Is Karur Vysya Bank (KARURVYSYA) overvalued or fairly valued?

MarketChacha shows Karur Vysya Bank's valuation in context — a forward P/E of about 10.3, a price-to-book of about 2.3 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Karur Vysya Bank's revenue?

Karur Vysya Bank reported revenue of ₹4,939 Cr for FY2026, with net profit of ₹2,510 Cr, per official filings.

What is the share price of Karur Vysya Bank (KARURVYSYA)?

Karur Vysya Bank last traded at ₹339.15 (+12.7% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

Karur Vysya Bank

KARURVYSYA · NSE · Banking · India

₹339.15+12.7%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 10:00 AM

Snapshot

TickerKARURVYSYA

ExchangeNSE

SectorBanking

IndustryBanks - Regional

CountryIndia

Employees9,845

HeadquartersKarur, India

Market cap₹32,783 Cr

P/B2.3

Volume1.6Cr

Websitewww.kvb.bank.in

Filings tracked0

About Karur Vysya Bank

The Karur Vysya Bank Limited provides various banking and financial services for personal and corporate customers in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The Treasury segment offers investments in Central and State Government securities, debt instruments of banks, FIs, insurance companies, PSUs and corporates, certificates of deposits, equity shares, mutual funds, and security receipts, as well as forward contracts, derivatives and foreign exchange operations on proprietary accounts and for customers, including trading in these instruments, as well as borrowing and lending operations. The Corporate/Wholesale Banking segment includes all advances to trusts, partnership firms, companies, and statutory bodies. The Retail Banking segment comprises the lending of funds and other banking services to any legal person, including small business customers. The Other Banking Operations include bancassurance, third-party product distribution, demat services and other banking transactions, as well as deposits in RIDF and MSME funds. It also provides prepaid instruments, including gift, forex, travel, and re-loadable cards; life, non-life, and health insurance products; savings and current accounts; recurring and tax-saving deposits; personal, home, vehicle, and educational loans, as well as business loans; digital products; locker facilities; social security schemes; and government sponsored schemes. In addition, the company offers investment and payment collection and transaction banking services; FCNR, NRE, and NRO deposits; mortgage and jewel loans and loans against deposits; remittance services; and Internet and mobile banking services, as well as a range of products for the agricultural sector. The Karur Vysya Bank Limited was incorporated in 1916 and is headquartered in Karur, India.

Profile as reported by Yahoo Finance.

Who owns it

Promoters0.0%
Institutions42.6%
Public & other57.4%

99 institutional holders

As reported by Yahoo Finance. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Net margin trend33.0% → 50.8%

Margin has expanded by about 17.8 points — the business is getting more profitable.

Growth qualityrev 14% · PAT 31%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next fiscal year

Rev ₹6,361 Cr · EPS 32.23

Est. earnings growth +12.0%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

₹201.8252-wk range₹347.90

Delayed · as reported by Yahoo Finance

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 4

Market cap

₹32,783 Cr

Day change

+12.7%

Fwd P/E

10.3

P/B

2.3

Div yield

0.76%

Beta

-0.07

Revenue (FY2026)

₹4,939 Cr

Net margin

50.8%

Revenue CAGR (3y)

+13.8%

Profit CAGR (3y)

+31.4%

Net profit (FY2026)

₹2,510 Cr

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

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Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹4,939 Cr	₹2,510 Cr	50.8%
FY2025	₹4,260 Cr	₹1,942 Cr	45.6%
FY2024	₹3,809 Cr	₹1,605 Cr	42.1%
FY2023	₹3,349 Cr	₹1,106 Cr	33.0%

Quarterly

Period	Revenue	Net profit	Net margin
2026Q2	₹1,423 Cr	₹756 Cr	53.1%
2026Q1	₹1,359 Cr	₹725 Cr	53.4%
2025Q4	₹1,239 Cr	₹690 Cr	55.7%
2025Q3	₹1,261 Cr	₹574 Cr	45.5%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.