Why did Indian Bank (INDIANB) stock move recently?

On 7/22/2026, Indian Bank moved -3.3% — Indian Bank shares declined with the broader banking sector on July 22 amid ongoing concerns over net interest margin (NIM) pressure in a softening rate environment, following weak NIM in recent Q1 results from private lenders like HDFC Bank. This is MarketChacha's decoded reason from filings and credible news; it is education, not buy/sell advice.

Is Indian Bank (INDIANB) overvalued or fairly valued?

MarketChacha shows Indian Bank's valuation in context — a forward P/E of about 7.5, a price-to-book of about 1.3 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Indian Bank's revenue?

Indian Bank reported revenue of ₹67,451 Cr for FY2026, with net profit of ₹12,156 Cr, per official filings.

What is the share price of Indian Bank (INDIANB)?

Indian Bank last traded at ₹856.85 (+0.3% on the day), as of 10/19/2026 — a delayed quote shown for education, not investment advice.

Indian Bank

INDIANB · NSE · Banking/PSU · India

Snapshot

TickerINDIANB

ExchangeNSE

SectorBanking/PSU

IndustryBanks - Regional

CountryIndia

Employees40,161

HeadquartersChennai, India

Websiteindianbank.bank.in

Filings tracked9

About Indian Bank

Indian Bank provides various banking products and services. It offers deposit products, including savings bank and current accounts, term deposits, and non-resident Indian (NRI) accounts. The company also provides agriculture, MSME, corporate, online, home, mortgage, vehicle, personal, educational, and jewel loans; supply chain finance; 59 minutes loans; loan/OD against deposits, NSC/KVP/ relief bonds of RBI/LIC policies; and other retail/personal loans. In addition, it offers digital products, including IndOASIS, internet and SMS banking, debit and credit cards, national common mobility cards, prepaid card, mutual funds, IPO, demat, and trading services; point of sale systems; online collection products; cash management services; and other products, services, and schemes. The company operates through multiple branches in India and overseas; as well as ATMs and BNAs. Indian Bank was incorporated in 1907 and is based in Chennai, India.

Who owns it

Promoters76.5%
Institutions17.2%
Public & other6.3%

148 institutional holders

Ownership breakdown from public market data. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Net margin trend19.3% → 32.9%

Margin has expanded by about 13.6 points — the business is getting more profitable.

Growth qualityrev 8% · PAT 23%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹11,120 Cr

Next fiscal year

Rev ₹47,304 Cr · EPS 113.93

Est. earnings growth +10.6%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 4

Revenue (FY2026)

₹36,906 Cr

Net margin

32.9%

Revenue CAGR (3y)

+10.5%

Profit CAGR (3y)

+32.0%

Net profit (FY2026)

₹12,156 Cr

Ask MarketChacha about INDIANB

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Why it moved

Jul 22, 2026
Indian Bank shares declined with the broader banking sector on July 22 amid ongoing concerns over net interest margin (NIM) pressure in a softening rate environment, following weak NIM in recent Q1 results from private lenders like HDFC Bank.
source 1 ↗source 2 ↗source 3 ↗· confidence: medium

Daily moves with the verified reason behind them. Education only — not investment advice.

Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹36,906 Cr	₹12,156 Cr	32.9%
FY2025	₹34,400 Cr	₹10,918 Cr	31.7%
FY2024	₹28,092 Cr	₹8,063 Cr	28.7%
FY2023	₹27,369 Cr	₹5,282 Cr	19.3%

Quarterly

Period	Revenue	Net profit	Net margin
Q1 FY27	—	₹3,273 Cr	—
Q4 FY26	₹9,609 Cr	₹3,103 Cr	32.3%
Q3 FY26	₹9,461 Cr	₹3,061 Cr	32.4%
Q2 FY26	₹9,038 Cr	₹3,018 Cr	33.4%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

Filings & announcements

2026

Disclosure Under Regulation 57 Of SEBI (LODR) Regulations, 2015 - Confirmation Of Payment Of Interest On Debt Securities, Long Term Infrastructure Bonds Series I (ISIN - INE562A08099) On Due Date
Confirmation of payment of Interest on Debt Securities, Long Term Infrastructure Bonds Series I (ISIN - INE562A08099) on due date
BSE9/15/2026
Strikes /Lockouts / Disturbances
Notice of Strike given by United Forum of Bank Unions (U.F.B.U.)
BSE9/9/2026
Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations, 2015
Disclosure under Regulation 30 of the SEBI (LODR) Regulations, 2015- Sale of Shares of NSE held by Indian Bank in the proposed IPO of NSE through Offer for Sale
BSE9/9/2026
Disclosure Under Regulation 30 Of SEBI (LODR) Regulations, 2015: Imposition Of Monetary Penalty On The Bank By Reserve Bank Of India On Bank'S Currency Chest- Satna
Disclosure under Regulation 30 of SEBI (LODR) Regulations, 2015: Imposition of monetary penalty on the Bank by Reserve Bank of India on Bank's Currency Chest- Satna
BSE9/1/2026
Investor Presentation
Disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015- Investor Presentation
BSE8/19/2026
Disclosure Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015
Disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015
BSE8/19/2026
Interest Rates Updates
Revision in Benchmark Rates
BSE8/1/2026
Change in Management
New Assignment /Change in Senior Management Personnel of the Bank
BSE8/1/2026
Change in Management
Change in Senior Management Personnel of the Bank
BSE8/1/2026

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.