IIFL Finance Limited has informed the Exchange regarding assignment and reaffirmation of Credit Ratings by Infomerics Valuation and Rating Limited
BSE8/21/2026material
Credit Rating
IIFL Finance Limited has informed the exchange regarding Assignment and reaffirmation of Credit Rating by Brickwork Ratings India Private Limited.
BSE8/20/2026material
Credit Rating
IIFL Finance Limited has informed the exchanges regarding upgrade in Credit Rating by Fitch Ratings.
BSE8/17/2026material
Earnings Call Transcript
IIFL Finance Limited has informed the Exchanges regarding Earnings Conference Call Transcript.
BSE7/28/2026
Credit Rating
IIFL Finance Limited has informed the exchange about reaffirmation of credit rating of IIFL Home Finance Limited, a material subsidiary, by Crisil Ratings Limited.
BSE7/28/2026material
Shareholder Meeting / Postal Ballot-Outcome of AGM
IIFL Finance Limited hereby submits Proceedings of the Annual General Meeting held today i.e. July 24, 2026.
BSE7/24/2026material
Grant Of Employee Stock Options
IIFL Finance Limited hereby informs exchanges regarding Grant of 300,000 stock options under ESOP Scheme of the Company.
BSE7/21/2026

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.