Why did Karnataka Bank (KTKBANK) stock move recently?

On 7/28/2026, Karnataka Bank moved -3.1% — Karnataka Bank shares fell 3.08% with no specific company catalyst identified in filings or credible coverage; the next board meeting to consider Q1 FY27 results is scheduled for July 29. This is MarketChacha's decoded reason from filings and credible news; it is education, not buy/sell advice.

Is Karnataka Bank (KTKBANK) overvalued or fairly valued?

MarketChacha shows Karnataka Bank's valuation in context — a forward P/E of about 8.3, a price-to-book of about 1.0 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Karnataka Bank's revenue?

Karnataka Bank reported revenue of ₹8,918 Cr for FY2026, with net profit of ₹1,311 Cr, per official filings.

What is the share price of Karnataka Bank (KTKBANK)?

Karnataka Bank last traded at ₹340.10 (+0.1% on the day), as of 9/4/2026 — a delayed quote shown for education, not investment advice.

Karnataka Bank

KTKBANK · NSE · Banking · India

Snapshot

TickerKTKBANK

ExchangeNSE

SectorBanking

IndustryBanks - Regional

CountryIndia

HeadquartersMangalore, India

Websitewww.karnatakabank.bank.in

Filings tracked18

About Karnataka Bank

The Karnataka Bank Limited provides various banking and financial services in India. It operates through four segments: Treasury operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The Corporate/Wholesale Banking segment provides various fund and non-fund-based products, including term loans, working capital facilities, foreign exchange services, structured finance, as well as trade financing products, such as letters of credit, guarantees, and bill discounting. The Retail Banking segment offers home, automobile, personal, and education loans; loans against term deposits; loans against securities; and gold, small business, and agriculture loans to agriculture, MSME, housing, and education sectors. Its products include KBL Contractor Mitra, KBL Micro Mitra, KBL Export Mitra, KBL MSME, as well as KBL Mahila Udyog for financial support of women entrepreneurs. The Treasury segment engages in statutory reserves management, such as SLR and CRR; liquidity and treasury management; investment and trading activities; and foreign exchange activities. The Other Banking Operations segment offers a range of ancillary products and services, including collection of taxes, digital marketing initiatives, trade finance automation, doorstep gold loan, OMNI channel, corporate salary account, and enhanced whatsapp banking, as well as FASTag services. It also invests in sovereign debt instruments and other fixed income securities; mutual funds; certificates of deposits; floating rate instrument; forward contracts; and trades debt and equity securities. In addition, the company distributes insurance products. The Karnataka Bank Limited was incorporated in 1924 and is based in Mangalore, India.

Who owns it

Promoters5.6%
Institutions19.8%
Public & other74.5%

39 institutional holders

Ownership breakdown from public market data. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

Margin has compressed by about 13.6 points over the period — profitability is trending down.

Net margin trend28.3% → 14.7%

Margin has compressed by about 13.6 points over the period — profitability is trending down.

Growth qualityrev 29% · PAT 3%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next fiscal year

Rev ₹5,819 Cr · EPS 41.15

Est. earnings growth +9.7%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 5

Revenue CAGR (2y)

+4.7%

Profit CAGR (3y)

+3.6%

Net profit (FY2026)

₹1,311 Cr

Ask MarketChacha about KTKBANK

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Why it moved

Jul 28, 2026
Karnataka Bank shares fell 3.08% with no specific company catalyst identified in filings or credible coverage; the next board meeting to consider Q1 FY27 results is scheduled for July 29.
· confidence: low

Daily moves with the verified reason behind them. Education only — not investment advice.

Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	—	₹1,311 Cr	—
FY2025	₹4,580 Cr	₹1,272 Cr	27.8%
FY2024	₹4,618 Cr	₹1,306 Cr	28.3%
FY2023	₹4,178 Cr	₹1,180 Cr	28.3%

Quarterly

Period	Net profit
Q1 FY27	₹419 Cr
Q4 FY26	₹408 Cr
Q3 FY26	₹291 Cr
Q2 FY26	₹319 Cr
Q1 FY26	₹292 Cr

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

Filings & announcements

2026

Disclosure In Terms Of Regulation 36 (1) (B) Of The SEBI LODR Regulations, 2015
Disclosure in terms of Regulation 36 (1) (b) of the SEBI LODR Regulations, 2015
BSE8/31/2026
Business Responsibility and Sustainability Reporting (BRSR)
Business Responsibility and Sustainability Report of the Bank for the FY 2025-26
BSE8/31/2026
Reg. 34 (1) Annual Report.
Integrated Annual Report of the Bank for the FY 2025-26
BSE8/31/2026
Notice Of 102Nd Annual General Meeting Of The Bank
Notice of 102nd Annual General Meeting of the Bank
BSE8/31/2026material
Fixation Of Record Date For Payment Of Dividend
Fixation of Record Date for payment of Dividend
BSE8/29/2026
Dividend Updates
Fixation of Record Date for payment of Dividend
BSE8/29/2026
Scheduling Of 102Nd Annual General Meeting Of The Bank
Scheduling of 102nd Annual General Meeting of the Bank
BSE8/29/2026material
Allotment Of Equity Shares Pursuant To Exercise Of Vested Stock Options Under The KBL Employees Stock Option Scheme 2018
Allotment of Equity Shares pursuant to exercise of vested Stock Options under the KBL Employees Stock Option Scheme 2018
BSE8/28/2026
Press Release / Media Release
Karnataka Bank Launches Capital Gains Account Scheme to Facilitate Efficient Tax Planning
BSE8/28/2026
Press Release / Media Release
Karnataka Bank empaneled as Arranger for HUDCO Capital Gain Bonds
BSE8/19/2026
Allotment of ESOP / ESPS
Allotment of equity shares pursuant to exercise of vested stock options under the Karnataka Bank Employees Stock Option Scheme, 2023
BSE8/18/2026
Press Release / Media Release
Press Release - Karnatka Bank launches KBL Finsurance- Insurance Platform
BSE8/3/2026
Press Release / Media Release
Karnataka Bank appoints Mr. Parthasarathi Periaswamy as Additional Director
BSE7/31/2026
Updated Brief Profile Of Mr. Parthasarathi Periaswamy, Additional Director Of The Bank
Updated brief profile of Mr. Parthasarathi Periaswamy, Additional Director of the Bank
BSE7/30/2026
Investor Presentation
Investor Presentation on Unaudited Financial Results for the quarter ended June 30, 2026
BSE7/29/2026
A
Analysts / Investor Presentation on unaudited Financial Results for the quarter ended June 30, 2026
BSE7/29/2026
Allotment of ESOP / ESPS
Allotment of equity shares pursuant to exercise of vested stock options under the KBL Employees Stock Option Scheme 2018 (ESOS 2018)
BSE7/27/2026
Board Meeting Intimation for To Consider The Unaudited Standalone & Consolidated Financial Results For The Quarter Ended June 30, 2026
Karnataka Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 29/07/2026 ,inter alia, to consider and approve To consider the Unaudited Standalone ....
BSE7/22/2026material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.