Is Muthoot Finance (MUTHOOTFIN) overvalued or fairly valued?

MarketChacha shows Muthoot Finance's valuation in context — a forward P/E of about 8.9, a price-to-book of about 3.1 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Muthoot Finance's revenue?

Muthoot Finance reported revenue of ₹17,659 Cr for FY2026, with net profit of ₹10,590 Cr, per official filings.

What is the share price of Muthoot Finance (MUTHOOTFIN)?

Muthoot Finance last traded at ₹3,022.70 (+1.1% on the day), as of 7/21/2026 — a delayed quote shown for education, not investment advice.

Muthoot Finance

MUTHOOTFIN · NSE · NBFC/Gold Loans · India

₹3,022.70+1.1%

Delayed · as reported by Yahoo Finance · as of Jul 21, 2026, 5:41 AM

Snapshot

TickerMUTHOOTFIN

ExchangeNSE

SectorNBFC/Gold Loans

IndustryCredit Services

CountryIndia

Employees31,613

HeadquartersKochi, India

Market cap₹1,19,750 Cr

P/B3.1

Volume2.34L

Websitewww.muthootfinance.com

Filings tracked0

About Muthoot Finance

Muthoot Finance Limited, a non-banking financing company, provides gold loans in India. The company offers various loans, including personal, small and corporate business, SME, and vehicle, as well as loans against property; insurance products, such as health, home, vehicle, life, travel, shop, and group; housing and micro finance; and mutual funds. It also provides gold flexi credit; PAN card; money transfer; non-convertible debentures; national pension scheme; digital and cashless payments; bank mapping; and other custom offerings and milligram rewards. In addition, the company generates electric power through three windmills with a combined capacity of 3.75 MW in Tamil Nadu. Muthoot Finance Limited was founded in 1887 and is headquartered in Kochi, India.

Profile as reported by Yahoo Finance.

Who owns it

Promoters73.4%
Institutions16.1%
Public & other10.6%

212 institutional holders

As reported by Yahoo Finance. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Net margin trend33.0% → 60.0%

Margin has expanded by about 26.9 points — the business is getting more profitable.

Growth qualityrev 19% · PAT 45%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹5,212 Cr · EPS 64.08

Est. earnings growth +9.7%

Next fiscal year

Rev ₹26,352 Cr · EPS 335.98

Est. earnings growth +12.8%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

₹2,476.6052-wk range₹4,149.50

Delayed · as reported by Yahoo Finance

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 4

Market cap

₹1,19,750 Cr

Day change

+1.1%

Fwd P/E

8.9

P/B

3.1

Div yield

1.00%

Beta

0.50

Revenue (FY2026)

₹17,659 Cr

Net margin

60.0%

Revenue CAGR (3y)

+18.9%

Profit CAGR (3y)

+45.0%

Net profit (FY2026)

₹10,590 Cr

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

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Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹17,659 Cr	₹10,590 Cr	60.0%
FY2025	₹17,099 Cr	₹5,201 Cr	30.4%
FY2024	₹9,733 Cr	₹4,324 Cr	44.4%
FY2023	₹10,515 Cr	₹3,474 Cr	33.0%

Quarterly

Period	Revenue	Net profit	Net margin
2026Q1	₹5,331 Cr	₹3,349 Cr	62.8%
2025Q4	₹4,616 Cr	₹2,824 Cr	61.2%
2025Q3	₹4,148 Cr	₹2,345 Cr	56.5%
2025Q2	₹5,703 Cr	₹2,046 Cr	35.9%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.