Is Indian Bank (INDIANB) overvalued or fairly valued?

MarketChacha shows Indian Bank's valuation in context — a forward P/E of about 7.9, a price-to-book of about 1.4 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Indian Bank's revenue?

Indian Bank reported revenue of ₹36,906 Cr for FY2026, with net profit of ₹12,156 Cr, per official filings.

What is the share price of Indian Bank (INDIANB)?

Indian Bank last traded at ₹854.40 (-0.5% on the day), as of 7/21/2026 — a delayed quote shown for education, not investment advice.

Indian Bank

INDIANB · NSE · Banking/PSU · India

₹854.40-0.5%

Delayed · as reported by Yahoo Finance · as of Jul 21, 2026, 5:37 AM

Snapshot

TickerINDIANB

ExchangeNSE

SectorBanking/PSU

IndustryBanks - Regional

CountryIndia

Employees40,161

HeadquartersChennai, India

Market cap₹1,15,637 Cr

P/B1.4

Volume7.74L

Websiteindianbank.bank.in

Filings tracked0

About Indian Bank

Indian Bank provides various banking products and services. It offers deposit products, including savings bank and current accounts, term deposits, and non-resident Indian (NRI) accounts. The company also provides agriculture, MSME, corporate, online, home, mortgage, vehicle, personal, educational, and jewel loans; supply chain finance; 59 minutes loans; loan/OD against deposits, NSC/KVP/ relief bonds of RBI/LIC policies; and other retail/personal loans. In addition, it offers digital products, including IndOASIS, internet and SMS banking, debit and credit cards, national common mobility cards, prepaid card, mutual funds, IPO, demat, and trading services; point of sale systems; online collection products; cash management services; and other products, services, and schemes. The company operates through multiple branches in India and overseas; as well as ATMs and BNAs. Indian Bank was incorporated in 1907 and is based in Chennai, India.

Profile as reported by Yahoo Finance.

Who owns it

Promoters76.4%
Institutions17.3%
Public & other6.3%

124 institutional holders

As reported by Yahoo Finance. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Net margin trend19.3% → 32.9%

Margin has expanded by about 13.6 points — the business is getting more profitable.

Growth qualityrev 10% · PAT 32%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹10,490 Cr

Next fiscal year

Rev ₹46,329 Cr · EPS 109.22

Est. earnings growth +11.8%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

₹606.0052-wk range₹1,000.90

Delayed · as reported by Yahoo Finance

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 4

Market cap

₹1,15,637 Cr

Day change

-0.5%

Fwd P/E

7.9

P/B

1.4

Div yield

2.19%

Beta

0.29

Revenue (FY2026)

₹36,906 Cr

Net margin

32.9%

Revenue CAGR (3y)

+10.5%

Profit CAGR (3y)

+32.0%

Net profit (FY2026)

₹12,156 Cr

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

Ask MarketChacha about INDIANB

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Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹36,906 Cr	₹12,156 Cr	32.9%
FY2025	₹34,400 Cr	₹10,918 Cr	31.7%
FY2024	₹28,092 Cr	₹8,063 Cr	28.7%
FY2023	₹27,369 Cr	₹5,282 Cr	19.3%

Quarterly

Period	Revenue	Net profit	Net margin
2026Q2	—	₹3,273 Cr	—
2026Q1	₹9,609 Cr	₹3,103 Cr	32.3%
2025Q4	₹9,461 Cr	₹3,061 Cr	32.4%
2025Q3	₹9,038 Cr	₹3,018 Cr	33.4%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.