Is St. Joe Company (JOE) overvalued or fairly valued?

MarketChacha shows St. Joe Company's valuation in context — a trailing P/E of about 31.6, a forward P/E of about 612.0, a price-to-book of about 5.0 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does St. Joe Company's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (1.50×) from reported figures — education, not a rating.

What is St. Joe Company's revenue?

St. Joe Company reported revenue of $513.2M for FY2025, with net profit of $115.6M, per official filings.

What is the share price of St. Joe Company (JOE)?

St. Joe Company last traded at $67.32 (-0.7% on the day), as of 8/18/2026 — a delayed quote shown for education, not investment advice.

St. Joe Company

JOE · NYSE · Real Estate · United States

Snapshot

TickerJOE

ExchangeNYSE

SectorReal Estate

IndustryReal Estate - Diversified

CountryUnited States

Employees906

HeadquartersPanama City Beach, United States

Websitewww.joe.com

Filings tracked11

About St. Joe Company

The St. Joe Company, together with its subsidiaries, operates as a real estate development, asset management, and operating company in the United States. It operates through three segments: Residential, Hospitality, and Commercial. The Residential segment engages in the development of communities into homesites for sale to homebuilders and on a limited basis to retail customers. This segment primarily sells developed homesites, completed homes, parcels of entitled or undeveloped land or homesites, and a homesite residual on homebuilder, as well as offers marketing services. Its Hospitality segment owns and operates a private membership club, golf courses, beach clubs, retail outlets, marinas, and other entertainment assets. This segment also engages in the hotel, food and beverage, and gulf-front vacation rental operations, as well as provides management services. The Commercial segment engages in leasing of commercial property, multi-family, a senior living community, and other assets. This segment also involved in the planning, development, entitlement, management, and sale of commercial and rural land holdings for retail, office, hotel, senior living, multi-family, self-storage, and industrial uses; and grows and sells pulpwood, sawtimber, and other forest products, as well as operates real estate brokerage, title insurance agency and insurance agency business. The St. Joe Company was incorporated in 1936 and is based in Panama City Beach, Florida.

Who owns it

Insiders0.4%
Institutions89.0%
Public & other10.6%

433 institutional holders

Ownership breakdown from public market data.

Top holders

Fairholme Capital Management LLC31.94%
Blackrock Inc.10.80%
Vanguard Portfolio Management LLC6.89%
Vanguard Capital Management LLC3.16%
State Street Corporation2.73%
Dimensional Fund Advisors LP2.38%
Select Equity Group LP2.36%
Geode Capital Management, LLC2.11%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Cash conversion1.50×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Net margin trend20.0% → 22.5%

Margin has expanded by about 2.6 points — the business is getting more profitable.

Return on equity15.1%

Latest ROE of 15.1% — capital is generating a healthy return.

Growth qualityrev 15% · PAT 22%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

New to these terms?

P/E ROE ROCE Margins Market cap

Browse the Learn hub →

Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Revenue (FY2025)

$513.2M

Net margin

22.5%

ROE

15.1%

Revenue CAGR (2y)

+14.8%

Profit CAGR (2y)

+22.0%

EPS (FY2025)

1.99

Net profit (FY2025)

$115.6M

Ask MarketChacha about JOE

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$513.2M	$115.6M	1.99	22.5%	15.1%
FY2024	$402.7M	$74.2M	1.27	18.4%	10.2%
FY2023	$389.3M	$77.7M	1.33	20.0%	11.4%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q2	$158.8M	$40.5M	0.71	25.5%
2026Q1	$99.0M	$13.9M	0.24	14.1%
2025Q3	$161.1M	$38.7M	0.67	24.0%
2025Q2	$129.1M	$29.5M	0.51	22.9%
2025Q1	$94.2M	$17.5M	0.30	18.5%
2024Q3	$99.0M	$16.8M	0.29	17.0%
2024Q2	$111.6M	$24.5M	0.42	22.0%
2024Q1	$87.8M	$13.9M	0.24	15.9%
2023Q3	$101.4M	$19.4M	0.33	19.1%
2023Q2	$128.2M	$34.7M	0.60	27.1%
2023Q1	$73.0M	$10.4M	0.18	14.2%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Results of operations, Other events, Exhibits
SEC7/29/2026material
10-Q filing
SEC7/29/2026
8-K — Shareholder vote results
SEC5/14/2026material
8-K — Reg FD disclosure, Exhibits
SEC5/12/2026material
8-K — Other events
SEC5/4/2026material
8-K — Results of operations, Other events, Exhibits
SEC4/29/2026material
10-Q filing
SEC4/29/2026
8-K — Results of operations, Other events, Exhibits
SEC2/25/2026material
10-K filing
SEC2/25/2026

2025

8-K — Results of operations, Other events, Exhibits
SEC10/29/2025material
10-Q filing
SEC10/29/2025

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.