Is Karnataka Bank (KTKBANK) overvalued or fairly valued?

MarketChacha shows Karnataka Bank's valuation in context — a forward P/E of about 7.1, a price-to-book of about 0.8 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Karnataka Bank's revenue?

Karnataka Bank reported revenue of ₹8,918 Cr for FY2026, with net profit of ₹1,311 Cr, per official filings.

What is the share price of Karnataka Bank (KTKBANK)?

Karnataka Bank last traded at ₹276.25 (+0.4% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

Karnataka Bank

KTKBANK · NSE · Banking · India

₹276.25+0.4%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 9:59 AM

Snapshot

TickerKTKBANK

ExchangeNSE

SectorBanking

IndustryBanks - Regional

CountryIndia

HeadquartersMangalore, India

Market cap₹10,447 Cr

P/B0.8

Volume29.02L

Websitewww.karnatakabank.bank.in

Filings tracked1

About Karnataka Bank

The Karnataka Bank Limited provides various banking and financial services in India. It operates through four segments: Treasury operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The Corporate/Wholesale Banking segment provides various fund and non-fund-based products, including term loans, working capital facilities, foreign exchange services, structured finance, as well as trade financing products, such as letters of credit, guarantees, and bill discounting. The Retail Banking segment offers home, automobile, personal, and education loans; loans against term deposits; loans against securities; and gold, small business, and agriculture loans to agriculture, MSME, housing, and education sectors. Its products include KBL Contractor Mitra, KBL Micro Mitra, KBL Export Mitra, KBL MSME, as well as KBL Mahila Udyog for financial support of women entrepreneurs. The Treasury segment engages in statutory reserves management, such as SLR and CRR; liquidity and treasury management; investment and trading activities; and foreign exchange activities. The Other Banking Operations segment offers a range of ancillary products and services, including collection of taxes, digital marketing initiatives, trade finance automation, doorstep gold loan, OMNI channel, corporate salary account, and enhanced whatsapp banking, as well as FASTag services. It also invests in sovereign debt instruments and other fixed income securities; mutual funds; certificates of deposits; floating rate instrument; forward contracts; and trades debt and equity securities. In addition, the company distributes insurance products. The Karnataka Bank Limited was incorporated in 1924 and is based in Mangalore, India.

Profile as reported by Yahoo Finance.

Who owns it

Promoters5.7%
Institutions19.7%
Public & other74.6%

36 institutional holders

As reported by Yahoo Finance. Promoter pledge is not included here — that comes from exchange shareholding filings.

What's expected next

Next fiscal year

Rev ₹5,627 Cr · EPS 39.10

Est. earnings growth +8.5%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

₹169.1252-wk range₹284.90

Delayed · as reported by Yahoo Finance

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Financials at a glance

Source: BSE (official results filing)

Quarterly · last 2

Market cap

₹10,447 Cr

Day change

+0.4%

Fwd P/E

7.1

P/B

0.8

Div yield

1.78%

Beta

0.30

Revenue (FY2026)

₹8,918 Cr

Net margin

14.7%

EPS (FY2026)

34.66

Net profit (FY2026)

₹1,311 Cr

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

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Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin
FY2026	₹8,918 Cr	₹1,311 Cr	34.66	14.7%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q1	₹2,257 Cr	₹408 Cr	10.79	18.1%
2025Q4	₹2,220 Cr	₹291 Cr	7.69	13.1%

Figures as reported, in ₹ (crore). Source: BSE (official results filing).

Filings & announcements

2026

Board Meeting Intimation for To Consider The Unaudited Standalone & Consolidated Financial Results For The Quarter Ended June 30, 2026
Karnataka Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 29/07/2026 ,inter alia, to consider and approve To consider the Unaudited Standalone ....
BSE7/22/2026material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.