Why did Muthoot Finance (MUTHOOTFIN) stock move recently?

On 7/21/2026, Muthoot Finance moved +3.2% — No specific catalyst identified for today's move; Muthoot Finance rose with broader gold loan sector sentiment following the mid-July gold duty hike news. This is MarketChacha's decoded reason from filings and credible news; it is education, not buy/sell advice.

Is Muthoot Finance (MUTHOOTFIN) overvalued or fairly valued?

MarketChacha shows Muthoot Finance's valuation in context — a forward P/E of about 9.1, a price-to-book of about 2.9 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Muthoot Finance's revenue?

Muthoot Finance reported revenue of ₹17,659 Cr for FY2026, with net profit of ₹10,590 Cr, per official filings.

What is the share price of Muthoot Finance (MUTHOOTFIN)?

Muthoot Finance last traded at ₹2,859.00 (-1.0% on the day), as of 8/19/2026 — a delayed quote shown for education, not investment advice.

Muthoot Finance

MUTHOOTFIN · NSE · NBFC/Gold Loans · India

Snapshot

TickerMUTHOOTFIN

ExchangeNSE

SectorNBFC/Gold Loans

IndustryCredit Services

CountryIndia

Employees31,617

HeadquartersKochi, India

Websitewww.muthootfinance.com

Filings tracked11

About Muthoot Finance

Muthoot Finance Limited, a non-banking financing company, provides gold loans in India. The company offers various loans, including personal, small and corporate business, SME, and vehicle, as well as loans against property; insurance products, such as health, home, vehicle, life, travel, shop, and group; housing and micro finance; and mutual funds. It also provides gold flexi credit; PAN card; money transfer; non-convertible debentures; national pension scheme; digital and cashless payments; bank mapping; and other custom offerings and milligram rewards. In addition, the company generates electric power through three windmills with a combined capacity of 3.75 MW in Tamil Nadu. Muthoot Finance Limited was founded in 1887 and is headquartered in Kochi, India.

Who owns it

Promoters73.4%
Institutions17.6%
Public & other9.1%

208 institutional holders

Ownership breakdown from public market data. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Net margin trend33.0% → 60.0%

Margin has expanded by about 26.9 points — the business is getting more profitable.

Growth qualityrev 19% · PAT 45%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹4,917 Cr · EPS 64.55

Est. earnings growth -2.4%

Next fiscal year

Rev ₹25,645 Cr · EPS 319.23

Est. earnings growth +11.8%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 5

Revenue (FY2026)

₹17,659 Cr

Net margin

60.0%

Revenue CAGR (3y)

+18.9%

Profit CAGR (3y)

+45.0%

Net profit (FY2026)

₹10,590 Cr

Ask MarketChacha about MUTHOOTFIN

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Why it moved

Jul 21, 2026
No specific catalyst identified for today's move; Muthoot Finance rose with broader gold loan sector sentiment following the mid-July gold duty hike news.
source 1 ↗· confidence: low

Daily moves with the verified reason behind them. Education only — not investment advice.

Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹17,659 Cr	₹10,590 Cr	60.0%
FY2025	₹17,099 Cr	₹5,201 Cr	30.4%
FY2024	₹9,733 Cr	₹4,324 Cr	44.4%
FY2023	₹10,515 Cr	₹3,474 Cr	33.0%

Quarterly

Period	Revenue	Net profit	Net margin
Q1 FY27	₹4,457 Cr	₹2,799 Cr	62.8%
Q4 FY26	₹6,137 Cr	₹3,349 Cr	54.6%
Q3 FY26	₹4,616 Cr	₹2,824 Cr	61.2%
Q2 FY26	₹4,148 Cr	₹2,345 Cr	56.5%
Q1 FY26	₹5,703 Cr	₹2,046 Cr	35.9%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

Filings & announcements

2026

Intimation Under Regulation 30
Intimation under Regulation 30
BSE8/11/2026
Book Closure For Annual General Meeting
Book closure for AGM
BSE8/8/2026
Business Responsibility and Sustainability Reporting (BRSR)
BRSR
BSE8/7/2026
Reg. 34 (1) Annual Report.
Annual Report for FY 2025-26
BSE8/7/2026
Notice Of Annual General Meeting
Notice of Annual General Meeting
BSE8/7/2026
Shareholders Meeting - AGM On 31 August 2026
Shareholder Meeting-AGM on 31 August 2026
BSE8/7/2026material
Investor Presentation
Investor Presentation
BSE8/1/2026
Press Release / Media Release
Press Release on Leadership Succession Plan
BSE8/1/2026
Press Release / Media Release
Press Release
BSE8/1/2026
Press Release / Media Release
Investor Presentation
BSE8/1/2026
Board Meeting Intimation for Prior Intimation About Board Meeting
Muthoot Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 01/08/2026 ,inter alia, to consider and approve the unaudited financial results ....
BSE7/24/2026material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.