Is IndusInd Bank (INDUSINDBK) overvalued or fairly valued?

MarketChacha shows IndusInd Bank's valuation in context — a forward P/E of about 14.1, a price-to-book of about 1.2 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is IndusInd Bank's revenue?

IndusInd Bank reported revenue of ₹25,211 Cr for FY2026, with net profit of ₹889 Cr, per official filings.

What is the share price of IndusInd Bank (INDUSINDBK)?

IndusInd Bank last traded at ₹1,058.30 (+3.0% on the day), as of 7/21/2026 — a delayed quote shown for education, not investment advice.

IndusInd Bank

INDUSINDBK · NSE · Banking · India

₹1,058.30+3.0%

Delayed · as reported by Yahoo Finance · as of Jul 21, 2026, 5:39 AM

Snapshot

TickerINDUSINDBK

ExchangeNSE

SectorBanking

IndustryBanks - Regional

CountryIndia

HeadquartersMumbai, India

Market cap₹80,473 Cr

P/B1.2

Volume22.25L

Websitewww.indusind.bank.in

Filings tracked0

About IndusInd Bank

IndusInd Bank Limited provides various banking products and financial services to individuals, corporations, government entities, and public sector undertakings in India. It operates in four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers savings, salary, RFC, and uniformed personnel accounts; current accounts comprising smart, everyday, premium, trade, startup, and specialized accounts; fixed, recurring, sweep in/out, senior citizen fixed, NRE and NRO fixed, FCNR, and term deposits; vehicle, used and new car, two wheeler, home, gold, agri, personal, doctor professional, medical equipment, term, quick business, SME, and MSME loans; loans against property and securities; loans on credit card; and microfinance, working capital, and trade and export finance. It also provides debit, credit, prepaid, commercial, forex, duo, corporate, and business cards; life, health, and general insurance; safe deposit lockers; payment and financial inclusion products; foreign exchange services, including inward and outward remittances, and online forex portals; digital banking; and online vehicle auction services. In addition, the company offers mutual funds; bill payment; money transfer; NRI services; merchant solutions comprising POS terminal, payment gateway, digital rupee, and QR; transaction banking services, including trade finance, cash management, and tax payment; supply chain finance solutions, including supplier/vendor finance, channel finance, and receivable finance/factoring solutions; investment banking services consisting of debt syndication, debt and private equity fund-raising advisory, and M&A advisory; foreign exchange advisory; derivatives, such as currency, interest rate, and exchange-traded derivatives; debt capital markets, bullions, research, and online platforms; and correspondent and inclusive banking. IndusInd Bank Limited was incorporated in 1994 and is headquartered in Mumbai, India.

Profile as reported by Yahoo Finance.

Who owns it

Promoters16.6%
Institutions52.4%
Public & other31.0%

183 institutional holders

As reported by Yahoo Finance. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

Margin has compressed by about 25.4 points over the period — profitability is trending down.

Net margin trend28.9% → 3.5%

Margin has compressed by about 25.4 points over the period — profitability is trending down.

Growth qualityrev -1% · PAT -51%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹6,472 Cr · EPS 8.42

Est. earnings growth +247.5%

Next fiscal year

Rev ₹31,755 Cr · EPS 73.44

Est. earnings growth +56.4%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

₹710.6052-wk range₹1,068.80

Delayed · as reported by Yahoo Finance

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 4

Market cap

₹80,473 Cr

Day change

+3.0%

Fwd P/E

14.1

P/B

1.2

Div yield

0.15%

Beta

0.52

Revenue (FY2026)

₹25,211 Cr

Net margin

3.5%

Revenue CAGR (3y)

-0.7%

Profit CAGR (3y)

-50.7%

Net profit (FY2026)

₹889 Cr

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

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Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹25,211 Cr	₹889 Cr	3.5%
FY2025	₹26,716 Cr	₹2,613 Cr	9.8%
FY2024	₹30,012 Cr	₹8,977 Cr	29.9%
FY2023	₹25,765 Cr	₹7,443 Cr	28.9%

Quarterly

Period	Revenue	Net profit	Net margin
2026Q1	₹6,078 Cr	₹594 Cr	9.8%
2025Q4	₹6,268 Cr	₹128 Cr	2.0%
2025Q3	₹6,061 Cr	₹-445 Cr	-7.3%
2025Q2	₹6,796 Cr	₹684 Cr	10.1%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.